North Iowa Community Credit Union
LOCATIONS
2
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HEALTH RATING
B
View health report
CURRENT TOP RATE
1.35% APY
60 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.35% | 5-year CD | 60 Month CD 3.00% - Barclays 60 Month Online CD |
| 0.60% | 1-year CD | 12 Month CD 2.30% - Ally Bank High Yield 12-Month CD |
| 0.04% | Savings | Membership Savings |
Overview / Commentary
North Iowa Community Credit Union is headquartered in MASON CITY and is the 26th largest credit union in the state of Iowa. It is also the 1,959th largest credit union in the nation. It was established in 1956 and as of March of 2018, it had grown to 23 employees and 12,392 members at 2 locations. North Iowa Community Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Franklin, Hancock, Cerro Gordo, Winnebago, Worth, or Wright Counties in Iowa.
See current membership details
Health
B
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Iowa Community Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64191 |
| Year Chartered | 1956 |
| Employees | 23 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.06% |
| Return on Equity - YTD | 0.65% |
| Annual Interest Income | $651.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $71.6MM$64.5MM |
| Loans | Q1 2018vs Q1 2017 | $59.6MM$52.8MM |
| Deposits | Q1 2018vs Q1 2017 | $63.0MM$56.4MM |
| Equity Capital | Q1 2018vs Q1 2017 | $6.8MM$6.7MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $221.00K$230.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $1.1MM$874.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $90.00K$90.00K |
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North Iowa Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | Blue Chip Savings | |
| 0.06% | $50 | - | Passbook Savings | |
| 0.04% | $25 | - | Membership Savings |
North Iowa Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $250 | - | Premium Checking |
North Iowa Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.35% | $100 | - | 60 Month CD | |
| 1.25% | $100 | - | 48 Month CD | |
| 0.95% | $100 | - | 36 Month CD | |
| 0.75% | $100 | - | 24 Month CD | |
| 0.60% | $100 | - | 12 Month CD | |
| 0.35% | $100 | - | 6 Month CD | |
| 0.15% | $100 | - | 3 Month CD |
Locations
| North Iowa Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 640 S FEDERAL AVE | MASON CITY, IA 50401 |
| Branch Office | 4063 4TH ST SW # A | MASON CITY, IA 50401 |