Advertising Disclosure
  1. Banks
  2. North Jersey Federal Credit Union

North Jersey Federal Credit Union


Overview / Commentary
njfcu.org
973-807-9275
711 Union Blvd
Totowa, NJ 07512

North Jersey Federal Credit Union is headquartered in Totowa and is the 12th largest credit union in the state of New Jersey. It is also the 1,062nd largest credit union in the nation. It was established in 1936 and as of September of 2021, it had grown to 49 employees and 23,985 members at 3 locations. North Jersey Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership to North Jersey Federal Credit Union is open to those who work, live worship, attend school or regularly conduct business in Bergen, Essex, Hudson, Middlesex, Morris, Passaic and Union Counties in New Jersey.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q3 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #1015
Year Chartered1936
Employees49
Primary Regulator
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD1.38%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$259.6MM$237.9MM
LoansQ3 2021vs Q3 2020$128.6MM$124.0MM
DepositsQ3 2021vs Q3 2020$238.8MM$216.3MM
Equity CapitalQ3 2021vs Q3 2020$20.3MM$20.9MM
Loan Loss AllowanceQ3 2021vs Q3 2020$2.1MM$2.9MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$3.3MM$5.9MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not North Jersey Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Jersey Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$50-Business Savings
0.01%$50-Regular Share Savings
0.01%$5-Organic Banking Savings
0.01%$50-Holiday Club
0.01%$50-Vacation Club
0.01%$50-IRA Savings
0.01%$5-Youth Membership Savings
0.01%$50-Kids Kash Club

North Jersey Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$200k*-Business Money Market
OTHER TIERS: 0.10% → $2.5k - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $200k
0.20%$100k-Super Money Market Savings
0.15%$25k-Ultimate Money Market Savings
0.10%$1k-Money Market Savings
0.10%--Money Market IRA

North Jersey Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$1k-Business Share Draft

North Jersey Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$500-60 Month CD
0.50%$500-48 Month CD
0.45%$500-36 Month CD
0.35%$500-24 Month CD
0.35%$500-30 Month CD
0.25%$500-12 Month CD
0.25%$500-18 Month CD
0.20%$1k-6 Month CD
0.20%$1k-9 Month CD
0.15%$1k-30 Day CD
0.15%$1k-3 Month CD

North Jersey Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-60 Month IRA
1.05%$1k-36 Month IRA
0.75%$1k-24 Month IRA
0.75%$1k-30 Month IRA
0.50%$1k-18 Month IRA
0.45%$1k-12 Month IRA
0.25%$1k-6 Month IRA
Locations


North Jersey Federal Credit Union Locations
Branch Office711 Union BlvdTotowa, NJ 07512-2207
Branch Office444 Mola BlvdElmwood Park, NJ 07407
Branch Office186 W Market StNewark, NJ 07103

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.