Overview / Commentary
78 Fox St
Madawaska, ME 04756

Norstate Federal Credit Union is headquartered in Madawaska and is the 18th largest credit union in the state of Maine. It is also the 1,095th largest credit union in the nation. It was established in 1941 and as of December of 2018, it had grown to 63 employees and 14,186 members at 6 locations. Norstate Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Aroostook County or Northern Penobscot County.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #4261
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD9.34%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$187.7MM$184.9MM
LoansQ4 2018vs Q4 2017$156.9MM$153.4MM
DepositsQ4 2018vs Q4 2017$155.0MM$153.2MM
Equity CapitalQ4 2018vs Q4 2017$22.5MM$21.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.3MM$1.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$3.3MM$2.2MM
Real Estate OwnedQ4 2018vs Q4 2017$478.00K$709.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Norstate Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Norstate Federal Credit Union Savings Account Rates

0.50%--IRA Account
0.30%--Christmas Club
0.30%--All-Purpose Club
0.30%--Alternate Medical Club

Norstate Federal Credit Union Money Market Rates

0.75%*$20k*-Flex Money Market
OTHER TIERS: 0.55% $1k - $20k

Norstate Federal Credit Union CD Rates

3.10%$1k-5 Year Share Certificate
2.90%$1k-4 Year Share Certificate
2.60%$1k-3 Year Share Certificate
2.50%$1k-18 Month Share Certificate
2.50%$1k-24 Month Share Certificate
2.00%$1k-1 Year Share Certificate
1.65%$1k-6 Month Share Certificate

Norstate Federal Credit Union IRA Rates

3.10%$1k-5 Year IRA Certificate
2.90%$1k-4 Year IRA Certificate
2.60%$1k-3 Year IRA Certificate
2.50%$1k-18 Month IRA Certificate
2.50%$1k-24 Month IRA Certificate
2.00%$1k-1 Year IRA Certificate
1.65%$1k-6 Month IRA Certificate

Norstate Federal Credit Union Locations
Branch Office3333 Aroostook RdEagle Lake, ME 04739
Branch Office78 Fox StMadawaska, ME 04756
Branch Office164 Market StFort Kent, ME 04743
Branch Office738 Main StPresque Isle, ME 04769
Branch Office156 Main StVan Buren, ME 04785
Branch Office23 Exchange StAshland, ME 04732

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.