North Carolina Community Federal Credit Union

Overview / Commentary

www.nccfcu.org

919-734-8224

2401 East Ash St.
Goldsboro, NC 27532

North Carolina Community Federal Credit Union is headquartered in Goldsboro and is the 29^th largest credit union in the state of North Carolina. It is also the 1,909^th largest credit union in the nation. It was established in 1957 and as of June of 2024, it had grown to 23 employees and 5,611 members at 2 locations. North Carolina Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Wayne County, North Carolina.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2024

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Carolina Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	12004
Year Chartered	1957
Employees	23
Primary Regulator

Profit Margin
Return on Assets - YTD	1.24%
Return on Equity - YTD	11.98%
Annual Interest Income	$2MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$91.6MM$90.7MM
Loans	Q2 2024vs Q2 2023	$45MM$42.2MM
Deposits	Q2 2024vs Q2 2023	$81.5MM$81.8MM
Equity Capital	Q2 2024vs Q2 2023	$9.4MM$8.5MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$441K$463K
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$39K$114K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not North Carolina Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Carolina Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$0	-	Share Bear Club
0.10%	$0	-	Share Savings
0.10%	$0	-	Christmas Club
0.10%	$0	-	Special Purpose
0.05%	$0	-	IRA Passbook Savings

North Carolina Community Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$100k^*	-	Money Market
OTHER TIERS: 0.01% → $1k - $15k \| 0.07% → $15k - $100k
0.15%^*	$100k^*	-	Cash Management Checking
OTHER TIERS: 0.01% → $1k - $15k \| 0.07% → $15k - $100k

North Carolina Community Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$2.5k	-	WorkPerksTM Checking Account
0.05%	$2.5k	-	Select Checking Account

North Carolina Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$100k^*	-	60 Month CD
OTHER TIERS: 0.70% → $500 - $100k
0.40%^*	$100k^*	-	36 Month CD
OTHER TIERS: 0.35% → $500 - $100k
0.30%^*	$100k^*	-	24 Month CD
OTHER TIERS: 0.25% → $500 - $100k
0.18%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.10% → $500 - $100k
0.18%^*	$100k^*	-	12 Month CD
OTHER TIERS: 0.10% → $500 - $100k

North Carolina Community Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$100k^*	-	60 Month IRA
OTHER TIERS: 0.70% → $500 - $100k
0.40%^*	$100k^*	-	36 Month IRA
OTHER TIERS: 0.35% → $500 - $100k
0.30%^*	$100k^*	-	24 Month IRA
OTHER TIERS: 0.25% → $500 - $100k
0.18%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 0.10% → $500 - $100k
0.18%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 0.10% → $500 - $100k

Locations

North Carolina Community Federal Credit Union Locations
Branch Office	2401 E Ash St	Goldsboro, NC 27534-7513
Branch Office	1350 Edwards St	Seymour Johnson AFB, NC 27531-2469

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.