NorthCountry Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.01% | Reward Checking | Kasasa Cash 1.93% - National Average |
| 2.15% | 5-year CD | 60 Month Share CD 2.50% - Ally Bank High Yield 5 Year CD |
| 1.60% | 4-year CD | 48 Month Share CD |
NorthCountry Federal Credit Union is headquartered in S Burlington and is the 3rd largest credit union in the state of Vermont. It is also the 477th largest credit union in the nation. It was established in 1950 and as of December of 2017, it had grown to 161 employees and 44,964 members at 12 locations. NorthCountry Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, study or worship in northern Vermont (Addison, Caledonia, Chittenden, Essex, Franklin, Grand Isle, Lamoille, Orange, Orleans and Washington Counties).
See current membership details
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Awesome! Great Service, Great Options!
I have been a member for over 5 years. I love that this place is so helpful, and I love my new Kasasa account that gives me a little treat at the beginning of the month. It's like a cash bonus for just swiping my card! LOVE IT!!!!!
Review of North Country Federal Credit Union
I have been a member of this credit union for just over two years. I switched from a large traditional bank because I was not pleased with the fees associated with my deposit accounts. North Country is a small but growing credit union, with fewer than 20 branches all located in Vermont. The size of this institution in comparison to other banks provides a small town family feel when seeking personalized service. Size of the institution, however, does not limit its ability to provide competitive services. There are no fees associated with keeping deposit accounts, with only a $50 minimum balance necessary to keep a savings account. There are also no fees from North Country for using ATM's from outside institutions. In fact, the fees charged by other institutions for utilizing ATM services are refunded by North Country. The checking account that I have also provides a $6 monthly bonus for meeting certain criteria involving direct deposit and debit card usage. Overall, I am very satisfied with this credit union. I am happy with the competitive services offered, and the few customer service inquiries that I have made have been follow up very promptly and professionally.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24312 |
| Year Chartered | 1950 |
| Employees | 161 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.54% |
| Return on Equity - YTD | 5.59% |
| Annual Interest Income | $23.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $579.1MM$511.3MM |
| Loans | Q4 2017vs Q4 2016 | $456.9MM$415.0MM |
| Deposits | Q4 2017vs Q4 2016 | $515.6MM$452.4MM |
| Equity Capital | Q4 2017vs Q4 2016 | $56.4MM$48.6MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $3.9MM$3.7MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $7.4MM$4.5MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $394.00K$512.00K |
Always verify rates and promotions with the bank or credit union. We are not NorthCountry Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
NorthCountry Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | Health Savings Account | |
| 0.20% | - | - | Savings Account | |
| 0.20% | - | - | Club Account | |
| 0.20% | - | - | Youth Account | |
| 0.20% | - | - | Kasasa Saver - Qualifying |
NorthCountry Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.35% → $2k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $50k | |||||
NorthCountry Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.01%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
NorthCountry Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $3k | 12 Month Seedling Certificate Promo | ||
| OTHER TIERS: 0.20% → $3k+ | |||||
| 2.15% | $500 | - | 60 Month Share CD | ||
| 1.75% | $500 | - | 24 Month Variable Share CD | ||
| 1.60% | $500 | - | 48 Month Share CD | ||
| 1.50% | $500 | - | 6 Month Share CD | ||
| 1.50% | $500 | - | 12 Month Share CD | ||
| 1.50% | $500 | - | 24 Month Share CD | ||
| 1.50% | $500 | - | 36 Month Share CD | ||
| 1.50% | $500 | - | 18 Month Share CD | ||
NorthCountry Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.15% | $500 | - | 60 Month IRA | |
| 1.75% | $500 | - | 24 Month Variable IRA | |
| 1.60% | $500 | - | 48 Month IRA | |
| 1.50% | $500 | - | 12 Month IRA | |
| 1.50% | $500 | - | 18 Month IRA | |
| 1.50% | $500 | - | 24 Month IRA | |
| 1.50% | $500 | - | 36 Month IRA |
