North Jersey Federal Credit Union is headquartered in Totowa and is the 12th largest credit union in the state of New Jersey. It is also the 1,116th largest credit union in the nation. It was established in 1936 and as of December of 2022, it had grown to 47 employees and 23,250 members at 3 locations. North Jersey Federal Credit Union has a C health rating.
Membership to North Jersey Federal Credit Union is open to those who work, live worship, attend school or regularly conduct business in Bergen, Essex, Hudson, Middlesex, Morris, Passaic and Union Counties in New Jersey.
See current membership details
Overall | |
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NCUA # | 1015 |
Year Chartered | 1936 |
Employees | 47 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.31% |
Return on Equity - YTD | 6.47% |
Annual Interest Income | $6.9MM |
Assets and Liabilities | ||
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Assets | Q4 2022vs Q4 2021 | $249.0MM$264.8MM |
Loans | Q4 2022vs Q4 2021 | $139.2MM$128.1MM |
Deposits | Q4 2022vs Q4 2021 | $236.5MM$244.5MM |
Equity Capital | Q4 2022vs Q4 2021 | $12.0MM$19.5MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $1.9MM$2.1MM |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $3.6MM$3.3MM |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not North Jersey Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.50% | $1k | - | 60 Month IRA | |
0.35% | $1k | - | 36 Month IRA | |
0.30% | $1k | - | 24 Month IRA | |
0.30% | $1k | - | 30 Month IRA | |
0.20% | $1k | - | 12 Month IRA | |
0.20% | $1k | - | 18 Month IRA | |
0.10% | $1k | - | 6 Month IRA |
North Jersey Federal Credit Union Locations | ||
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Branch Office | 711 Union Blvd | Totowa, NJ 07512-2207 |
Branch Office | 444 Mola Blvd | Elmwood Park, NJ 07407 |
Branch Office | 186 W Market St | Newark, NJ 07103 |