Overview / Commentary
North Districts Credit Union is headquartered in GIBSONIA and is the 133rd largest credit union in the state of Pennsylvania. It is also the 2,530th largest credit union in the nation. It was established in 1942 and as of March of 2025, it had grown to 5 employees and 3,310 members at 1 location. North Districts Credit Union's CD rates are 4X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership in North Districts Community Credit Union is open to those who live, work, or worship in the Pennsylvania counties of Aspinwall, Allison Park, Blawnox, Etna, Fox Chapel, Gibsonia, Glenshaw, Hampton, Indiana, Indianola, Millvale, O'Hara, Pine, Reserve, Richland, Shaler, Sharpsburg, or Wildwood. .
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Districts Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 61636 |
| Year Chartered | 1942 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.23% |
| Return on Equity - YTD | 8.51% |
| Annual Interest Income | $548K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $44.6MM$43.9MM |
| Loans | Q1 2025vs Q1 2024 | $15.9MM$16.9MM |
| Deposits | Q1 2025vs Q1 2024 | $38MM$37.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $6.4MM$6.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $306K$137K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $873K$689K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |