North Jersey Federal Credit Union

Overview / Commentary
711 Union Blvd
Totowa, NJ 07512

North Jersey Federal Credit Union is headquartered in Totowa and is the 15th largest credit union in the state of New Jersey. It is also the 1,162nd largest credit union in the nation. It was established in 1936 and as of December of 2023, it had grown to 53 employees and 23,794 members at 4 locations. North Jersey Federal Credit Union's CD rates are 51% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership to North Jersey Federal Credit Union is open to those who work, live worship, attend school or regularly conduct business in Bergen, Essex, Hudson, Middlesex, Morris, Passaic and Union Counties in New Jersey.
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Health Grade Components

NCUA #1015
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD17.69%
Annual Interest Income$8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$232.6MM$249MM
LoansQ4 2023vs Q4 2022$148.5MM$139.2MM
DepositsQ4 2023vs Q4 2022$217.4MM$236.5MM
Equity CapitalQ4 2023vs Q4 2022$14.9MM$12MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.6MM$1.9MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$2.4MM$3.6MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Jersey Federal Credit Union Savings Account Rates

0.01%$5-Holiday Club
0.01%$5-Vacation Club
0.01%$500-IRA Savings
0.01%$5-Kids Kash Club
0.01%$5-Membership Share
0.01%$5-Special Savings

North Jersey Federal Credit Union Money Market Rates

0.20%*$100k*-Money Market Savings
OTHER TIERS: 0.10% $1k - $25k | 0.15% $25k - $100k
0.10%$500-Money Market IRA

North Jersey Federal Credit Union CD Rates

4.75%$500-18 Month CD
2.78%$500-48 Month CD
2.17%$500-60 Month CD
1.92%$500-36 Month CD
1.76%$500-24 Month CD
1.36%$500-12 Month CD
0.10%$1k-6 Month CD
0.05%$1k-3 Month CD

North Jersey Federal Credit Union IRA Rates

0.50%$1k-60 Month IRA
0.35%$1k-36 Month IRA
0.30%$1k-24 Month IRA
0.30%$1k-30 Month IRA
0.20%$1k-12 Month IRA
0.20%$1k-18 Month IRA
0.10%$1k-6 Month IRA

North Jersey Federal Credit Union Locations
Branch Office711 Union BlvdTotowa, NJ 07512-2207
Branch Office444 Mola BlvdElmwood Park, NJ 07407
Branch Office186 W Market StNewark, NJ 07103
Corporate Office663 Highway 60Monett, MO 65708

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