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Land Of Lincoln Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.llcu.org
844-222-7788
4850 E Prosperity Place
Decatur, IL 62521

Land Of Lincoln Credit Union is headquartered in Decatur and is the 23rd largest credit union in the state of Illinois. It is also the 764th largest credit union in the nation. It was established in 1947 and as of March of 2025, it had grown to 136 employees and 35,536 members at 15 locations. Land Of Lincoln Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Land of Lincoln Credit Union offers membership to those are affliated with United Methodist and employeed by one of their Premier Partner Businesses. Additonally anyone who works or lives in one of these counties: Bond, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, DeWitt, Douglas, Edgar, Effingham, Fayette, Jasper, Jefferson, Lawrence, Macon, Marion, McLean, Montgomery, Moultrie, Piatt, Richland, Sangamon, Shelby, Washington.
See current membership details

Reviews (1)

They Can't Pass The LAUGH Test!

Posted by: |

This is the most unhelpful bank of all that my wife and I use. They are rude and are very disrespectufl when you have a problem. When you are less than 20$ off and they put the deposit from the day before at the end of a list of transactions BOOM another 23$ to them. They do not live out the meaning of a good crtedit union - They only look out after themselves!

After fourteen months they still can't get their phobne app to work with your visa account to reflect accurate balances.

2


Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #63716
Year Chartered1947
Employees136
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD4.45%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$483.9MM$462.8MM
LoansQ1 2025vs Q1 2024$321.2MM$302.3MM
DepositsQ1 2025vs Q1 2024$441.2MM$426.3MM
Equity CapitalQ1 2025vs Q1 2024$41.2MM$34.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.4MM$1.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3MM$2.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Land Of Lincoln Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$50-Health Savings Account
0.08%$5-Regular Shares
0.08%$0-Christmas Club Account
0.08%$0-Vacation Club Account

Land Of Lincoln Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.87%*$250k*-MAXimum Money Market
OTHER TIERS: 1.91% → $25k - $50k | 1.96% → $50k - $100k | 2.01% → $100k - $250k
1.81%*$25k*-Money Market
OTHER TIERS: 1.36% → $2.5k - $10k | 1.46% → $10k - $25k

Land Of Lincoln Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$0-Amped Checking
OTHER TIERS: 0.10% → $5k+ | 1.50% → $1.5k - $5k
0.10%$500-Share Draft Plus/Checking
0.10%$500-Premier Advantage Checking

Land Of Lincoln Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.33%*$50k*-3 Month CD
OTHER TIERS: 3.67% → $1k - $50k
4.23%*$50k*-6 Month CD
OTHER TIERS: 3.57% → $1k - $50k
4.02%*$50k*-12 Month CD
OTHER TIERS: 3.37% → $1k - $50k
3.77%*$50k*-18 Month CD
OTHER TIERS: 3.27% → $1k - $50k
3.57%*$50k*-24 Month CD
OTHER TIERS: 3.17% → $1k - $50k
3.47%*$50k*-30 Month CD
OTHER TIERS: 2.87% → $1k - $50k
3.38%*$50k*-36 Month CD
OTHER TIERS: 2.47% → $1k - $50k
3.28%*$50k*-48 Month CD
OTHER TIERS: 2.37% → $1k - $50k
3.03%*$50k*-60 Month CD
OTHER TIERS: 2.21% → $1k - $50k
2.01%$100-12 Month Share Certificate Starter

Land Of Lincoln Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$0-IRA Builder
0.35%$0-Roth IRA Builder
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