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NorthCountry Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.northcountry.org
800-660-3258
69 Swift St
S Burlington, VT 05403

NorthCountry Federal Credit Union is headquartered in S Burlington and is the 2nd largest credit union in the state of Vermont. It is also the 446th largest credit union in the nation. It was established in 1950 and as of March of 2025, it had grown to 208 employees and 74,855 members at 13 locations. NorthCountry Federal Credit Union's money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in NorthCountry Credit Union is open to those who live, work, worship, or attend school in the northern Vermont counties of Addison, Caledonia, Chittenden, Essex, Franklin, Grand Isle, Lamoille, Orange, Orleans, or Washington; the New Hampshire counties of Coos or Grafton; or Clinton County, New York.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #24312
Year Chartered1950
Employees208
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD3.78%
Annual Interest Income$13.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.04B$978.8MM
LoansQ1 2025vs Q1 2024$813.2MM$775.8MM
DepositsQ1 2025vs Q1 2024$937.2MM$874.6MM
Equity CapitalQ1 2025vs Q1 2024$96.3MM$89.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$6.9MM$6.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$6.8MM$6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NorthCountry Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$0$50kKasasa Cash Saver
OTHER TIERS: 0.25% → $50k+
0.25%$5-Savings Account
0.25%$0-Health Savings Account
0.25%$0-Other Share Account

NorthCountry Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%*$100k*-Money Market Account
OTHER TIERS: 1.40% → $2k - $10k | 1.50% → $10k - $25k | 1.55% → $25k - $50k | 2.10% → $50k - $100k

NorthCountry Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$0$10kKasasa Cash

NorthCountry Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$3k-24 Month Sapling CD
3.95%$250-6 Month Share CD
3.95%$250-6 Month HSA Certificate
3.80%$250-12 Month Share CD
3.80%$100-12 Month Youth CD
3.80%$250-12 Month HSA Certificate
3.45%$250-24 Month Share CD
3.45%$250-24 Month HSA Certificate
3.30%$250-60 Month Share CD
3.30%$250-18 Month Share CD
3.30%$250-18 Month HSA Certificate
3.30%$250-60 Month HSA Certificate
3.20%$250-48 Month Share CD
3.20%$250-48 Month HSA Certificate
3.15%$250-36 Month Share CD
3.15%$250-36 Month HSA Certificate
3.00%$100$3k12 Month Seedling Certificate

NorthCountry Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$3k-24 Month Sapling IRA
3.95%$250-6 Month IRA
3.80%$250-12 Month IRA
3.45%$250-24 Month IRA
3.30%$250-18 Month IRA
3.30%$250-60 Month IRA
3.20%$250-48 Month IRA
3.15%$250-36 Month IRA
0.25%$0-IRA Share Account
Locations

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