Overview / Commentary
North Districts Credit Union is headquartered in GIBSONIA and is the 131st largest credit union in the state of Pennsylvania. It is also the 2,534th largest credit union in the nation. It was established in 1942 and as of December of 2024, it had grown to 5 employees and 3,317 members at 1 location. North Districts Credit Union's CD rates are 4X the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership in North Districts Community Credit Union is open to those who live, work, or worship in the Pennsylvania counties of Aspinwall, Allison Park, Blawnox, Etna, Fox Chapel, Gibsonia, Glenshaw, Hampton, Indiana, Indianola, Millvale, O'Hara, Pine, Reserve, Richland, Shaler, Sharpsburg, or Wildwood. .
See current membership details
Health
C+
Data as of Q4 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Districts Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 61636 |
| Year Chartered | 1942 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.75% |
| Return on Equity - YTD | 5.32% |
| Annual Interest Income | $2.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $43.9MM$43.7MM |
| Loans | Q4 2024vs Q4 2023 | $16.1MM$17MM |
| Deposits | Q4 2024vs Q4 2023 | $37.3MM$37.8MM |
| Equity Capital | Q4 2024vs Q4 2023 | $6.3MM$5.9MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $272K$129K |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $906K$795K |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |