Overview / Commentary
North Adams State Bank is headquartered in Ursa and is the 386th largest bank in the state of Illinois. It is also the 5,044th largest bank in the nation. It was established in 1980 and as of June of 2019, it had grown to 12 employees at 2 locations. North Adams State Bank has a B health rating.
Health
B
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. North Adams State Bank has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 23244 |
| Year Established | 1980 |
| Employees | 12 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.97% |
| Return on Equity - YTD | 6.46% |
| Annual Interest Income | $820.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $36.9MM$37.0MM |
| Loans | Q2 2019vs Q2 2018 | $25.6MM$26.1MM |
| Deposits | Q2 2019vs Q2 2018 | $29.9MM$30.7MM |
| Equity Capital | Q2 2019vs Q2 2018 | $5.7MM$5.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $135.00K$144.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $41.00K$165.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Rates
Rates for North Adams State Bank are currently being reviewed.
Locations
| North Adams State Bank Locations | ||
|---|---|---|
| North Adams State Bank | 114 North Warsaw Street | Ursa, IL 62376 |
| Camp Point Branch | 213 West Wood | Camp Point, IL 62320 |