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North Jersey Federal Credit Union


Overview / Commentary
njfcu.org
973-807-9275
711 Union Blvd
Totowa, NJ 07512

North Jersey Federal Credit Union is headquartered in Totowa and is the 13th largest credit union in the state of New Jersey. It is also the 1,030th largest credit union in the nation. It was established in 1936 and as of June of 2020, it had grown to 52 employees and 23,923 members at 5 locations. North Jersey Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership to North Jersey Federal Credit Union is open to those who work, live worship, attend school or regularly conduct business in Bergen, Essex, Hudson, Middlesex, Morris, Passaic and Union Counties in New Jersey.
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Health
C+

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #1015
Year Chartered1936
Employees52
Primary Regulator
Profit Margin
Return on Assets - YTD-0.05%
Return on Equity - YTD-0.59%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$239.8MM$220.8MM
LoansQ2 2020vs Q2 2019$122.1MM$116.0MM
DepositsQ2 2020vs Q2 2019$218.1MM$198.9MM
Equity CapitalQ2 2020vs Q2 2019$21.0MM$20.7MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.8MM$3.1MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$5.9MM$2.6MM
Real Estate OwnedQ2 2020vs Q2 2019$0$698.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Jersey Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$50-Business Savings
0.01%$50-Regular Share Savings
0.01%$5-Organic Banking Savings
0.01%$50-Holiday Club
0.01%$50-Vacation Club
0.01%$50-IRA Savings
0.01%$5-Youth Membership Savings
0.01%$50-Kids Kash Club

North Jersey Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$200k*-Business Money Market
OTHER TIERS: 0.10% → $2.5k - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $200k
0.20%$100k-Super Money Market Savings
0.15%$25k-Ultimate Money Market Savings
0.10%$1k-Money Market Savings
0.10%--Money Market IRA

North Jersey Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$1k-Business Share Draft

North Jersey Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$500-60 Month CD
0.50%$500-48 Month CD
0.45%$500-36 Month CD
0.35%$500-24 Month CD
0.35%$500-30 Month CD
0.25%$500-12 Month CD
0.25%$500-18 Month CD
0.20%$1k-6 Month CD
0.20%$1k-9 Month CD
0.15%$1k-30 Day CD
0.15%$1k-3 Month CD

North Jersey Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-60 Month IRA
1.05%$1k-36 Month IRA
0.75%$1k-24 Month IRA
0.75%$1k-30 Month IRA
0.50%$1k-18 Month IRA
0.45%$1k-12 Month IRA
0.25%$1k-6 Month IRA
Locations


North Jersey Federal Credit Union Locations
Branch Office711 Union BlvdTotowa, NJ 07512-2207
Branch Office61 Morris AveGarfield, NJ 07026
Branch Office588 Martin Luther King Jr BlvdNewark, NJ 07102
Branch Office444 Mola BlvdElmwood Park, NJ 07407
Branch Office186 W Market StNewark, NJ 07103

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