North Western Employees Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.nwecu.org

712-328-2787

1411 W Broadway
Council Bluffs, IA 51501

North Western Employees Credit Union is headquartered in Council Bluffs and is the 53^rd largest credit union in the state of Iowa. It is also the 3,646^th largest credit union in the nation. It was established in 1941 and as of March of 2025, it had grown to 2 employees and 1,201 members at 1 location. North Western Employees Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the Union Pacific Railroad who live or work in the Iowa communties of Ames, Boone, Cedar Rapids, Clinton, Council Bluffs, Des Moines, Eagle Grove, Estherville, Fort Dodge, Marshalltown, Mason City, Missouri Valley, Oelwein, Sergeant Bluff, or Trenton, or in Fremont, Nebraska. Membership is also open to employees of Shenandoah Medical Center, Cooks, Add it Up Tax Service, and Ameriserve.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Western Employees Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	64282
Year Chartered	1941
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	1%
Return on Equity - YTD	5%
Annual Interest Income	$123K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$10.1MM$10MM
Loans	Q1 2025vs Q1 2024	$4.8MM$5MM
Deposits	Q1 2025vs Q1 2024	$8.1MM$8.1MM
Equity Capital	Q1 2025vs Q1 2024	$2.1MM$2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$47K$44K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$18K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Western Employees Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$100	-	Christmas Shares
0.35%	$100	-	Regular Shares

North Western Employees Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.14%^*	$10k^*	-	48 Month CD
OTHER TIERS: 3.03% → $1k - $10k
2.88%^*	$10k^*	-	36 Month CD
OTHER TIERS: 2.78% → $1k - $10k
2.63%	$5k	-	30 Month CD
2.47%^*	$10k^*	-	24 Month CD
OTHER TIERS: 2.37% → $1k - $10k
2.22%^*	$10k^*	-	12 Month CD
OTHER TIERS: 2.12% → $1k - $10k

North Western Employees Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%	$0	-	IRA Shares

Locations

North Western Employees Credit Union Locations
Branch Office	1411 W Broadway	Council Bluffs, IA 51501-3922

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