North Coast Credit Union (WA) is headquartered in Bellingham and is the 29th largest credit union in the state of Washington. It is also the 904th largest credit union in the nation. It was established in 1938 and as of June of 2019, it had grown to 58 employees and 18,924 members at 5 locations. North Coast Credit Union (WA) has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in the state of Washington.
See current membership details
North Coast Credit Union Is Awesome
I have banked with them for 7 years now. I find the tellers friendly & professional. Same when I call customer service. They were accomodating when I was literally broke & have never treated me as "less than" because I'm basically poor. They don't make money off of me that's for sure, yet they always treat me like a million dollar account. I can't imagine what the previous post is talking about. Great bank, great old fashioned service! Love, love my credit union.
I Wish I Never Banked Here
The employees in person and on the phone are very rude. Even when you are trying to be nice to them they snap at you like there ravenous wolves. The web site is a mess to try to log into. Oh and pray you never forget your password because the ridiculous hoops you have to jump to reset it are not worth it. overall every time I have to do anything with this establishment it just wrecks my day.
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66734 |
| Year Chartered | 1938 |
| Employees | 58 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.17% |
| Return on Equity - YTD | 10.43% |
| Annual Interest Income | $5.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $258.1MM$258.3MM |
| Loans | Q2 2019vs Q2 2018 | $210.1MM$199.4MM |
| Deposits | Q2 2019vs Q2 2018 | $221.4MM$221.3MM |
| Equity Capital | Q2 2019vs Q2 2018 | $29.5MM$25.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $843.00K$611.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $410.00K$43.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not North Coast Credit Union (WA); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
North Coast Credit Union (WA) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $100k* | - | Savings Account | ||
| OTHER TIERS: 0.20% → $100 - $100k | |||||
| 0.20% | $5 | - | Youth Savings (Under 18) | ||
| 0.20% | $250 | - | IRA Savings | ||
| 0.10% | - | - | Health Savings Account | ||
North Coast Credit Union (WA) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $250k* | - | Money Market Savings | ||
| OTHER TIERS: 0.20% → $100 - $100k | 0.25% → $100k - $250k | |||||
| 0.25%* | $100k* | - | Money Market Checking | ||
| OTHER TIERS: 0.20% → $2.5k - $100k | |||||
North Coast Credit Union (WA) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.90% | - | $1k | Free Smart Checking w/ Smart Benefits | |
| 3.90% | - | $1k | Interest Bearing Checking w/ Smart Benefits | |
| 0.10% | - | - | Interest Bearing Checking |
North Coast Credit Union (WA) CD Rates
North Coast Credit Union (WA) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.40% | $250 | - | 5 Year IRA | |
| 2.15% | $250 | - | 4 Year IRA | |
| 2.00% | $250 | - | 3 Year IRA | |
| 1.50% | $250 | - | 2 Year IRA | |
| 1.20% | $250 | - | 18 Month IRA | |
| 0.90% | $250 | - | 12 Month IRA | |
| 0.45% | $250 | - | 6 Month IRA | |
| 0.25% | $250 | - | 3 Month IRA |
| North Coast Credit Union (WA) Locations | ||
|---|---|---|
| Branch Office | 1410 Riverside Dr | Mount Vernon, WA 98273-2442 |
| Branch Office | 5657 Riverside Dr | Ferndale, WA 98248 |
| Branch Office | 108 N Township St Ste B | Sedro Woolley, WA 98284-1232 |
| Branch Office | 3250 Northwest Ave | Bellingham, WA 98225-1318 |
| Branch Office | 1100 Dupont St | Bellingham, WA 98225-3113 |