North Country Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.01% | Reward Checking | Kasasa Cash 1.83% - National Average |
| 2.05% | 5-year CD | 60 Month Share CD 2.35% - Synchrony Bank 60 Month CD |
| 1.50% | 4-year CD | 48 Month Share CD 1.80% - Goldman Sachs Bank USA 4 Year CD |
North Country Federal Credit Union is headquartered in S Burlington and is the 3rd largest credit union in the state of Vermont. It is also the 506th largest credit union in the nation. It was established in 1950 and as of March of 2017, it had grown to 140 employees and 40,252 members at 10 locations. North Country Federal Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, study or worship in northern Vermont (Addison, Caledonia, Chittenden, Essex, Franklin, Grand Isle, Lamoille, Orange, Orleans and Washington Counties).
See current membership details
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Awesome! Great Service, Great Options!
I have been a member for over 5 years. I love that this place is so helpful, and I love my new Kasasa account that gives me a little treat at the beginning of the month. It's like a cash bonus for just swiping my card! LOVE IT!!!!!
Review of North Country Federal Credit Union
I have been a member of this credit union for just over two years. I switched from a large traditional bank because I was not pleased with the fees associated with my deposit accounts. North Country is a small but growing credit union, with fewer than 20 branches all located in Vermont. The size of this institution in comparison to other banks provides a small town family feel when seeking personalized service. Size of the institution, however, does not limit its ability to provide competitive services. There are no fees associated with keeping deposit accounts, with only a $50 minimum balance necessary to keep a savings account. There are also no fees from North Country for using ATM's from outside institutions. In fact, the fees charged by other institutions for utilizing ATM services are refunded by North Country. The checking account that I have also provides a $6 monthly bonus for meeting certain criteria involving direct deposit and debit card usage. Overall, I am very satisfied with this credit union. I am happy with the competitive services offered, and the few customer service inquiries that I have made have been follow up very promptly and professionally.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24312 |
| Year Chartered | 1950 |
| Employees | 140 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.65% |
| Return on Equity - YTD | 6.85% |
| Annual Interest Income | $5.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $529.3MM$508.0MM |
| Loans | Q1 2017vs Q1 2016 | $421.1MM$395.6MM |
| Deposits | Q1 2017vs Q1 2016 | $469.9MM$452.2MM |
| Equity Capital | Q1 2017vs Q1 2016 | $49.7MM$46.3MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $3.5MM$3.4MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $4.6MM$3.5MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $566.00K$335.00K |
Always verify rates and promotions with the bank or credit union. We are not North Country Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
North Country Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | Health Savings Account | |
| 0.20% | $50 | - | Savings Account | |
| 0.20% | - | - | Club Account | |
| 0.20% | - | - | Youth Account | |
| 0.20% | - | - | Kasasa Saver - Qualifying |
North Country Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.25% → $2k - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $50k | |||||
North Country Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.01%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
North Country Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.05% | $500 | - | 60 Month Share CD | |
| 1.50% | $500 | - | 48 Month Share CD | |
| 1.35% | $500 | - | 21 Month Share CD Promo | |
| 1.30% | $500 | - | 36 Month Share CD | |
| 1.25% | $500 | - | 24 Month Share CD | |
| 1.25% | $500 | - | 18 Month Share CD | |
| 1.15% | $500 | - | 11 Month Share CD Promo | |
| 1.00% | $500 | - | 24 Month Variable Share CD | |
| 0.80% | $500 | - | 12 Month Share CD | |
| 0.50% | $500 | - | 6 Month Share CD |
North Country Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.05% | $500 | - | 60 Month IRA | |
| 1.50% | $500 | - | 48 Month IRA | |
| 1.35% | $500 | - | 21 Month IRA Promo | |
| 1.30% | $500 | - | 36 Month IRA | |
| 1.25% | $500 | - | 18 Month IRA | |
| 1.25% | $500 | - | 24 Month IRA | |
| 1.15% | $500 | - | 11 Month IRA Promo | |
| 1.00% | $500 | - | 24 Month Variable IRA | |
| 0.80% | $500 | - | 12 Month IRA |
| North Country Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1049 North Ave | Burlington, VT 05408 |
| Branch Office | 3336 Airport Rd | Barre, VT 05641-8600 |
| Branch Office | 3 S Main St | Alburgh, VT 05440 |
| Branch Office | 12 Main St | Orleans, VT 05860 |
| Branch Office | 854 Center Street | Lyndonville, VT 05851 |
| Branch Office | 39 Lower Mountain View Dr | Colchester, VT 05446 |
| Branch Office | 49 Carleton Blvd. | E Montpelier, VT 05651 |
| Branch Office | 69 Swift St | S Burlington, VT 05403 |
| Branch Office | 1474 E Main St | Newport, VT 05855-6400 |
| Branch Office | 37 Upper Munson Ave | Morrisville, VT 05661 |