2. North Georgia Credit Union

North Georgia Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
1.01%1-year CD
2.65% - Barclays 12 Month Online CDAdvertisement
0.25%Savings
2.00% - Ally Bank Online Savings AccountAdvertisement
1.31%3-year CD
2.85% - Synchrony Bank 36 Month CDAdvertisement
View all North Georgia Credit Union rates »

Overview / Commentary
www.ngcu.org
706-886-1441
1067 Mize Rd
Toccoa, GA 30577-5845

North Georgia Credit Union is headquartered in Toccoa and is the 42nd largest credit union in the state of Georgia. It is also the 2,198th largest credit union in the nation. It was established in 1991 and as of June of 2018, it had grown to 27 employees and 10,398 members at 3 locations. North Georgia Credit Union's CD rates are 12% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live in Franklin, Stephens, or Hart Counties. Membership is also open to employees of Aaron's Mobile Home Service, Adams Oil Company, Blue Ridge Products, and over 50 area Select Employer Groups.
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Health
B+

Data as of Q2 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Georgia Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #67395
Year Chartered1991
Employees27
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD6.31%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$58.1MM$56.5MM
LoansQ2 2018vs Q2 2017$42.8MM$42.1MM
DepositsQ2 2018vs Q2 2017$51.2MM$50.2MM
Equity CapitalQ2 2018vs Q2 2017$6.5MM$6.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$300.00K$207.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$222.00K$267.00K
Real Estate OwnedQ2 2018vs Q2 2017$230.00K$51.00K
Rates
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North Georgia Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$25-IRA Savings Account
0.25%$25-Regular Share/Savings Account
0.10%--Christmas Club Account

North Georgia Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Draft/Checking Account

North Georgia Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$500-36 Month Share CD
1.21%$500-24 Month Share CD
1.01%$500-12 Month Share CD
0.50%$500-6 Month Share CD

North Georgia Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$500-36 Month IRA
1.21%$500-24 Month IRA
1.01%$500-12 Month IRA
0.50%$500-6 Month IRA
Locations


North Georgia Credit Union Locations
Branch Office11850 Augusta RdLavonia, GA 30553
Branch Office249 E Franklin StHartwell, GA 30643
Branch Office1067 Mize RdToccoa, GA 30577-5845

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