North Star Community Credit Union (IA)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.02%	5-year CD	5 Year Share Certificate 2.35% - Synchrony Bank 60 Month CD
1.00%	1-year CD	1 Year Star Saver Share Certificate 1.40% - Synchrony Bank 12 Month CD
0.25%	Savings	Regular Share Account 1.20% - Synchrony Bank High Yield Savings

View all North Star Community Credit Union (IA) rates »

Overview / Commentary

www.nsccu.org

712-225-5731

1030 S 2nd St
CHEROKEE, IA 51012-2173

North Star Community Credit Union (IA) is headquartered in CHEROKEE and is the 24^th largest credit union in the state of Iowa. It is also the 1,756^th largest credit union in the nation. It was established in 1972 and as of March of 2017, it had grown to 23 employees and 10,013 members at 3 locations. North Star Community Credit Union (IA)'s money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Cherokee, Buena Vista, Crawford, Clay, Ida, Monona, Osceola, O'Brian, Sac, Plymouth, Sioux, and Woodbury Counties in Iowa.
See current membership details

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Health

A

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Star Community Credit Union (IA) has a relatively low asset base.

Health Grade Components

Overall
NCUA #	62638
Year Chartered	1972
Employees	23
Primary Regulator

Profit Margin
Return on Assets - YTD	0.58%
Return on Equity - YTD	5.34%
Annual Interest Income	$714.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$86.6MM$84.7MM
Loans	Q1 2017vs Q1 2016	$47.2MM$44.5MM
Deposits	Q1 2017vs Q1 2016	$77.1MM$75.7MM
Equity Capital	Q1 2017vs Q1 2016	$9.2MM$8.7MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$368.00K$469.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$286.00K$243.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$138.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Star Community Credit Union (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$25	-	Regular Share Account
0.25%	$25	-	Christmas Club Account
0.25%	$25	-	Health Savings Account
0.25%	-	-	Traditional IRA Share Account
0.25%	-	-	Roth IRA Share Account
0.25%	-	-	Educational IRA Share Account

North Star Community Credit Union (IA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.30% → Up to $5k \| 0.40% → $5k - $50k

North Star Community Credit Union (IA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$25	-	Bright Star Share Draft Account
0.15%	-	-	Regular Share Draft Account
0.15%	-	-	Senior Star Share Draft Account

North Star Community Credit Union (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$500	-	5 Year Share Certificate
1.86%	$500	-	4 Year Share Certificate
1.61%	$500	-	3 Year Share Certificate
1.41%	$500	-	2 Year Share Certificate
1.26%	$500	-	18 Month Share Certificate
1.00%	$500	-	1 Year Share Certificate
1.00%	$100	-	1 Year Star Saver Share Certificate
0.75%	$500	-	9 Month Share Certificate
0.50%	$500	-	6 Month Share Certificate
0.40%	$500	-	3 Month Share Certificate

North Star Community Credit Union (IA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$500	-	5 Year IRA
1.86%	$500	-	4 Year IRA
1.61%	$500	-	3 Year IRA
1.41%	$500	-	2 Year IRA
1.00%	$500	-	1 Year IRA

Locations

North Star Community Credit Union (IA) Locations
Branch Office	216 MOOREHEAD AVE	IDA GROVE, IA 51445-1107
Branch Office	1030 S 2nd St	CHEROKEE, IA 51012-2173
Branch Office	106 MAIN ST	SANBORN, IA 51248