Norstate Federal Credit Union

Overview / Commentary
78 Fox St
Madawaska, ME 04756

Norstate Federal Credit Union is headquartered in Madawaska and is the 18th largest credit union in the state of Maine. It is also the 1,130th largest credit union in the nation. It was established in 1941 and as of December of 2022, it had grown to 72 employees and 14,592 members at 6 locations. Norstate Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Aroostook County or Northern Penobscot County.
See current membership details


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Health Grade Components

NCUA #4261
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD6.66%
Annual Interest Income$10.0MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$243.2MM$243.4MM
LoansQ4 2022vs Q4 2021$182.4MM$172.2MM
DepositsQ4 2022vs Q4 2021$211.5MM$207.2MM
Equity CapitalQ4 2022vs Q4 2021$26.2MM$28.4MM
Loan Loss AllowanceQ4 2022vs Q4 2021$939.00K$667.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$3.6MM$2.4MM
Real Estate OwnedQ4 2022vs Q4 2021$0$68.00K

Rates for Norstate Federal Credit Union are currently being reviewed.


Norstate Federal Credit Union Locations
Branch Office3333 Aroostook RdEagle Lake, ME 04739
Branch Office78 Fox StMadawaska, ME 04756
Branch Office164 Market StFort Kent, ME 04743
Branch Office738 Main StPresque Isle, ME 04769
Branch Office156 Main StVan Buren, ME 04785
Branch Office23 Exchange StAshland, ME 04732

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