North Carolina Community Federal Credit Union
Overview / Commentary
North Carolina Community Federal Credit Union is headquartered in Goldsboro and is the 26th largest credit union in the state of North Carolina. It is also the 1,855th largest credit union in the nation. It was established in 1957 and as of June of 2025, it had grown to 24 employees and 5,801 members at 2 locations. North Carolina Community Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Wayne County, North Carolina.
See current membership details
Health
A
Data as of Q2 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Carolina Community Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12004 |
| Year Chartered | 1957 |
| Employees | 24 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.11% |
| Return on Equity - YTD | 10.26% |
| Annual Interest Income | $2.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2025vs Q2 2024 | $97MM$91.6MM |
| Loans | Q2 2025vs Q2 2024 | $53MM$45MM |
| Deposits | Q2 2025vs Q2 2024 | $88.8MM$81.5MM |
| Equity Capital | Q2 2025vs Q2 2024 | $10.5MM$9.4MM |
| Loan Loss Allowance | Q2 2025vs Q2 2024 | $557K$441K |
| Unbacked Noncurrent Loans | Q2 2025vs Q2 2024 | $74K$39K |
| Real Estate Owned | Q2 2025vs Q2 2024 | $0$0 |