Noble Credit Union


Overview / Commentary
559-252-5000
3067 W. Bullard
Fresno, CA 93711

Noble Credit Union is headquartered in Fresno and is the 51st largest credit union in the state of California. It is also the 368th largest credit union in the nation. It was established in 1941 and as of December of 2024, it had grown to 200 employees and 117,693 members at 9 locations. Noble Credit Union's money market rates are 11X the national average, and it has an A health rating.

Field of Membership Restrictions

Noble Credit Union membership is open to members of the Friends of the Fresno County Public Library or the Friends of the Madera County Library. Employees of nearly 400 Business Partners are eligible to join (a full list can be found on the Noble Credit Union website). Family and household members of current or eligible credit union members also qualify for membership.
See current membership details

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Health

Health Grade Components

Overall
NCUA #24552
Year Chartered1941
Employees200
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD8.7%
Annual Interest Income$60MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.28B$1.24B
LoansQ4 2024vs Q4 2023$853.5MM$795.6MM
DepositsQ4 2024vs Q4 2023$1.05B$1.02B
Equity CapitalQ4 2024vs Q4 2023$117.5MM$108.8MM
Loan Loss AllowanceQ4 2024vs Q4 2023$11.8MM$10.1MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$4.3MM$3.3MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Noble Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$10k*-Health Savings Account
OTHER TIERS: 0.10% $50 - $2.5k | 0.25% $2.5k - $5k | 0.50% $5k - $10k
0.20%*$25k*-Regular Share Savings Account
OTHER TIERS: 0.05% $250 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k
0.20%*$25k*-Holiday Club Account
OTHER TIERS: 0.05% $250 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k
0.20%*$25k*-Primary Savings
OTHER TIERS: 0.05% $250 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k
0.20%*$25k*-Star Savers
OTHER TIERS: 0.05% $250 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k
0.20%*$25k*-EverGreen Savers
OTHER TIERS: 0.05% $250 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k

Noble Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$100*$2.5kReverse Money Market
OTHER TIERS: 0.75% $10k+ | 1.00% $7.5k - $10k | 1.25% $5k - $7.5k | 2.50% $2.5k - $5k
1.66%*$500k*-Loyalty Money Market (Member for 20 or more years)
OTHER TIERS: 1.00% $2.5k - $10k | 1.06% $10k - $100k | 1.61% $100k - $500k
1.41%*$500k*-Money Market Advantage
OTHER TIERS: 0.75% $2.5k - $10k | 0.80% $10k - $100k | 1.36% $100k - $500k
0.60%*$50k*-IRA Money Market
OTHER TIERS: 0.50% $100 - $10k | 0.55% $10k - $50k

Noble Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Noble Perks Plus Checking

Noble Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%*$100k*$2m6-11 Month Share Certificate
OTHER TIERS: 3.92% $500 - $10k | 3.97% $10k - $50k | 4.02% $50k - $100k
3.35%*$100k*$2m1-2 Year Share Certificate
OTHER TIERS: 3.20% $500 - $10k | 3.25% $10k - $50k | 3.30% $50k - $100k
2.99%*$100k*$2m2 Year Share Certificate
OTHER TIERS: 2.89% $500 - $10k | 2.94% $10k - $100k
2.94%*$100k*$2m3-5 Month Share Certificate
OTHER TIERS: 2.84% $500 - $10k | 2.89% $10k - $100k
2.89%*$100k*$2m2 Year Three Wishes Share Certificate
OTHER TIERS: 2.78% $500 - $10k | 2.84% $10k - $100k
2.68%*$100k*$2m3 Year Share Certificate
OTHER TIERS: 2.58% $500 - $10k | 2.63% $10k - $100k

Noble Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.74%*$100k*-6-11 Month IRA
OTHER TIERS: 3.49% $100 - $10k | 3.59% $10k - $50k | 3.64% $50k - $100k
3.56%*$100k*-1-2 Year IRA
OTHER TIERS: 3.40% $100 - $10k | 3.45% $10k - $100k
2.99%*$100k*-2 Year IRA
OTHER TIERS: 2.89% $100 - $10k | 2.94% $10k - $100k
2.73%*$100k*-3-5 Month IRA
OTHER TIERS: 2.63% $100 - $10k | 2.68% $10k - $100k
Locations


Noble Credit Union Locations
Branch Office8087 N Cedar AveFresno, CA 93720-4827
Branch Office3067 W Bullard AveFresno, CA 93711-1609
Branch Office609 W Yosemite AveMadera, CA 93637-4522
Branch Office4979 E University AveFresno, CA 93727-1618
Branch Office4422 W Ashlan AveFresno, CA 93722-4391
Branch Office2440 Tulare St Ste 135Fresno, CA 93721-2269
Branch Office175 N Clovis AveClovis, CA 93612-0304
Branch Office2851 Highland Ave Ste 109Selma, CA 93662-3387
Corporate Office7 E River Park Pl E Ste 110Fresno, CA 93720-1669

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