North Western Employees Credit Union

Popular Accounts at this Credit Union

1.91%1-year CD
2.47%4-year CD
View all North Western Employees Credit Union rates »

Overview / Commentary
1411 W Broadway
Council Bluffs, IA 51501-3922

North Western Employees Credit Union is headquartered in Council Bluffs and is the 66th largest credit union in the state of Iowa. It is also the 4,350th largest credit union in the nation. It was established in 1941 and as of December of 2018, it had grown to 2 employees and 1,202 members at 1 location. North Western Employees Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the Union Pacific Railroad who live or work in Boone, Ames, Cedar Rapids, Marshalltown, Council Bluffs, Sergeant Bluff, Missouri Valley, Mason City, Eagle Grove, Fort Dodge, Des Moines, Trenton, Estherville, Oelwein, and Clinton, Iowa or in Fremont, Nebraska. Membership is also open to employees of Shenandoah Medical Center, Cooks, Add it Up Tax Service, and Ameriserve.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. North Western Employees Credit Union has a very low asset base.

Health Grade Components

NCUA #64282
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD4.78%
Annual Interest Income$282.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$7.1MM$7.3MM
LoansQ4 2018vs Q4 2017$4.7MM$4.2MM
DepositsQ4 2018vs Q4 2017$5.6MM$5.8MM
Equity CapitalQ4 2018vs Q4 2017$1.6MM$1.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$80.00K$73.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$11.00K$18.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not North Western Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Western Employees Credit Union Savings Account Rates

0.80%--IRA Shares
0.70%$100-Christmas Shares
0.60%$100-Regular Shares

North Western Employees Credit Union CD Rates

2.63%$5k-30 Month CD
2.47%*$10k*-48 Month CD
OTHER TIERS: 2.37% $1k - $10k
2.37%*$10k*-36 Month CD
OTHER TIERS: 2.27% $1k - $10k
2.17%*$10k*-24 Month CD
OTHER TIERS: 2.07% $1k - $10k
1.91%*$10k*-12 Month CD
OTHER TIERS: 1.81% $1k - $10k

North Western Employees Credit Union Locations
Branch Office1411 W BroadwayCouncil Bluffs, IA 51501-3922

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.