North Adams State Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.45%	1-year CD	2.65% - Barclays 12 Month Online CD
0.10%	Savings	2.00% - Ally Bank Online Savings Account
2.37%	4-year CD	2.85% - Barclays 48 Month Online CD

View all North Adams State Bank rates »

Overview / Commentary

northadamsbank.com

217-964-2142

114 North Warsaw Street
Ursa, IL 62376

North Adams State Bank is headquartered in Ursa and is the 400^th largest bank in the state of Illinois. It is also the 5,186^th largest bank in the nation. It was established in 1980 and as of September of 2018, it had grown to 15 employees at 2 locations. North Adams State Bank's money market rates are 93% higher than the national average, and it has a B+ health rating.

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Health

B+

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. North Adams State Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #	23244
Year Established	1980
Employees	15
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.95%
Return on Equity - YTD	6.89%
Annual Interest Income	$1.2MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$37.4MM$35.1MM
Loans	Q3 2018vs Q3 2017	$25.5MM$25.2MM
Deposits	Q3 2018vs Q3 2017	$31.0MM$28.8MM
Equity Capital	Q3 2018vs Q3 2017	$5.2MM$5.1MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$124.00K$231.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$66.00K$323.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$72.00K

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Adams State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$100	-	Passbook Savings

North Adams State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.85%^*	$250k^*	-	Money Market Account
OTHER TIERS: 0.10% → $2.5k - $25k \| 0.15% → $25k - $50k \| 0.25% → $50k - $100k \| 0.50% → $100k - $250k

North Adams State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1.5k	-	NOW Account

North Adams State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.37%	$1k	-	48 Month CD
2.07%	$1k	-	21 Month CD
1.65%	$500	-	36 Month Tot to Teen CD
1.41%	$1k	-	13 Month CD
1.16%	$1k	-	36 Month CD
1.00%	$1k	-	30 Month CD
0.95%	$1k	-	24 Month CD
0.65%	$1k	-	18 Month CD
0.45%	$500	-	12 Month CD
0.20%	$1k	-	6 Month CD
0.15%	$1k	-	91 Day CD
0.15%	$1k	-	9 Month CD

Locations

North Adams State Bank Locations
North Adams State Bank	114 North Warsaw Street	Ursa, IL 62376
Camp Point Branch	213 West Wood	Camp Point, IL 62320

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