Featured Savings Rates
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NorthCountry Federal Credit Union

Popular Accounts at this Credit Union

2.01%Reward CheckingKasasa Cash
2.15%5-year CD60 Month Share CD
1.60%4-year CD48 Month Share CD

Overview / Commentary
69 Swift St
S Burlington, VT 05403

NorthCountry Federal Credit Union is headquartered in S Burlington and is the 3rd largest credit union in the state of Vermont. It is also the 501st largest credit union in the nation. It was established in 1950 and as of June of 2017, it had grown to 149 employees and 41,226 members at 10 locations. NorthCountry Federal Credit Union's money market rates are 48% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, study or worship in northern Vermont (Addison, Caledonia, Chittenden, Essex, Franklin, Grand Isle, Lamoille, Orange, Orleans and Washington Counties).
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Reviews (2)

Awesome! Great Service, Great Options!

I have been a member for over 5 years. I love that this place is so helpful, and I love my new Kasasa account that gives me a little treat at the beginning of the month. It's like a cash bonus for just swiping my card! LOVE IT!!!!!

Review of North Country Federal Credit Union

Posted by: mathlete | Dec 10, 2016

I have been a member of this credit union for just over two years. I switched from a large traditional bank because I was not pleased with the fees associated with my deposit accounts. North Country is a small but growing credit union, with fewer than 20 branches all located in Vermont. The size of this institution in comparison to other banks provides a small town family feel when seeking personalized service. Size of the institution, however, does not limit its ability to provide competitive services. There are no fees associated with keeping deposit accounts, with only a $50 minimum balance necessary to keep a savings account. There are also no fees from North Country for using ATM's from outside institutions. In fact, the fees charged by other institutions for utilizing ATM services are refunded by North Country. The checking account that I have also provides a $6 monthly bonus for meeting certain criteria involving direct deposit and debit card usage. Overall, I am very satisfied with this credit union. I am happy with the competitive services offered, and the few customer service inquiries that I have made have been follow up very promptly and professionally.


Health Grade Components

NCUA #24312
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD6.43%
Annual Interest Income$11.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$536.3MM$509.3MM
LoansQ2 2017vs Q2 2016$433.5MM$402.9MM
DepositsQ2 2017vs Q2 2016$475.4MM$452.7MM
Equity CapitalQ2 2017vs Q2 2016$50.6MM$47.2MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.6MM$3.5MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$5.5MM$4.1MM
Real Estate OwnedQ2 2017vs Q2 2016$747.00K$552.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NorthCountry Federal Credit Union Savings Account Rates

1.00%--Health Savings Account
0.20%$50-Savings Account
0.20%--Club Account
0.20%--Youth Account
0.20%--Kasasa Saver - Qualifying

NorthCountry Federal Credit Union Money Market Rates

0.65%*$50k*-Money Market Account
OTHER TIERS: 0.30% $2k - $10k | 0.35% $10k - $25k | 0.40% $25k - $50k

NorthCountry Federal Credit Union Checking Account Rates

2.01%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+

NorthCountry Federal Credit Union CD Rates

2.15%$500-60 Month Share CD
1.60%$500-48 Month Share CD
1.50%$500-36 Month Share CD
1.40%$500-24 Month Share CD
1.30%$500-18 Month Share CD
1.25%$500-12 Month Share CD
1.25%$500-24 Month Variable Share CD
0.50%$500-6 Month Share CD

NorthCountry Federal Credit Union IRA Rates

2.15%$500-60 Month IRA
1.60%$500-48 Month IRA
1.50%$500-36 Month IRA
1.40%$500-24 Month IRA
1.30%$500-18 Month IRA
1.25%$500-12 Month IRA
1.25%$500-24 Month Variable IRA

Cities: Alburgh, Barre, Burlington, Colchester, E Montpelier, Lyndonville, Morrisville, Newport, Orleans, S Burlington

Alburgh Branches
Branch Office3 S Main StAlburgh, VT 05440

Barre Branches
Branch Office3336 Airport RdBarre, VT 05641-8600

Burlington Branches
Branch Office1049 North AveBurlington, VT 05408

Colchester Branches
Branch Office39 Lower Mountain View DrColchester, VT 05446

E Montpelier Branches
Branch Office49 Carleton Blvd.E Montpelier, VT 05651

Lyndonville Branches
Branch Office854 Center StreetLyndonville, VT 05851

Morrisville Branches
Branch Office37 Upper Munson AveMorrisville, VT 05661

Newport Branches
Branch Office1474 E Main StNewport, VT 05855-6400

Orleans Branches
Branch Office12 Main StOrleans, VT 05860

S Burlington Branches
Branch Office69 Swift StS Burlington, VT 05403