North Adams State Bank
LOCATIONS
2
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.50% APY
36 Month Tot to Teen CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.35% | 1-year CD | 12 Month CD 1.80% - Ally Bank No Penalty 11-Month CD |
| 0.10% | Savings | Passbook Savings 1.65% - Barclays Online Savings Account |
| 0.85% | 3-year CD | 30 Month CD 2.55% - Barclays 36 Month Online CD |
Overview / Commentary
North Adams State Bank is headquartered in Ursa and is the 412th largest bank in the state of Illinois. It is also the 5,304th largest bank in the nation. It was established in 1980 and as of March of 2018, it had grown to 13 employees at 2 locations. North Adams State Bank has a B+ health rating.
Health
B+
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. North Adams State Bank has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 23244 |
| Year Established | 1980 |
| Employees | 13 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.92% |
| Return on Equity - YTD | 6.76% |
| Annual Interest Income | $403.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $37.7MM$34.8MM |
| Loans | Q1 2018vs Q1 2017 | $27.0MM$22.5MM |
| Deposits | Q1 2018vs Q1 2017 | $31.5MM$29.8MM |
| Equity Capital | Q1 2018vs Q1 2017 | $5.1MM$4.9MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $144.00K$265.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $222.00K$330.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$72.00K |
Rates
Skip to rates for:
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not North Adams State Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
North Adams State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Passbook Savings |
North Adams State Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $2,500 - $50k | |||||
North Adams State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1,500 | - | NOW Account |
North Adams State Bank CD Rates
Locations
| North Adams State Bank Locations | ||
|---|---|---|
| North Adams State Bank | 114 North Warsaw Street | Ursa, IL 62376 |
| Camp Point Branch | 213 West Wood | Camp Point, IL 62320 |