Overview / Commentary
711 Union Blvd
Totowa, NJ 07512-2207

North Jersey Federal Credit Union is headquartered in Totowa and is the 13th largest credit union in the state of New Jersey. It is also the 1,008th largest credit union in the nation. It was established in 1936 and as of September of 2018, it had grown to 52 employees and 24,174 members at 5 locations. North Jersey Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership to North Jersey Federal Credit Union is open to those who work, live worship, attend school or regularly conduct business in Bergen, Essex, Hudson, Middlesex, Morris, Passaic and Union Counties in New Jersey.
See current membership details

Related Posts

View all posts from:


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #1015
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD-0.02%
Return on Equity - YTD-0.22%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$216.1MM$217.7MM
LoansQ3 2018vs Q3 2017$118.6MM$118.6MM
DepositsQ3 2018vs Q3 2017$194.6MM$195.1MM
Equity CapitalQ3 2018vs Q3 2017$19.2MM$20.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.8MM$3.2MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$3.2MM$3.6MM
Real Estate OwnedQ3 2018vs Q3 2017$344.00K$488.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not North Jersey Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Jersey Federal Credit Union Savings Account Rates

0.02%$50-Business Savings
0.01%$50-Regular Share Savings
0.01%$5-Organic Banking Savings
0.01%$50-Holiday Club
0.01%$50-Vacation Club
0.01%$50-IRA Savings
0.01%$5-Youth Membership Savings

North Jersey Federal Credit Union Money Market Rates

0.25%*$200k*-Business Money Market
OTHER TIERS: 0.10% $2.5k - $50k | 0.15% $50k - $100k | 0.20% $100k - $200k
0.20%$100k-Super Money Market Savings
0.15%$25k-Ultimate Money Market Savings
0.10%$1k-Money Market Savings
0.10%--Money Market IRA

North Jersey Federal Credit Union Checking Account Rates

0.02%$1k-Business Share Draft

North Jersey Federal Credit Union CD Rates

2.27%$500-60 Months CD
2.01%$500-12 Months CD
1.91%$500-48 Months CD
1.81%$500-36 Months CD
1.66%$1k-6 Months CD
1.61%$500-30 Months CD
1.51%$500-24 Months CD
1.35%$500-18 Months CD
0.40%$1k-9 Months CD
0.35%$1k-3 Months CD
0.15%$1k-30 Days CD

North Jersey Federal Credit Union IRA Rates

1.25%$1k-60 Months IRA
1.05%$1k-36 Months IRA
0.75%$1k-24 Months IRA
0.75%$1k-30 Months IRA
0.50%$1k-18 Months IRA
0.45%$1k-12 Months IRA
0.25%$1k-6 Months IRA

North Jersey Federal Credit Union Locations
Branch Office711 Union BlvdTotowa, NJ 07512-2207
Branch Office61 Morris AveGarfield, NJ 07026
Branch Office588 Martin Luther King Jr BlvdNewark, NJ 07102
Branch Office444 Mola BlvdElmwood Park, NJ 07407
Branch Office186 W Market StNewark, NJ 07103

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.