North State Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.northstatebank.com

919-855-9925

6204 Falls Of Neuse Road
Raleigh, NC 27609

North State Bank is headquartered in RALEIGH and is the 12^th largest bank in the state of North Carolina. It is also the 769^th largest bank in the nation. It was established in 2000 and as of March of 2025, it had grown to 191 employees at 7 locations. North State Bank has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	35519
Year Established	2000
Employees	191
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.71%
Return on Equity - YTD	8.66%
Annual Interest Income	$17.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.44B$1.44B
Loans	Q1 2025vs Q1 2024	$1.16B$1.16B
Deposits	Q1 2025vs Q1 2024	$1.21B$1.22B
Equity Capital	Q1 2025vs Q1 2024	$116.7MM$109.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7.8MM$7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.8MM$2.5MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$0	$10k	High Yield Savings
OTHER TIERS: 0.50% → $10k+

North State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$0	$10k	Performance Checking 2.0
OTHER TIERS: 0.25% → $10k+

Locations

North State Bank Locations
Wake Forest Main Branch	14091 New Falls Of Neuse	Raleigh, NC 27614
Wilmington Office Branch	1411 Commonwealth Drive	Wilmington, NC 28403
Downtown Office Branch	230 Fayetteville Street	Raleigh, NC 27601
West Raleigh Branch	2413 Blue Ridge Road	Raleigh, NC 27607
North Hills Branch	4270 The Circle At North Hills	Raleigh, NC 27609
North State Bank	6204 Falls Of The Neuse Road	Raleigh, NC 27609
Garner Village Shopping Ctr. Branch	835 Highway 70 West	Garner, NC 27529

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