North Coast Credit Union (WA) is headquartered in Bellingham and is the 27th largest credit union in the state of Washington. It is also the 907th largest credit union in the nation. It was established in 1938 and as of June of 2023, it had grown to 65 employees and 20,806 members at 6 locations. North Coast Credit Union (WA)'s CD rates are 5X the national average, and it has a B+ health rating.
North Coast Credit Union is open to those who live, work, worship, or attend school in the state of Washington.
See current membership details
I have banked with them for 7 years now. I find the tellers friendly & professional. Same when I call customer service. They were accomodating when I was literally broke & have never treated me as "less than" because I'm basically poor. They don't make money off of me that's for sure, yet they always treat me like a million dollar account. I can't imagine what the previous post is talking about. Great bank, great old fashioned service! Love, love my credit union.
Terrible approach to customers, they think they can treat people terribly and do whatever they like. Say things are okay one day and then decide the next that it isn’t. They abuse their position as a lender against their customers and don’t deserve to be in business.
Don’t ever bank here!!!! Super small bank, limited bank hours and access to atm’s is a big issue. No real security to your card or account. However I really don’t recommend the bank because they just charged me three hundred dollars because my ex-husband over drafted our joint account 5 years ago. I tried to close the account but was told that I needed his signature and my legal separation, which I brought into the bank, wasn’t enough but they said they were going to get the signature the next time he came into the bank. I stupidly opened my own account at the bank and started using that account instead of the joint account and never thought about it. 5 years later I get charged because they never took care of the situation and now I’m out $300!!! This bank is terrible!!!
The employees in person and on the phone are very rude. Even when you are trying to be nice to them they snap at you like there ravenous wolves. The web site is a mess to try to log into. Oh and pray you never forget your password because the ridiculous hoops you have to jump to reset it are not worth it. overall every time I have to do anything with this establishment it just wrecks my day.
Overall | |
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NCUA # | 66734 |
Year Chartered | 1938 |
Employees | 65 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.47% |
Return on Equity - YTD | 4.36% |
Annual Interest Income | $7.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $355.7MM$369.3MM |
Loans | Q2 2023vs Q2 2022 | $244.0MM$205.3MM |
Deposits | Q2 2023vs Q2 2022 | $313.0MM$334.1MM |
Equity Capital | Q2 2023vs Q2 2022 | $38.9MM$32.8MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$1.3MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $476.00K$395.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | $100 | - | Savings Account | |
0.50% | $5 | - | Youth Savings (Under 18) | |
0.45% | $250 | - | IRA Savings | |
0.25% | - | - | Health Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.75%* | $10k* | - | Money Market Checking | ||
OTHER TIERS: 0.10% → $2.5k - $10k | |||||
0.75% | $100 | - | Money Market Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.90% | - | $1k | Free Smart Checking w/ Smart Benefits | |
1.90% | - | $1k | Interest Bearing Checking w/ Smart Benefits | |
0.05% | - | - | Interest Bearing Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.25% | $250 | - | 12 Month IRA | |
4.00% | $250 | - | 2 Year IRA | |
3.00% | $250 | - | 18 Month IRA | |
3.00% | $250 | - | 3 Year IRA | |
3.00% | $250 | - | 4 Year IRA | |
3.00% | $250 | - | 5 Year IRA | |
2.00% | $250 | - | 6 Month IRA | |
0.45% | $250 | - | 3 Month IRA |
North Coast Credit Union (WA) Locations | ||
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Branch Office | 1410 Riverside Dr | Mount Vernon, WA 98273-2442 |
Branch Office | 5657 Riverside Dr | Ferndale, WA 98248 |
Branch Office | 108 N Township St Ste B | Sedro Woolley, WA 98284-1232 |
Branch Office | 3250 Northwest Ave | Bellingham, WA 98225-1318 |
Branch Office | 1100 Dupont St | Bellingham, WA 98225-3113 |
Branch Office | 12543 Christianson Rd | Anacortes, WA 98221-8682 |