North Iowa Community Credit Union
LOCATIONS
2
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HEALTH RATING
B
View health report
CURRENT TOP RATE
1.35% APY
60 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.35% | 5-year CD | 60 Month CD 2.50% - Ally Bank High Yield 5 Year CD |
| 0.60% | 1-year CD | 12 Month CD |
| 0.04% | Savings | Membership Savings |
Overview / Commentary
North Iowa Community Credit Union is headquartered in MASON CITY and is the 27th largest credit union in the state of Iowa. It is also the 1,980th largest credit union in the nation. It was established in 1956 and as of December of 2017, it had grown to 20 employees and 12,208 members at 2 locations. North Iowa Community Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Franklin, Hancock, Cerro Gordo, Winnebago, Worth, or Wright Counties in Iowa.
See current membership details
Health
B
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Iowa Community Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64191 |
| Year Chartered | 1956 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.22% |
| Return on Equity - YTD | 2.15% |
| Annual Interest Income | $2.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $68.6MM$63.2MM |
| Loans | Q4 2017vs Q4 2016 | $58.3MM$52.8MM |
| Deposits | Q4 2017vs Q4 2016 | $60.2MM$54.8MM |
| Equity Capital | Q4 2017vs Q4 2016 | $6.8MM$6.7MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $244.00K$254.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $1.4MM$1.2MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $90.00K$0 |
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North Iowa Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | Blue Chip Savings | |
| 0.06% | $50 | - | Passbook Savings | |
| 0.04% | $25 | - | Membership Savings |
North Iowa Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.04% | $250 | - | Premium Checking |
North Iowa Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.35% | $100 | - | 60 Month CD | |
| 1.25% | $100 | - | 48 Month CD | |
| 0.95% | $100 | - | 36 Month CD | |
| 0.75% | $100 | - | 24 Month CD | |
| 0.60% | $100 | - | 12 Month CD | |
| 0.35% | $100 | - | 6 Month CD | |
| 0.15% | $100 | - | 3 Month CD |
Locations
| North Iowa Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 640 S FEDERAL AVE | MASON CITY, IA 50401 |
| Branch Office | 4063 4TH ST SW # A | MASON CITY, IA 50401 |