Overview / Commentary
218-226-4401
85 Outer Dr
Silver Bay, MN 55614-1132

North Shore Federal Credit Union is headquartered in Silver Bay and is the 27th largest credit union in the state of Minnesota. It is also the 1,146th largest credit union in the nation. It was established in 1967 and as of September of 2018, it had grown to 35 employees and 10,159 members at 6 locations. North Shore Federal Credit Union's CD rates are 39% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Lake or Cook County.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #18473
Year Chartered1967
Employees35
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD6.11%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$174.2MM$164.6MM
LoansQ3 2018vs Q3 2017$130.1MM$125.9MM
DepositsQ3 2018vs Q3 2017$147.8MM$139.9MM
Equity CapitalQ3 2018vs Q3 2017$25.6MM$24.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$505.00K$440.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.2MM$1.3MM
Real Estate OwnedQ3 2018vs Q3 2017$275.00K$951.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not North Shore Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Shore Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$75k*-Traditional IRA Savings Account
OTHER TIERS: 0.25% Up to $25k | 0.30% $25k - $75k
0.35%*$75k*-Health Savings Account
OTHER TIERS: 0.25% Up to $25k | 0.30% $25k - $75k
0.15%--Share Savings Account
0.15%--Secondary Share Savings Account
0.15%--Holiday Club Account

North Shore Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$75k*-Money Market Account
OTHER TIERS: 0.25% $2.5k - $25k | 0.30% $25k - $75k

North Shore Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Community Advantage Checking Account
OTHER TIERS: 0.10% $1k - $25k | 0.15% $25k - $50k
0.10%$1k-Advantage Checking Account

North Shore Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-60 Month Savings Certificate
2.50%$25-60 Month Youth Advantage Share Certificate
2.25%$500-48 Month Savings Certificate
2.25%$25-48 Month Youth Advantage Share Certificate
2.00%$500-36 Month Savings Certificate
2.00%$25-36 Month Youth Advantage Share Certificate
1.75%$500-24 Month Savings Certificate
1.75%$25-24 Month Youth Advantage Share Certificate
1.25%$500-12 Month Savings Certificate
1.25%$500-18 Month Savings Certificate
1.25%$25-12 Month Youth Advantage Share Certificate
1.25%$25-18 Month Youth Advantage Share Certificate
0.75%$500-6 Month Savings Certificate
0.75%$25-6 Month Youth Advantage Share Certificate
0.50%$10k-3 Month Money Market Share Certificate

North Shore Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-60 Month IRA Share Certificate
2.25%$500-48 Month IRA Share Certificate
2.00%$500-36 Month IRA Share Certificate
1.75%$500-24 Month IRA Share Certificate
1.25%$500-12 Month IRA Share Certificate
1.25%$500-18 Month IRA Share Certificate
0.75%$500-6 Month IRA Share Certificate
Locations


North Shore Federal Credit Union Locations
Branch Office85 Outer DrSilver Bay, MN 55614-1132
Branch Office122 E Highway 61Grand Marais, MN 55604-4400
Branch Office5335 W Highway 61Lutsen, MN 55612-9513
Branch Office77 Mile Creek RdGrand Portage, MN 55605-3028
Branch Office404 7th AveTwo Harbors, MN 55616-1450
Branch Office2104 London RdDuluth, MN 55812

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