North Georgia Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.40% | 1-year CD | 12 Month Share CD 1.40% - Synchrony Bank 12 Month CD |
| 0.15% | Savings | Regular Share/Savings Account |
| 1.01% | 3-year CD | 36 Month Share CD 1.85% - Synchrony Bank 36 Month CD |
North Georgia Credit Union is headquartered in Toccoa and is the 44th largest credit union in the state of Georgia. It is also the 2,224th largest credit union in the nation. It was established in 1991 and as of March of 2017, it had grown to 25 employees and 9,590 members at 3 locations. North Georgia Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live in Franklin, Stephens, or Hart Counties. Membership is also open to employees of Aaron's Mobile Home Service, Adams Oil Company, Blue Ridge Products, and over 50 area Select Employer Groups.
See current membership details
Related Posts
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67395 |
| Year Chartered | 1991 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.39% |
| Return on Equity - YTD | 3.54% |
| Annual Interest Income | $691.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $56.0MM$52.2MM |
| Loans | Q1 2017vs Q1 2016 | $40.6MM$40.3MM |
| Deposits | Q1 2017vs Q1 2016 | $49.7MM$46.2MM |
| Equity Capital | Q1 2017vs Q1 2016 | $6.0MM$5.7MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $238.00K$315.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $200.00K$228.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $249.00K$125.00K |
Always verify rates and promotions with the bank or credit union. We are not North Georgia Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
North Georgia Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $25 | - | IRA Savings Account | |
| 0.15% | $25 | - | Regular Share/Savings Account | |
| 0.10% | - | - | Christmas Club Account | |
| 0.10% | - | - | Vacation Club Account |
North Georgia Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Share Draft/Checking Account |
North Georgia Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.01% | $500 | - | 36 Month Share CD | |
| 0.75% | $500 | - | 24 Month Share CD | |
| 0.40% | $500 | - | 12 Month Share CD | |
| 0.20% | $500 | - | 6 Month Share CD |
North Georgia Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.01% | $500 | - | 36 Month IRA | |
| 0.75% | $500 | - | 24 Month IRA | |
| 0.40% | $500 | - | 12 Month IRA | |
| 0.20% | $500 | - | 6 Month IRA |
| North Georgia Credit Union Locations | ||
|---|---|---|
| Branch Office | 11850 Augusta Rd | Lavonia, GA 30553 |
| Branch Office | 249 E Franklin St | Hartwell, GA 30643 |
| Branch Office | 1067 Mize Rd | Toccoa, GA 30577-5845 |