North County Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.95%	5-year CD	60 Months Boost! CD 1.85% - Synchrony Bank 60 Month CD
0.30%	1-year CD	12 Months CD 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Special Savings Account 1.00% - Ally Bank Online Savings Account

View all North County Credit Union rates »

Overview / Commentary

www.northcountycu.org

858-487-1880

17045 Via Del Campo
San Diego, CA 92127

North County Credit Union is headquartered in San Diego and is the 181^st largest credit union in the state of California. It is also the 1,972^nd largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 13 employees and 4,895 members at 2 locations. North County Credit Union's savings rates are 25% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Inland North County in San Diego County in California.
See current membership details

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Health

B+

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North County Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	68463
Year Chartered	1953
Employees	13
Primary Regulator

Profit Margin
Return on Assets - YTD	0.05%
Return on Equity - YTD	0.65%
Annual Interest Income	$1.0MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$68.3MM$59.1MM
Loans	Q2 2016vs Q2 2015	$41.0MM$35.7MM
Deposits	Q2 2016vs Q2 2015	$62.5MM$53.7MM
Equity Capital	Q2 2016vs Q2 2015	$5.6MM$5.1MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$139.00K$182.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$163.00K$104.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North County Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	-	$10k	Pay Yourself First Savings Account
0.10%	$100	-	Coverdell Education Savings Account
0.05%	$100	-	Membership Savings
0.05%	$100	-	Traditional IRA Savings Account
0.05%	$100	-	Roth IRA Savings Account
0.05%	$100	-	Special Savings Account

North County Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.10% → $2,500 - $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k

North County Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.05%^*	-	$2,501	Green Builder Checking Account
OTHER TIERS: 0.25% → $10k+ \| 0.50% → $2,500 - $10k
0.15%	$50k	-	Charter Checking Account

North County Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.95%^*	$100k^*	-	60 Months Boost! CD
OTHER TIERS: 0.85% → $2,500 - $50k \| 0.90% → $50k - $100k
0.80%^*	$100k^*	-	48 Months CD
OTHER TIERS: 0.70% → $2,500 - $50k \| 0.75% → $50k - $100k
0.65%^*	$100k^*	-	36 Months Boost! CD
OTHER TIERS: 0.55% → $2,500 - $50k \| 0.60% → $50k - $100k
0.50%^*	$100k^*	-	24 Months Boost! CD
OTHER TIERS: 0.40% → $2,500 - $50k \| 0.45% → $50k - $100k
0.30%^*	$100k^*	-	12 Months CD
OTHER TIERS: 0.20% → $2,500 - $50k \| 0.25% → $50k - $100k
0.25%^*	$100k^*	-	6 Months CD
OTHER TIERS: 0.15% → $2,500 - $50k \| 0.20% → $50k - $100k

North County Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.02%	$1k	-	24 Months IRA Variable Certificate
1.02%	$1k	-	36 Months IRA Variable Certificate
1.02%	$1k	-	24 Months Variable CESA Certificate
1.02%	$1k	-	36 Months Variable CESA Certificate
1.01%^*	$100k^*	-	60 Months Boost! IRA Certificate
OTHER TIERS: 0.85% → $1k - $50k \| 0.90% → $50k - $100k
1.01%^*	$100k^*	-	60 Months Boost! CESA Certificate
OTHER TIERS: 0.85% → $1k - $50k \| 0.90% → $50k - $100k
0.80%^*	$100k^*	-	48 Months IRA Fixed Rate Certificate
OTHER TIERS: 0.70% → $1k - $50k \| 0.75% → $50k - $100k
0.80%^*	$100k^*	-	48 Months CESA Certificate
OTHER TIERS: 0.70% → $1k - $50k \| 0.75% → $50k - $100k
0.50%^*	$100k^*	-	36 Months IRA Fixed Rate Certificate
OTHER TIERS: 0.40% → $1k - $50k \| 0.45% → $50k - $100k
0.50%^*	$100k^*	-	36 Months CESA Certificate
OTHER TIERS: 0.40% → $1k - $50k \| 0.45% → $50k - $100k
0.40%^*	$100k^*	-	24 Months IRA Fixed Rate Certificate
OTHER TIERS: 0.30% → $1k - $50k \| 0.35% → $50k - $100k
0.40%^*	$100k^*	-	24 Months CESA Certificate
OTHER TIERS: 0.30% → $1k - $50k \| 0.35% → $50k - $100k
0.30%^*	$100k^*	-	12 Months IRA Fixed Rate Certificate
OTHER TIERS: 0.20% → $1k - $50k \| 0.25% → $50k - $100k
0.30%^*	$100k^*	-	12 Months CESA Certificate
OTHER TIERS: 0.20% → $1k - $50k \| 0.25% → $50k - $100k

Locations

North County Credit Union Locations
Branch Office	17045 Via Del Campo	San Diego, CA 92127
Branch Office	16535 Via Esprillo	San Diego, CA 92127-1738