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North Carolina Community Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Overview / Commentary
www.nccfcu.org
919-734-8224
2401 East Ash St.
Goldsboro, NC 27532

North Carolina Community Federal Credit Union is headquartered in Goldsboro and is the 28th largest credit union in the state of North Carolina. It is also the 1,898th largest credit union in the nation. It was established in 1957 and as of September of 2024, it had grown to 25 employees and 5,592 members at 2 locations. North Carolina Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Wayne County, North Carolina.
See current membership details

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Health
A

Data as of Q3 2024

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Carolina Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #12004
Year Chartered1957
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD12.2%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$91.9MM$89.6MM
LoansQ3 2024vs Q3 2023$45.9MM$42.8MM
DepositsQ3 2024vs Q3 2023$81.7MM$80.3MM
Equity CapitalQ3 2024vs Q3 2023$9.8MM$8.8MM
Loan Loss AllowanceQ3 2024vs Q3 2023$470K$443K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$188K$56K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Carolina Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Share Bear Club
0.10%$0-Share Savings
0.10%$0-Christmas Club
0.10%$0-Special Purpose
0.05%$0-IRA Passbook Savings

North Carolina Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Money Market
OTHER TIERS: 0.01% → $1k - $15k | 0.07% → $15k - $100k
0.15%*$100k*-Cash Management Checking
OTHER TIERS: 0.01% → $1k - $15k | 0.07% → $15k - $100k

North Carolina Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-WorkPerksTM Checking Account
0.05%$2.5k-Select Checking Account

North Carolina Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-60 Month CD
OTHER TIERS: 0.70% → $500 - $100k
0.40%*$100k*-36 Month CD
OTHER TIERS: 0.35% → $500 - $100k
0.30%*$100k*-24 Month CD
OTHER TIERS: 0.25% → $500 - $100k
0.18%*$100k*-6 Month CD
OTHER TIERS: 0.10% → $500 - $100k
0.18%*$100k*-12 Month CD
OTHER TIERS: 0.10% → $500 - $100k

North Carolina Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-60 Month IRA
OTHER TIERS: 0.70% → $500 - $100k
0.40%*$100k*-36 Month IRA
OTHER TIERS: 0.35% → $500 - $100k
0.30%*$100k*-24 Month IRA
OTHER TIERS: 0.25% → $500 - $100k
0.18%*$100k*-6 Month IRA
OTHER TIERS: 0.10% → $500 - $100k
0.18%*$100k*-12 Month IRA
OTHER TIERS: 0.10% → $500 - $100k
Locations


North Carolina Community Federal Credit Union Locations
Branch Office2401 E Ash StGoldsboro, NC 27534-7513
Branch Office1350 Edwards StSeymour Johnson AFB, NC 27531-2469

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