NorthCountry Federal Credit Union


Overview / Commentary
802-657-6847
69 Swift St
S Burlington, VT 05406

NorthCountry Federal Credit Union is headquartered in S Burlington and is the 3rd largest credit union in the state of Vermont. It is also the 465th largest credit union in the nation. It was established in 1950 and as of June of 2020, it had grown to 167 employees and 57,807 members at 12 locations. NorthCountry Federal Credit Union's CD rates are 44% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in NorthCountry Credit Union is open to those who live, work, worship, or attend school in the northern Vermont counties of Addison, Caledonia, Chittenden, Essex, Franklin, Grand Isle, Lamoille, Orange, Orleans, or Washington.
See current membership details

Reviews (2)

Awesome! Great Service, Great Options!

I have been a member for over 5 years. I love that this place is so helpful, and I love my new Kasasa account that gives me a little treat at the beginning of the month. It's like a cash bonus for just swiping my card! LOVE IT!!!!!

Review of North Country Federal Credit Union

Posted by: |

I have been a member of this credit union for just over two years. I switched from a large traditional bank because I was not pleased with the fees associated with my deposit accounts. North Country is a small but growing credit union, with fewer than 20 branches all located in Vermont. The size of this institution in comparison to other banks provides a small town family feel when seeking personalized service. Size of the institution, however, does not limit its ability to provide competitive services. There are no fees associated with keeping deposit accounts, with only a $50 minimum balance necessary to keep a savings account. There are also no fees from North Country for using ATM's from outside institutions. In fact, the fees charged by other institutions for utilizing ATM services are refunded by North Country. The checking account that I have also provides a $6 monthly bonus for meeting certain criteria involving direct deposit and debit card usage. Overall, I am very satisfied with this credit union. I am happy with the competitive services offered, and the few customer service inquiries that I have made have been follow up very promptly and professionally.



Health

Health Grade Components

Overall
NCUA #24312
Year Chartered1950
Employees167
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.24%
Annual Interest Income$14.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$744.4MM$641.6MM
LoansQ2 2020vs Q2 2019$576.5MM$517.7MM
DepositsQ2 2020vs Q2 2019$665.0MM$563.5MM
Equity CapitalQ2 2020vs Q2 2019$65.8MM$62.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$5.1MM$4.3MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$3.6MM$2.8MM
Real Estate OwnedQ2 2020vs Q2 2019$294.00K$399.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not NorthCountry Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NorthCountry Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Health Savings Account
0.25%*-$50kKasasa Cash Saver
OTHER TIERS: 0.10% $50k+
0.10%$5-Savings Account
0.10%--Other Share Account
0.10%--IRA Share Account

NorthCountry Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Money Market Account
OTHER TIERS: 0.10% $2k - $10k | 0.20% $10k - $50k | 0.50% $50k - $100k

NorthCountry Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$10kKasasa Cash
OTHER TIERS: 0.10% $10k+

NorthCountry Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$100$3k12 Month Seedling Certificate
0.90%$500-60 Month Share CD
0.85%$500-48 Month Share CD
0.80%$500-36 Month Share CD
0.75%$500-24 Month Share CD
0.60%$500-18 Month Share CD
0.55%$500-12 Month Share CD
0.55%$100-12 Month Youth CD
0.50%$500-6 Month Share CD
0.35%$3k-24 Month Sapling CD

NorthCountry Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-60 Month IRA
0.85%$500-48 Month IRA
0.80%$500-36 Month IRA
0.75%$500-24 Month IRA
0.60%$500-18 Month IRA
0.55%$500-12 Month IRA
0.35%$3k-24 Month Sapling IRA
Locations

Availability



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