Norstate Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.norstatefcu.org

800-804-7555

78 Fox St
Madawaska, ME 04756

Norstate Federal Credit Union is headquartered in Madawaska and is the 16^th largest credit union in the state of Maine. It is also the 1,076^th largest credit union in the nation. It was established in 1941 and as of March of 2025, it had grown to 74 employees and 14,232 members at 6 locations. Norstate Federal Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in NorState Federal Credit Union is open to those who live, work, worship or attend school in Aroostook County or northern Penobscot County.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	4261
Year Chartered	1941
Employees	74
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.31%
Return on Equity - YTD	-2.9%
Annual Interest Income	$3.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$277.9MM$261.5MM
Loans	Q1 2025vs Q1 2024	$182.4MM$182.9MM
Deposits	Q1 2025vs Q1 2024	$241.6MM$224.3MM
Equity Capital	Q1 2025vs Q1 2024	$29.2MM$28.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2MM$2.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.8MM$3MM
Real Estate Owned	Q1 2025vs Q1 2024	$327K$41K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Norstate Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Norstate Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$0	-	Share/Savings
0.05%	$0	-	Christmas Club
0.05%	$0	-	All-Purpose Club
0.05%	$0	-	Alternate Medical Club

Norstate Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%^*	$150k^*	-	Flex Money Market
OTHER TIERS: 2.27% → $1k - $20k \| 2.52% → $20k - $75k \| 2.76% → $75k - $150k

Norstate Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.90%	$1k	-	5 Year Share Certificate
3.85%	$1k	-	4 Year Share Certificate
3.80%	$1k	-	18 Month Share Certificate
3.80%	$1k	-	24 Month Share Certificate
3.80%	$1k	-	3 Year Share Certificate
3.70%	$1k	-	1 Year Share Certificate
2.50%	$1k	-	6 Month Share Certificate

Norstate Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.90%	$1k	-	5 Year IRA Certificate
3.85%	$1k	-	4 Year IRA Certificate
3.80%	$1k	-	24 Month IRA Certificate
3.80%	$1k	-	3 Year IRA Certificate
3.75%	$1k	-	18 Month IRA Certificate
3.70%	$1k	-	1 Year IRA Certificate
2.50%	$1k	-	6 Month IRA Certificate
0.40%	$0	-	IRA Account

Locations

Norstate Federal Credit Union Locations
Branch Office	3333 Aroostook Rd	Eagle Lake, ME 04739
Branch Office	78 Fox St	Madawaska, ME 04756
Branch Office	164 Market St	Fort Kent, ME 04743
Branch Office	738 Main St	Presque Isle, ME 04769
Branch Office	156 Main St	Van Buren, ME 04785
Branch Office	23 Exchange St	Ashland, ME 04732

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.