Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.northcountycu.org

858-487-1880

17045 Via Del Campo
San Diego, CA 92127

Deposits held and insured by Cabrillo Credit Union

Field of Membership Restrictions

North County Credit Union is open to those who live, work, worship or go to school in San Diego County, California. Family and household members are also eligible for membership.
See current membership details

Reviews

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Health

Data as of Q1 2025

Data displayed below is for insuring bank: Cabrillo Credit Union

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68409
Year Chartered	1955
Employees	77
Primary Regulator

Profit Margin
Return on Assets - YTD	0.52%
Return on Equity - YTD	5.34%
Annual Interest Income	$5.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$507.7MM$415.7MM
Loans	Q1 2025vs Q1 2024	$271.5MM$227.4MM
Deposits	Q1 2025vs Q1 2024	$454.4MM$365MM
Equity Capital	Q1 2025vs Q1 2024	$44MM$27.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.2MM$1.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$430K$493K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North County Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$1	$10k	Pay Yourself First Savings Account
0.05%	$100	-	Membership Savings
0.05%	$0	-	Special Savings Account

North County Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.15% → $2.5k - $10k \| 0.20% → $10k - $25k \| 0.30% → $25k - $50k

North County Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$10k	-	Advantage Checking
0.01%	$0	-	Big Easy Checking

North County Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.33%^*	$50k^*	-	18 Month Certificate
OTHER TIERS: 3.96% → $2k - $10k \| 4.07% → $10k - $50k
4.00%	$2.5k	-	12 Month Certificate Special - New Money
3.64%^*	$50k^*	-	60 Month Certificate
OTHER TIERS: 3.59% → $2k - $50k
3.61%^*	$50k^*	-	12 Month Certificate
OTHER TIERS: 3.56% → $2k - $50k
3.20%^*	$50k^*	-	24 Month Certificate
OTHER TIERS: 3.04% → $2k - $10k \| 3.14% → $10k - $50k
2.89%^*	$50k^*	-	6 Month Certificate
OTHER TIERS: 2.84% → $2k - $10k \| 2.86% → $10k - $50k
2.10%^*	$50k^*	-	48 Month Certificate
OTHER TIERS: 2.00% → $2k - $10k \| 2.05% → $10k - $50k
2.03%^*	$50k^*	-	36 Month Certificate
OTHER TIERS: 1.98% → $2k - $10k \| 2.02% → $10k - $50k
0.45%^*	$50k^*	-	3 Month Certificate
OTHER TIERS: 0.35% → $2k - $10k \| 0.40% → $10k - $50k

North County Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.33%^*	$50k^*	-	18 Month IRA Fixed Rate Certificate
OTHER TIERS: 3.96% → $2k - $10k \| 4.07% → $10k - $50k
4.00%	$2.5k	-	12 Month IRA Certificate Special - New Money
3.64%^*	$50k^*	-	60 Month Boost IRA Certificate
OTHER TIERS: 3.59% → $2k - $50k
3.61%^*	$50k^*	-	12 Month IRA Fixed Rate Certificate
OTHER TIERS: 3.56% → $2k - $50k
3.20%^*	$50k^*	-	24 Month IRA Fixed Rate Certificate
OTHER TIERS: 3.04% → $2k - $10k \| 3.14% → $10k - $50k
3.20%^*	$50k^*	-	24 Month IRA Variable Certificate
OTHER TIERS: 3.04% → $2k - $10k \| 3.14% → $10k - $50k
2.10%^*	$50k^*	-	48 Month IRA Fixed Rate Certificate
OTHER TIERS: 2.00% → $2k - $10k \| 2.05% → $10k - $50k
2.03%^*	$50k^*	-	36 Month IRA Fixed Rate Certificate
OTHER TIERS: 1.98% → $2k - $10k \| 2.02% → $10k - $50k
2.03%^*	$50k^*	-	36 Month IRA Variable Certificate
OTHER TIERS: 1.98% → $2k - $10k \| 2.02% → $10k - $50k

Locations

North County Credit Union Locations
Branch Office	17045 Via Del Campo	San Diego, CA 92127
Branch Office	16535 Via Esprillo	San Diego, CA 92127-1738
Branch Office	880 Front St Ste 2295	San Diego, CA 92101-8895
Branch Office	358 E H ST Ste 603	Chula Vista, CA 91910-7565
Branch Office	10075 Carroll Canyon Rd Suite 200	San Diego, CA 92131
Branch Office	5454 Grossmont Center Dr Ste C	La Mesa, CA 91942
Branch Office	3710 Ruffin Rd	San Diego, CA 92123-1812

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