North Coast Credit Union (WA)


Overview / Commentary
800-696-8830
1100 Dupont St
Bellingham, WA 98225-3113

North Coast Credit Union (WA) is headquartered in Bellingham and is the 29th largest credit union in the state of Washington. It is also the 904th largest credit union in the nation. It was established in 1938 and as of June of 2019, it had grown to 58 employees and 18,924 members at 5 locations. North Coast Credit Union (WA) has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the state of Washington.
See current membership details

Reviews (2)

North Coast Credit Union Is Awesome

Posted by: Laurajaye | Oct 10, 2019

I have banked with them for 7 years now. I find the tellers friendly & professional. Same when I call customer service. They were accomodating when I was literally broke & have never treated me as "less than" because I'm basically poor. They don't make money off of me that's for sure, yet they always treat me like a million dollar account. I can't imagine what the previous post is talking about. Great bank, great old fashioned service! Love, love my credit union.

I Wish I Never Banked Here

Posted by: Anderson1 | Jul 22, 2018

The employees in person and on the phone are very rude. Even when you are trying to be nice to them they snap at you like there ravenous wolves. The web site is a mess to try to log into. Oh and pray you never forget your password because the ridiculous hoops you have to jump to reset it are not worth it. overall every time I have to do anything with this establishment it just wrecks my day.



Health

Health Grade Components

Overall
NCUA #66734
Year Chartered1938
Employees58
Primary Regulator
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD10.43%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$258.1MM$258.3MM
LoansQ2 2019vs Q2 2018$210.1MM$199.4MM
DepositsQ2 2019vs Q2 2018$221.4MM$221.3MM
Equity CapitalQ2 2019vs Q2 2018$29.5MM$25.2MM
Loan Loss AllowanceQ2 2019vs Q2 2018$843.00K$611.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$410.00K$43.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not North Coast Credit Union (WA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Coast Credit Union (WA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Savings Account
OTHER TIERS: 0.20% $100 - $100k
0.20%$5-Youth Savings (Under 18)
0.20%$250-IRA Savings
0.10%--Health Savings Account

North Coast Credit Union (WA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Money Market Savings
OTHER TIERS: 0.20% $100 - $100k | 0.25% $100k - $250k
0.25%*$100k*-Money Market Checking
OTHER TIERS: 0.20% $2.5k - $100k

North Coast Credit Union (WA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%-$1kFree Smart Checking w/ Smart Benefits
3.90%-$1kInterest Bearing Checking w/ Smart Benefits
0.10%--Interest Bearing Checking

North Coast Credit Union (WA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%$1k-5 Year CD
2.15%$1k-4 Year CD
2.00%$1k-3 Year CD
1.50%$1k-2 Year CD
1.20%$1k-18 Month CD
0.90%$1k-12 Month CD
0.45%$1k-6 Month CD
0.25%$1k-3 Month CD
0.20%$25-12 Month Youth Build a CD (under 18)
0.20%$25-12 Month Build a CD
0.10%$250-3 Month Build a CD (SEG & Community Builders)

North Coast Credit Union (WA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%$250-5 Year IRA
2.15%$250-4 Year IRA
2.00%$250-3 Year IRA
1.50%$250-2 Year IRA
1.20%$250-18 Month IRA
0.90%$250-12 Month IRA
0.45%$250-6 Month IRA
0.25%$250-3 Month IRA
Locations


North Coast Credit Union (WA) Locations
Branch Office1410 Riverside DrMount Vernon, WA 98273-2442
Branch Office5657 Riverside DrFerndale, WA 98248
Branch Office108 N Township St Ste BSedro Woolley, WA 98284-1232
Branch Office3250 Northwest AveBellingham, WA 98225-1318
Branch Office1100 Dupont StBellingham, WA 98225-3113

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