Noble Credit Union is headquartered in Fresno and is the 56th largest credit union in the state of California. It is also the 388th largest credit union in the nation. It was established in 1941 and as of December of 2022, it had grown to 208 employees and 111,267 members at 10 locations. Noble Credit Union's money market rates are 5X the national average, and it has an A health rating.
Field of Membership Restrictions
Noble Credit Union membership is open to family and household members of current or eligible credit union members, and to employees of the following Partners: AAA of Fresno or Medera Office employees, American Red Cross, Big Brothers/Big Sisters, Fresno Credit Bureau, or any of the more than 150 SEGs (a full list can be found on the credit union's website).
See current membership details
Favorite Credit Union/Bank
I have banked with FCFCU all my life. It started with a kids savings account when I was younger and then I was back again as an adult. I kept an emergency fund in a savings account here. I loved their holiday savings accounts to save for Christmas & vacations for my family. No fees for the holiday accounts and they will let you have more than one to keep savings separate. Wonderful customer service with the clerks! They are so friendly and full of smiles! When I came in the clerks remembered me and my children by name. It was always a pleasure to come in and do business here as there were books and toys to keep my children busy and a sticker from the clerk. The staff was wonderfully patient and kind with my children when they each opened their own savings account. It is an extra bonus that they always have a polite security guard at the entrance to open the door for you. I have banked with 4 banks/credit unions and this is by far the best experience I have had!
Noble does everything I need my bank to do.
I have banked with Noble Credit Union for about 10 years now. They recently changed the name but nothing but the logo has changed. They always give me great me great customer service both when I go into the branch and also talk to them online. They are a credit union so there has never been a fee for my checking account and they have waived all my overdraft fees in the 10 years I have been with them. What I really love is the app they have. I am able to transfer money from account to account, I can set up bill pay and I can even take a picture and deposit a check on the app. I use the app a ton and it has really made my life easier. The only downside is that when I go out of town I'm usually forced to use an atm and I incur a fee because my bank is just local. So that's the one thing that I don't like.
Data as of Q4 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24552 |
| Year Chartered | 1941 |
| Employees | 208 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.86% |
| Return on Equity - YTD | 10.17% |
| Annual Interest Income | $35.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $1.13B$1.10B |
| Loans | Q4 2022vs Q4 2021 | $749.5MM$680.8MM |
| Deposits | Q4 2022vs Q4 2021 | $1.03B$991.1MM |
| Equity Capital | Q4 2022vs Q4 2021 | $95.2MM$101.3MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $9.3MM$8.9MM |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $3.3MM$1.2MM |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$369.00K |