Overview / Commentary
North Central Bank is headquartered in Hennepin and is the 267th largest bank in the state of Illinois. It is also the 3,810th largest bank in the nation. It was established in 1946 and as of December of 2018, it had grown to 27 employees at 2 locations. North Central Bank has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 17241 |
| Year Established | 1946 |
| Employees | 27 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.19% |
| Return on Equity - YTD | 9.39% |
| Annual Interest Income | $4.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $120.8MM$124.4MM |
| Loans | Q4 2018vs Q4 2017 | $66.8MM$61.8MM |
| Deposits | Q4 2018vs Q4 2017 | $99.6MM$101.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $15.7MM$16.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.3MM$1.3MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $626.00K$638.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $41.00K$42.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
North Central Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $100 | - | Variable Rate IRA Savings | |
| 0.25% | $50 | - | Health Savings Account | |
| 0.15% | $50 | - | Statement Savings |
North Central Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $200k* | - | Money Market | ||
| OTHER TIERS: 0.15% → $2.5k - $25k | 0.17% → $25k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $200k | |||||
North Central Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $2.5k | - | Super Now Account | |
| 0.07% | - | - | Elite Checking | |
| 0.05% | $1k | - | NOW Checking |
North Central Bank CD Rates
North Central Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $1k | - | 30 Month Fixed IRA |
Locations
| North Central Bank Locations | ||
|---|---|---|
| Ladd Branch | 110 North Main Street | Ladd, IL 61329 |
| North Central Bank | 126 E. High Street | Hennepin, IL 61327 |