Noble Credit Union

Overview / Commentary
3067 W. Bullard
Fresno, CA 93711

Noble Credit Union is headquartered in Fresno and is the 53rd largest credit union in the state of California. It is also the 369th largest credit union in the nation. It was established in 1941 and as of December of 2023, it had grown to 197 employees and 114,372 members at 10 locations. Noble Credit Union's money market rates are 11X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Noble Credit Union membership is open to members of the Friends of the Fresno County Public Library or the Friends of the Madera County Library. Employees of nearly 400 Business Partners are eligible to join (a full list can be found on the Noble Credit Union website). Family and household members of current or eligible credit union members also qualify for membership.
See current membership details

Reviews (2)

Favorite Credit Union/Bank

Posted by: |

I have banked with FCFCU all my life. It started with a kids savings account when I was younger and then I was back again as an adult. I kept an emergency fund in a savings account here. I loved their holiday savings accounts to save for Christmas & vacations for my family. No fees for the holiday accounts and they will let you have more than one to keep savings separate. Wonderful customer service with the clerks! They are so friendly and full of smiles! When I came in the clerks remembered me and my children by name. It was always a pleasure to come in and do business here as there were books and toys to keep my children busy and a sticker from the clerk. The staff was wonderfully patient and kind with my children when they each opened their own savings account. It is an extra bonus that they always have a polite security guard at the entrance to open the door for you. I have banked with 4 banks/credit unions and this is by far the best experience I have had!

Noble does everything I need my bank to do.

Posted by: |

I have banked with Noble Credit Union for about 10 years now. They recently changed the name but nothing but the logo has changed. They always give me great me great customer service both when I go into the branch and also talk to them online. They are a credit union so there has never been a fee for my checking account and they have waived all my overdraft fees in the 10 years I have been with them. What I really love is the app they have. I am able to transfer money from account to account, I can set up bill pay and I can even take a picture and deposit a check on the app. I use the app a ton and it has really made my life easier. The only downside is that when I go out of town I'm usually forced to use an atm and I incur a fee because my bank is just local. So that's the one thing that I don't like.


Health Grade Components

NCUA #24552
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD8.95%
Annual Interest Income$45.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.24B$1.13B
LoansQ4 2023vs Q4 2022$795.6MM$749.5MM
DepositsQ4 2023vs Q4 2022$1.02B$1.03B
Equity CapitalQ4 2023vs Q4 2022$108.8MM$95.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$10.1MM$9.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$3.3MM$3.3MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Noble Credit Union Savings Account Rates

1.00%*$10k*-Health Savings Account
OTHER TIERS: 0.10% $50 - $2.5k | 0.25% $2.5k - $5k | 0.50% $5k - $10k
0.25%*$25k*-Star Savers
OTHER TIERS: 0.10% $5 - $5k | 0.15% $5k - $10k | 0.20% $10k - $25k
0.25%*$25k*-EverGreen Savers
OTHER TIERS: 0.10% $5 - $5k | 0.15% $5k - $10k | 0.20% $10k - $25k
0.20%*$25k*-Regular Share Savings Account
OTHER TIERS: 0.05% $250 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k
0.20%*$25k*-Holiday Club Account
OTHER TIERS: 0.05% $250 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k
0.20%*$25k*-Primary Savings
OTHER TIERS: 0.05% $250 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k

Noble Credit Union Money Market Rates

4.85%*$100*$2.5kReverse Money Market
OTHER TIERS: 0.75% $10k+ | 1.26% $7.5k - $10k | 1.51% $5k - $7.5k | 2.78% $2.5k - $5k
1.66%*$500k*-Loyalty Money Market (Member for 20 or more years)
OTHER TIERS: 1.00% $2.5k - $10k | 1.06% $10k - $100k | 1.61% $100k - $500k
1.41%*$500k*-Money Market Advantage
OTHER TIERS: 0.75% $2.5k - $10k | 0.80% $10k - $100k | 1.36% $100k - $500k
0.60%*$50k*-IRA Money Market
OTHER TIERS: 0.50% $100 - $10k | 0.55% $10k - $50k

Noble Credit Union Checking Account Rates

0.25%--Noble Perks Plus Checking

Noble Credit Union CD Rates

4.00%*$100k*$2m6-11 Month Share Certificate
OTHER TIERS: 3.75% $500 - $10k | 3.85% $10k - $50k | 3.90% $50k - $100k
3.40%*$100k*$2m2 Year Three Wishes Share Certificate
OTHER TIERS: 3.30% $500 - $10k | 3.35% $10k - $100k
3.35%*$100k*$2m1-2 Year Share Certificate
OTHER TIERS: 3.20% $500 - $10k | 3.25% $10k - $50k | 3.30% $50k - $100k
3.25%*$100k*$2m2 Year Share Certificate
OTHER TIERS: 3.14% $500 - $10k | 3.20% $10k - $100k
2.94%*$100k*$2m3-5 Month Share Certificate
OTHER TIERS: 2.84% $500 - $10k | 2.89% $10k - $100k
2.94%*$100k*$2m3 Year Share Certificate
OTHER TIERS: 2.84% $500 - $10k | 2.89% $10k - $100k

Noble Credit Union IRA Rates

3.56%*$100k*-6-11 Month IRA
OTHER TIERS: 3.40% $100 - $10k | 3.45% $10k - $100k
3.56%*$100k*-1-2 Year IRA
OTHER TIERS: 3.40% $100 - $10k | 3.45% $10k - $100k
3.25%*$100k*-2 Year IRA
OTHER TIERS: 3.14% $100 - $10k | 3.20% $10k - $100k
2.73%*$100k*-3-5 Month IRA
OTHER TIERS: 2.63% $100 - $10k | 2.68% $10k - $100k

Cities: Clovis, Fresno, Madera, Selma

Clovis Branches
Branch Office175 N Clovis AveClovis, CA 93612-0304

Fresno Branches
Branch Office8087 N Cedar AveFresno, CA 93720-4827
Branch Office3067 W Bullard AveFresno, CA 93711-1609
Branch Office2580 W Shaw LnFresno, CA 93711-2778
Branch Office4979 E University AveFresno, CA 93727-1618
Branch Office4422 W Ashlan AveFresno, CA 93722-4391
Branch Office2440 Tulare St Ste 135Fresno, CA 93721-2269
Corporate Office2550 W Shaw AveFresno, CA 93711-3319

Madera Branches
Branch Office609 W Yosemite AveMadera, CA 93637-4522

Selma Branches
Branch Office2851 Highland Ave Ste 109Selma, CA 93662-3387

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