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North Jersey Federal Credit Union


Overview / Commentary
njfcu.org
973-807-9275
711 Union Blvd
Totowa, NJ 07512

North Jersey Federal Credit Union is headquartered in Totowa and is the 14th largest credit union in the state of New Jersey. It is also the 1,162nd largest credit union in the nation. It was established in 1936 and as of June of 2024, it had grown to 54 employees and 24,185 members at 4 locations. North Jersey Federal Credit Union's CD rates are 51% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership to North Jersey Federal Credit Union is open to those who work, live worship, attend school or regularly conduct business in Bergen, Essex, Hudson, Middlesex, Morris, Passaic and Union Counties in New Jersey.
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Health
B

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #1015
Year Chartered1936
Employees54
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.29%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$235.8MM$244.4MM
LoansQ2 2024vs Q2 2023$149.5MM$144.4MM
DepositsQ2 2024vs Q2 2023$220.6MM$231.1MM
Equity CapitalQ2 2024vs Q2 2023$14.8MM$12.7MM
Loan Loss AllowanceQ2 2024vs Q2 2023$2.2MM$1.9MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$1.6MM$3MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not North Jersey Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Jersey Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$5-Holiday Club
0.01%$5-Vacation Club
0.01%$500-IRA Savings
0.01%$5-Kids Kash Club
0.01%$5-Membership Share
0.01%$5-Special Savings

North Jersey Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Money Market Savings
OTHER TIERS: 0.10% → $1k - $25k | 0.15% → $25k - $100k
0.10%$500-Money Market IRA

North Jersey Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$500-18 Month CD
2.78%$500-48 Month CD
2.17%$500-60 Month CD
1.92%$500-36 Month CD
1.76%$500-24 Month CD
1.36%$500-12 Month CD
0.10%$1k-6 Month CD
0.05%$1k-3 Month CD

North Jersey Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-60 Month IRA
0.35%$1k-36 Month IRA
0.30%$1k-24 Month IRA
0.30%$1k-30 Month IRA
0.20%$1k-12 Month IRA
0.20%$1k-18 Month IRA
0.10%$1k-6 Month IRA
Locations


North Jersey Federal Credit Union Locations
Branch Office711 Union BlvdTotowa, NJ 07512-2207
Branch Office444 Mola BlvdElmwood Park, NJ 07407
Branch Office186 W Market StNewark, NJ 07103
Corporate Office663 Highway 60Monett, MO 65708

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