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North Carolina Community Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.nccfcu.org
919-734-8224
2401 East Ash St.
Goldsboro, NC 27532

North Carolina Community Federal Credit Union is headquartered in Goldsboro and is the 26th largest credit union in the state of North Carolina. It is also the 1,864th largest credit union in the nation. It was established in 1957 and as of December of 2024, it had grown to 24 employees and 5,623 members at 2 locations. North Carolina Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Wayne County, North Carolina.
See current membership details

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Health
A

Data as of Q4 2024

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Carolina Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #12004
Year Chartered1957
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD10.73%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$94.8MM$89.3MM
LoansQ4 2024vs Q4 2023$46.8MM$44.6MM
DepositsQ4 2024vs Q4 2023$84.5MM$79.8MM
Equity CapitalQ4 2024vs Q4 2023$9.9MM$8.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$463K$497K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$8K$41K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Carolina Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Share Bear Club
0.10%$0-Share Savings
0.10%$0-Christmas Club
0.10%$0-Special Purpose

North Carolina Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Money Market
OTHER TIERS: 0.01% → $1k - $15k | 0.07% → $15k - $100k
0.15%*$100k*-Cash Management Checking
OTHER TIERS: 0.01% → $1k - $15k | 0.07% → $15k - $100k

North Carolina Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-WorkPerksTM Checking Account
0.05%$2.5k-Select Checking Account

North Carolina Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-60 Month CD
OTHER TIERS: 0.70% → $500 - $100k
0.40%*$100k*-36 Month CD
OTHER TIERS: 0.35% → $500 - $100k
0.30%*$100k*-24 Month CD
OTHER TIERS: 0.25% → $500 - $100k
0.18%*$100k*-6 Month CD
OTHER TIERS: 0.10% → $500 - $100k
0.18%*$100k*-12 Month CD
OTHER TIERS: 0.10% → $500 - $100k

North Carolina Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-60 Month IRA
OTHER TIERS: 0.70% → $500 - $100k
0.40%*$100k*-36 Month IRA
OTHER TIERS: 0.35% → $500 - $100k
0.30%*$100k*-24 Month IRA
OTHER TIERS: 0.25% → $500 - $100k
0.18%*$100k*-6 Month IRA
OTHER TIERS: 0.10% → $500 - $100k
0.18%*$100k*-12 Month IRA
OTHER TIERS: 0.10% → $500 - $100k
0.05%$0-IRA Passbook Savings
Locations


North Carolina Community Federal Credit Union Locations
Branch Office2401 E Ash StGoldsboro, NC 27534-7513
Branch Office1350 Edwards StSeymour Johnson AFB, NC 27531-2469

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