NorthCountry Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.01%	Reward Checking	Kasasa Cash 1.86% - National Average
2.15%	5-year CD	60 Month Share CD 2.25% - Ally Bank High Yield 5 Year CD
1.55%	4-year CD	48 Month Share CD 1.50% - Ally Bank Raise Your Rate 4-Year CD

View all NorthCountry Federal Credit Union rates »

Overview / Commentary

www.northcountry.org

800-660-3258

69 Swift St
S Burlington, VT 05403

NorthCountry Federal Credit Union is headquartered in S Burlington and is the 3^rd largest credit union in the state of Vermont. It is also the 501^st largest credit union in the nation. It was established in 1950 and as of June of 2017, it had grown to 149 employees and 41,226 members at 10 locations. NorthCountry Federal Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, study or worship in northern Vermont (Addison, Caledonia, Chittenden, Essex, Franklin, Grand Isle, Lamoille, Orange, Orleans and Washington Counties).
See current membership details

Awesome! Great Service, Great Options!

Posted by: Jennifer Mathews | Nov 3, 2015

I have been a member for over 5 years. I love that this place is so helpful, and I love my new Kasasa account that gives me a little treat at the beginning of the month. It's like a cash bonus for just swiping my card! LOVE IT!!!!!

Comment

1

Review of North Country Federal Credit Union

Posted by: mathlete | Dec 10, 2016

I have been a member of this credit union for just over two years. I switched from a large traditional bank because I was not pleased with the fees associated with my deposit accounts. North Country is a small but growing credit union, with fewer than 20 branches all located in Vermont. The size of this institution in comparison to other banks provides a small town family feel when seeking personalized service. Size of the institution, however, does not limit its ability to provide competitive services. There are no fees associated with keeping deposit accounts, with only a $50 minimum balance necessary to keep a savings account. There are also no fees from North Country for using ATM's from outside institutions. In fact, the fees charged by other institutions for utilizing ATM services are refunded by North Country. The checking account that I have also provides a $6 monthly bonus for meeting certain criteria involving direct deposit and debit card usage. Overall, I am very satisfied with this credit union. I am happy with the competitive services offered, and the few customer service inquiries that I have made have been follow up very promptly and professionally.

Comment

1

Health

B+

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	24312
Year Chartered	1950
Employees	149
Primary Regulator

Profit Margin
Return on Assets - YTD	0.61%
Return on Equity - YTD	6.43%
Annual Interest Income	$11.1MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$536.3MM$509.3MM
Loans	Q2 2017vs Q2 2016	$433.5MM$402.9MM
Deposits	Q2 2017vs Q2 2016	$475.4MM$452.7MM
Equity Capital	Q2 2017vs Q2 2016	$50.6MM$47.2MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$3.6MM$3.5MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$5.5MM$4.1MM
Real Estate Owned	Q2 2017vs Q2 2016	$747.00K$552.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.