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North Jersey Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%5-year CD60 Months CD
1.55% - National Average
0.45%1-year CD12 Months CD
0.62% - National Average
0.01%SavingsBank on Newark Savings
1.30% - Synchrony Bank High Yield SavingsAdvertisement
View all North Jersey Federal Credit Union rates »

Overview / Commentary
njfcu.org
973-785-9200
711 Union Blvd
Totowa, NJ 07512-2207

North Jersey Federal Credit Union is headquartered in Totowa and is the 13th largest credit union in the state of New Jersey. It is also the 944th largest credit union in the nation. It was established in 1936 and as of June of 2017, it had grown to 62 employees and 26,899 members at 5 locations. North Jersey Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who work, live, worship, attend school or regularly conduct business in Bergen, Essex, Hudson, Middlesex, Morris, Passaic or Union Counties in the state of New Jersey.
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Health
B

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #1015
Year Chartered1936
Employees62
Primary Regulator
Profit Margin
Return on Assets - YTD-0.84%
Return on Equity - YTD-9.52%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$230.2MM$225.8MM
LoansQ2 2017vs Q2 2016$117.5MM$108.6MM
DepositsQ2 2017vs Q2 2016$204.9MM$198.8MM
Equity CapitalQ2 2017vs Q2 2016$20.4MM$22.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.9MM$1.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$3.0MM$2.4MM
Real Estate OwnedQ2 2017vs Q2 2016$1.0MM$603.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Jersey Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$50-Business Savings
0.01%$50-Regular Share Savings
0.01%--Organic Banking Savings
0.01%--Bank on Newark Savings
0.01%$50-Holiday Club
0.01%$50-Vacation Club
0.01%$50-IRA Savings

North Jersey Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$200k*-Business Money Market
OTHER TIERS: 0.10% → $2,500 - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $200k
0.20%$100k-Super Money Market Savings
0.15%$25k-Ultimate Money Market Savings
0.10%$1k-Money Market Savings
0.10%--Money Market IRA

North Jersey Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$1k-Business Share Draft
0.01%$500-Share Draft Advantage

North Jersey Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-60 Months CD
1.10%$500-48 Months CD
1.05%$500-36 Months CD
0.75%$500-24 Months CD
0.75%$500-30 Months CD
0.50%$500-18 Months CD
0.45%$500-12 Months CD
0.30%$1k-9 Months CD
0.25%$1k-6 Months CD
0.15%$1k-30 Days CD
0.15%$1k-3 Months CD

North Jersey Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-60 Months IRA
1.05%$1k-36 Months IRA
0.75%$1k-24 Months IRA
0.75%$1k-30 Months IRA
0.50%$1k-18 Months IRA
0.45%$1k-12 Months IRA
0.25%$1k-6 Months IRA
Locations


North Jersey Federal Credit Union Locations
Branch Office126 Market StPaterson, NJ 07505
Branch Office711 Union BlvdTotowa, NJ 07512-2207
Branch Office61 Morris AveGarfield, NJ 07026
Branch Office588 Martin Luther King Jr BlvdNewark, NJ 07102
Branch Office30 Bergen St 1102 Administrative ComplexNewark, NJ 07107-3000