Overview / Commentary
858-487-1880
17045 Via Del Campo
San Diego, CA 92127

North County Credit Union is headquartered in San Diego and is the 183rd largest credit union in the state of California. It is also the 2,038th largest credit union in the nation. It was established in 1953 and as of June of 2018, it had grown to 12 employees and 4,797 members at 2 locations. North County Credit Union's savings rates are 25% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Inland North County in San Diego County in California.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North County Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #68463
Year Chartered1953
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.49%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$66.4MM$68.0MM
LoansQ2 2018vs Q2 2017$47.2MM$43.4MM
DepositsQ2 2018vs Q2 2017$58.2MM$62.2MM
Equity CapitalQ2 2018vs Q2 2017$5.3MM$5.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$165.00K$125.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$129.00K$84.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not North County Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North County Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1$10kPay Yourself First Savings Account
0.10%$100-Coverdell Education Savings Account
0.05%$100-Membership Savings
0.05%$100-IRA Savings Account
0.05%$100-Special Savings Account

North County Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Account
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

North County Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%*$1$2.5kGreen Builder Checking Account
OTHER TIERS: 0.25% $10k+ | 0.50% $2.5k - $10k
0.15%$50k-Charter Checking Account

North County Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$100k*-60 Months Boost! CD
OTHER TIERS: 0.85% $2.5k - $50k | 0.90% $50k - $100k
0.80%*$100k*-48 Months CD
OTHER TIERS: 0.70% $2.5k - $50k | 0.75% $50k - $100k
0.65%*$100k*-36 Months Boost! CD
OTHER TIERS: 0.55% $2.5k - $50k | 0.60% $50k - $100k
0.50%*$100k*-24 Months Boost! CD
OTHER TIERS: 0.40% $2.5k - $50k | 0.45% $50k - $100k
0.30%*$100k*-12 Months CD
OTHER TIERS: 0.20% $2.5k - $50k | 0.25% $50k - $100k
0.25%*$100k*-6 Months CD
OTHER TIERS: 0.15% $2.5k - $50k | 0.20% $50k - $100k

North County Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$1k-24 Months IRA Variable Certificate
2.75%$1k-36 Months IRA Variable Certificate
2.75%$1k-24 Months Variable CESA Certificate
2.75%$1k-36 Months Variable CESA Certificate
1.01%*$100k*-60 Months Boost! IRA Certificate
OTHER TIERS: 0.85% $1k - $50k | 0.90% $50k - $100k
1.01%*$100k*-60 Months Boost! CESA Certificate
OTHER TIERS: 0.85% $1k - $50k | 0.90% $50k - $100k
0.80%*$100k*-48 Months IRA Fixed Rate Certificate
OTHER TIERS: 0.70% $1k - $50k | 0.75% $50k - $100k
0.80%*$100k*-48 Months CESA Certificate
OTHER TIERS: 0.70% $1k - $50k | 0.75% $50k - $100k
0.50%*$100k*-36 Months IRA Fixed Rate Certificate
OTHER TIERS: 0.40% $1k - $50k | 0.45% $50k - $100k
0.50%*$100k*-36 Months CESA Certificate
OTHER TIERS: 0.40% $1k - $50k | 0.45% $50k - $100k
0.40%*$100k*-24 Months IRA Fixed Rate Certificate
OTHER TIERS: 0.30% $1k - $50k | 0.35% $50k - $100k
0.40%*$100k*-24 Months CESA Certificate
OTHER TIERS: 0.30% $1k - $50k | 0.35% $50k - $100k
0.30%*$100k*-12 Months IRA Fixed Rate Certificate
OTHER TIERS: 0.20% $1k - $50k | 0.25% $50k - $100k
0.30%*$100k*-12 Months CESA Certificate
OTHER TIERS: 0.20% $1k - $50k | 0.25% $50k - $100k
Locations


North County Credit Union Locations
Branch Office17045 Via Del CampoSan Diego, CA 92127
Branch Office16535 Via EsprilloSan Diego, CA 92127-1738

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