North Iowa Community Credit Union
Overview / Commentary
North Iowa Community Credit Union is headquartered in MASON CITY and is the 26th largest credit union in the state of Iowa. It is also the 1,641st largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 26 employees and 11,252 members at 3 locations. North Iowa Community Credit Union has a B+ health rating.
Field of Membership Restrictions
North Iowa Community Credit Union is open to those who live or work in the Iowa counties of Butler, Cerro Gordo, Franklin, Floyd, Hancock, Mitchell, Winnebago, Worth, or Wright. Immediate family members of a current member may also join.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64191 |
| Year Chartered | 1956 |
| Employees | 26 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.07% |
| Return on Equity - YTD | 12.27% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $124.2MM$117.5MM |
| Loans | Q1 2025vs Q1 2024 | $107.1MM$104.9MM |
| Deposits | Q1 2025vs Q1 2024 | $111.9MM$107.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $10.6MM$9.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $557K$437K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $571K$617K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |