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North Carolina Community Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.nccfcu.org
919-734-8224
2401 East Ash St.
Goldsboro, NC 27532

North Carolina Community Federal Credit Union is headquartered in Goldsboro and is the 26th largest credit union in the state of North Carolina. It is also the 1,866th largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 23 employees and 5,732 members at 2 locations. North Carolina Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Wayne County, North Carolina.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Carolina Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #12004
Year Chartered1957
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD9.76%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$96MM$90.5MM
LoansQ1 2025vs Q1 2024$50.5MM$44.5MM
DepositsQ1 2025vs Q1 2024$85.4MM$80.7MM
Equity CapitalQ1 2025vs Q1 2024$10.2MM$9.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$507K$461K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$28K$4K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Carolina Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Share Bear Club
0.10%$0-Share Savings
0.10%$0-Christmas Club
0.10%$0-Special Purpose

North Carolina Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Money Market
OTHER TIERS: 0.01% → $1k - $15k | 0.07% → $15k - $100k
0.15%*$100k*-Cash Management Checking
OTHER TIERS: 0.01% → $1k - $15k | 0.07% → $15k - $100k

North Carolina Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-WorkPerksTM Checking Account
0.05%$2.5k-Select Checking Account

North Carolina Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-60 Month CD
OTHER TIERS: 0.70% → $500 - $100k
0.40%*$100k*-36 Month CD
OTHER TIERS: 0.35% → $500 - $100k
0.30%*$100k*-24 Month CD
OTHER TIERS: 0.25% → $500 - $100k
0.18%*$100k*-6 Month CD
OTHER TIERS: 0.10% → $500 - $100k
0.18%*$100k*-12 Month CD
OTHER TIERS: 0.10% → $500 - $100k

North Carolina Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-60 Month IRA
OTHER TIERS: 0.70% → $500 - $100k
0.40%*$100k*-36 Month IRA
OTHER TIERS: 0.35% → $500 - $100k
0.30%*$100k*-24 Month IRA
OTHER TIERS: 0.25% → $500 - $100k
0.18%*$100k*-6 Month IRA
OTHER TIERS: 0.10% → $500 - $100k
0.18%*$100k*-12 Month IRA
OTHER TIERS: 0.10% → $500 - $100k
0.05%$0-IRA Passbook Savings
Locations


North Carolina Community Federal Credit Union Locations
Branch Office2401 E Ash StGoldsboro, NC 27534-7513
Branch Office1350 Edwards StSeymour Johnson AFB, NC 27531-2469

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