North County Credit Union


Overview / Commentary
858-487-1880
17045 Via Del Campo
San Diego, CA 92127

North County Credit Union is headquartered in San Diego and is the 185th largest credit union in the state of California. It is also the 2,053rd largest credit union in the nation. It was established in 1953 and as of March of 2019, it had grown to 12 employees and 4,777 members at 2 locations. North County Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Inland North County in San Diego County in California.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North County Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #68463
Year Chartered1953
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD-0.33%
Return on Equity - YTD-4.27%
Annual Interest Income$557.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$65.3MM$66.7MM
LoansQ1 2019vs Q1 2018$49.9MM$46.2MM
DepositsQ1 2019vs Q1 2018$59.5MM$60.7MM
Equity CapitalQ1 2019vs Q1 2018$5.1MM$5.3MM
Loan Loss AllowanceQ1 2019vs Q1 2018$285.00K$172.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$166.00K$151.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not North County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North County Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1$10kPay Yourself First Savings Account
0.05%$100-Membership Savings
0.05%$100-IRA Savings Account
0.05%$100-Coverdell Education Savings Account
0.05%$100-Special Savings Account

North County Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k

North County Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%*$1$2.5kGreen Builder Checking Account
OTHER TIERS: 0.25% $10k+ | 0.50% $2.5k - $10k
0.15%$50k-Charter Checking Account

North County Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$5k-12 Month Certificate Special
1.51%*$100k*-60 Month Boost Certificate
OTHER TIERS: 1.31% $2.5k - $50k | 1.41% $50k - $100k
1.21%*$100k*-48 Month Certificate
OTHER TIERS: 1.00% $2.5k - $50k | 1.11% $50k - $100k
0.95%*$100k*-36 Month Boost Certificate
OTHER TIERS: 0.80% $2.5k - $50k | 0.85% $50k - $100k
0.80%*$100k*-24 Month Boost Certificate
OTHER TIERS: 0.65% $2.5k - $50k | 0.70% $50k - $100k
0.60%*$100k*-12 Month Certificate
OTHER TIERS: 0.40% $2.5k - $50k | 0.45% $50k - $100k
0.35%*$100k*-6 Month Certificate
OTHER TIERS: 0.25% $2.5k - $50k | 0.30% $50k - $100k

North County Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.88%$1k-24 Month IRA Variable Certificate
2.88%$1k-36 Month IRA Variable Certificate
1.61%*$100k*-60 Month Boost IRA Certificate
OTHER TIERS: 1.41% $1k - $50k | 1.51% $50k - $100k
1.61%*$100k*-60 Month Boost CESA Certificate
OTHER TIERS: 1.41% $1k - $50k | 1.51% $50k - $100k
1.31%*$100k*-48 Month IRA Fixed Rate Certificate
OTHER TIERS: 1.11% $1k - $50k | 1.21% $50k - $100k
1.31%*$100k*-48 Month CESA Certificate
OTHER TIERS: 1.11% $1k - $50k | 1.21% $50k - $100k
1.05%*$100k*-36 Month IRA Fixed Rate Certificate
OTHER TIERS: 0.91% $1k - $50k | 0.95% $50k - $100k
1.05%*$100k*-36 Month CESA Certificate
OTHER TIERS: 0.91% $1k - $50k | 0.95% $50k - $100k
0.91%*$100k*-24 Month IRA Fixed Rate Certificate
OTHER TIERS: 0.75% $1k - $50k | 0.80% $50k - $100k
0.91%*$100k*-24 Month CESA Certificate
OTHER TIERS: 0.75% $1k - $50k | 0.80% $50k - $100k
0.70%*$100k*-12 Month IRA Fixed Rate Certificate
OTHER TIERS: 0.50% $1k - $50k | 0.55% $50k - $100k
0.70%*$100k*-12 Month CESA Certificate
OTHER TIERS: 0.50% $1k - $50k | 0.55% $50k - $100k
Locations


North County Credit Union Locations
Branch Office17045 Via Del CampoSan Diego, CA 92127
Branch Office16535 Via EsprilloSan Diego, CA 92127-1738

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