Norstate Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.10% | 5-year CD | 2.27% - National Average |
| 2.00% | 1-year CD | 1.37% - National Average |
| 0.30% | Savings | 0.26% - National Average |
Norstate Federal Credit Union is headquartered in Madawaska and is the 18th largest credit union in the state of Maine. It is also the 1,095th largest credit union in the nation. It was established in 1941 and as of December of 2018, it had grown to 63 employees and 14,186 members at 6 locations. Norstate Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Aroostook County or Northern Penobscot County.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4261 |
| Year Chartered | 1941 |
| Employees | 63 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.12% |
| Return on Equity - YTD | 9.34% |
| Annual Interest Income | $9.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $187.7MM$184.9MM |
| Loans | Q4 2018vs Q4 2017 | $156.9MM$153.4MM |
| Deposits | Q4 2018vs Q4 2017 | $155.0MM$153.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $22.5MM$21.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.3MM$1.3MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $3.3MM$2.2MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $478.00K$709.00K |
Always verify rates and promotions with the bank or credit union. We are not Norstate Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Norstate Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | IRA Account | |
| 0.30% | - | - | Share/Savings | |
| 0.30% | - | - | Christmas Club | |
| 0.30% | - | - | All-Purpose Club | |
| 0.30% | - | - | Alternate Medical Club |
Norstate Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $20k* | - | Flex Money Market | ||
| OTHER TIERS: 0.55% → $1k - $20k | |||||
Norstate Federal Credit Union CD Rates
Norstate Federal Credit Union IRA Rates
| Norstate Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3333 Aroostook Rd | Eagle Lake, ME 04739 |
| Branch Office | 78 Fox St | Madawaska, ME 04756 |
| Branch Office | 164 Market St | Fort Kent, ME 04743 |
| Branch Office | 738 Main St | Presque Isle, ME 04769 |
| Branch Office | 156 Main St | Van Buren, ME 04785 |
| Branch Office | 23 Exchange St | Ashland, ME 04732 |