NorthCountry Federal Credit Union


Overview / Commentary
802-657-6847
69 Swift St
S Burlington, VT 05403

NorthCountry Federal Credit Union is headquartered in S Burlington and is the 3rd largest credit union in the state of Vermont. It is also the 459th largest credit union in the nation. It was established in 1950 and as of March of 2021, it had grown to 166 employees and 60,505 members at 12 locations. NorthCountry Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in NorthCountry Credit Union is open to those who live, work, worship, or attend school in the northern Vermont counties of Addison, Caledonia, Chittenden, Essex, Franklin, Grand Isle, Lamoille, Orange, Orleans, or Washington.
See current membership details

Reviews (2)

Awesome! Great Service, Great Options!

I have been a member for over 5 years. I love that this place is so helpful, and I love my new Kasasa account that gives me a little treat at the beginning of the month. It's like a cash bonus for just swiping my card! LOVE IT!!!!!

Review of North Country Federal Credit Union

Posted by: |

I have been a member of this credit union for just over two years. I switched from a large traditional bank because I was not pleased with the fees associated with my deposit accounts. North Country is a small but growing credit union, with fewer than 20 branches all located in Vermont. The size of this institution in comparison to other banks provides a small town family feel when seeking personalized service. Size of the institution, however, does not limit its ability to provide competitive services. There are no fees associated with keeping deposit accounts, with only a $50 minimum balance necessary to keep a savings account. There are also no fees from North Country for using ATM's from outside institutions. In fact, the fees charged by other institutions for utilizing ATM services are refunded by North Country. The checking account that I have also provides a $6 monthly bonus for meeting certain criteria involving direct deposit and debit card usage. Overall, I am very satisfied with this credit union. I am happy with the competitive services offered, and the few customer service inquiries that I have made have been follow up very promptly and professionally.



Health

Health Grade Components

Overall
NCUA #24312
Year Chartered1950
Employees166
Primary Regulator
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD15.03%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$838.4MM$680.4MM
LoansQ1 2021vs Q1 2020$596.9MM$533.6MM
DepositsQ1 2021vs Q1 2020$754.0MM$602.9MM
Equity CapitalQ1 2021vs Q1 2020$70.5MM$64.6MM
Loan Loss AllowanceQ1 2021vs Q1 2020$5.2MM$4.1MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$3.5MM$4.2MM
Real Estate OwnedQ1 2021vs Q1 2020$221.00K$284.00K
Rates

Sorry, we do not have rate data for NorthCountry Federal Credit Union.

Locations

Availability

Burlington Area

Interactive local rates map


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