Overview / Commentary
North Central Bank is headquartered in Hennepin and is the 257th largest bank in the state of Illinois. It is also the 3,706th largest bank in the nation. It was established in 1946 and as of June of 2019, it had grown to 25 employees at 2 locations. North Central Bank has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 17241 |
| Year Established | 1946 |
| Employees | 25 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.15% |
| Return on Equity - YTD | 8.56% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $124.4MM$124.9MM |
| Loans | Q2 2019vs Q2 2018 | $65.0MM$60.8MM |
| Deposits | Q2 2019vs Q2 2018 | $103.1MM$105.3MM |
| Equity Capital | Q2 2019vs Q2 2018 | $17.0MM$15.5MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $1.3MM$1.3MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $481.00K$617.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $113.00K$42.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
North Central Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $100 | - | Variable Rate IRA Savings | |
| 0.25% | $50 | - | Health Savings Account | |
| 0.15% | $50 | - | Statement Savings |
North Central Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $200k* | - | Money Market | ||
| OTHER TIERS: 0.15% → $2.5k - $25k | 0.17% → $25k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $200k | |||||
North Central Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $2.5k | - | Super Now Account | |
| 0.07% | - | - | Elite Checking | |
| 0.05% | $1k | - | NOW Checking |
North Central Bank CD Rates
North Central Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $1k | - | 30 Month Fixed IRA |
Locations
| North Central Bank Locations | ||
|---|---|---|
| Ladd Branch | 110 North Main Street | Ladd, IL 61329 |
| North Central Bank | 126 E. High Street | Hennepin, IL 61327 |