Overview / Commentary
115 Clay St
North East, PA 16428-1537

North East Welch Federal Credit Union is headquartered in North East and is the 189th largest credit union in the state of Pennsylvania. It is also the 3,515th largest credit union in the nation. It was established in 1953 and as of September of 2018, it had grown to 8 employees and 2,733 members at 2 locations. North East Welch Federal Credit Union's CD rates are 40% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in North East Borough, Greenfield Township, Wattsburg Borough, Harborcreek Township, Greene Township, Lawrence Park Township, and Venango Township in Erie County, Pennsylvania or the Towns of Ripley, Westfield, Sherman, Clymer, French Creek, Mina, Portland, Chautauqua, Villages of Brocton or Mayville in Chautauqua County, New York.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North East Welch Federal Credit Union has a low asset base.

Health Grade Components

NCUA #8687
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD4%
Annual Interest Income$528.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$17.5MM$17.5MM
LoansQ3 2018vs Q3 2017$9.5MM$9.4MM
DepositsQ3 2018vs Q3 2017$14.8MM$14.9MM
Equity CapitalQ3 2018vs Q3 2017$2.6MM$2.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$95.00K$83.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$137.00K$231.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not North East Welch Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

North East Welch Federal Credit Union Savings Account Rates

1.00%--IRA Share Account
0.20%$5-Regular Share Account
0.12%--Christmas Club

North East Welch Federal Credit Union CD Rates

1.86%$1k-36 Month Share Certificate
1.56%$1k-24 Month Share Certificate
1.26%$1k-12 Month Share Certificate

North East Welch Federal Credit Union IRA Rates

1.86%$1k-36 Month IRA Certificate
1.56%$1k-24 Month IRA Certificate
1.26%$1k-12 Month IRA Certificate

North East Welch Federal Credit Union Locations
Branch Office21 N Portage StWestfield, NY 14787
Branch Office115 Clay StNorth East, PA 16428-1537

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.