North County Savings Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ncsbank.com

618-282-3939

411 West Market Street
Red Bud, IL 62278

North County Savings Bank is headquartered in RED BUD and is the 301^st largest bank in the state of Illinois. It is also the 4,137^th largest bank in the nation. It was established in 1887 and as of March of 2025, it had grown to 10 employees at 3 locations. North County Savings Bank's CD rates are 11% higher than the national average, and it has a C+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

C+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. North County Savings Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	30656
Year Established	1887
Employees	10
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-0.04%
Return on Equity - YTD	-0.52%
Annual Interest Income	$495K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$61.5MM$65.4MM
Loans	Q1 2025vs Q1 2024	$27.1MM$26.4MM
Deposits	Q1 2025vs Q1 2024	$56.5MM$60.7MM
Equity Capital	Q1 2025vs Q1 2024	$4.7MM$4.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$132K$141K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not North County Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North County Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	Christmas Club
0.05%	$0	-	Savings

North County Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$250k^*	-	Money Market
OTHER TIERS: 0.05% → $0 - $100k \| 0.10% → $100k - $250k

North County Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%^*	$0	$15k	Integrated Rewards Checking - Qualifying
OTHER TIERS: 0.10% → $15k+
0.05%	$0	-	NOW Account
0.05%	$0	-	Super NOW Checking Account
0.05%	$0	-	Business Interest Checking

North County Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.80%	$500	-	18 Month CD
3.80%	$1k	-	13 Month CD Special
3.78%	$1k	-	7 Month CD Special
3.55%	$500	-	60 Month CD
1.26%	$500	-	36 Month CD
1.00%	$500	-	30 Month CD
1.00%	$500	-	12 Month CD
1.00%	$5k	-	12 Month Liquid CD
1.00%	$1k	-	24 Month CD
0.50%	$1k	-	6 Month CD
0.25%	$1k	-	91 Day CD
0.15%	$1k	-	7 Day CD

North County Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.02%	$100	-	18 Month Fixed IRA

Locations

North County Savings Bank Locations
Ruma Branch	101 Main Street	Red Bud, IL 62278
North County Savings Bank	411 W Market St	Red Bud, IL 62278
Liberty St Branch	606 Liberty Street	Evansville, IL 62242

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.