Land Of Lincoln Credit Union is headquartered in Decatur and is the 23rd largest credit union in the state of Illinois. It is also the 764th largest credit union in the nation. It was established in 1947 and as of March of 2025, it had grown to 136 employees and 35,536 members at 15 locations. Land Of Lincoln Credit Union has a B+ health rating.
Field of Membership Restrictions
Land of Lincoln Credit Union offers membership to those are affliated with United Methodist and employeed by one of their Premier Partner Businesses. Additonally anyone who works or lives in one of these counties: Bond, Christian, Clark, Clay, Clinton, Coles, Crawford, Cumberland, DeWitt, Douglas, Edgar, Effingham, Fayette, Jasper, Jefferson, Lawrence, Macon, Marion, McLean, Montgomery, Moultrie, Piatt, Richland, Sangamon, Shelby, Washington.
See current membership details
They Can't Pass The LAUGH Test!
This is the most unhelpful bank of all that my wife and I use. They are rude and are very disrespectufl when you have a problem. When you are less than 20$ off and they put the deposit from the day before at the end of a list of transactions BOOM another 23$ to them. They do not live out the meaning of a good crtedit union - They only look out after themselves!
After fourteen months they still can't get their phobne app to work with your visa account to reflect accurate balances.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63716 |
| Year Chartered | 1947 |
| Employees | 136 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 4.45% |
| Annual Interest Income | $6.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $483.9MM$462.8MM |
| Loans | Q1 2025vs Q1 2024 | $321.2MM$302.3MM |
| Deposits | Q1 2025vs Q1 2024 | $441.2MM$426.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $41.2MM$34.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $2.4MM$1.9MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $3MM$2.7MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
