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North Coast Credit Union (WA)


Overview / Commentary
www.northcoastcu.com
800-696-8830
1100 Dupont St
Bellingham, WA 98225

North Coast Credit Union (WA) is headquartered in Bellingham and is the 28th largest credit union in the state of Washington. It is also the 879th largest credit union in the nation. It was established in 1938 and as of September of 2020, it had grown to 57 employees and 19,106 members at 5 locations. North Coast Credit Union (WA) has an A+ health rating.

Field of Membership Restrictions

North Coast Credit Union is open to those who live, work, attend school or worship in the state of Washington.
See current membership details

Reviews (3)

North Coast Credit Union Is Awesome

Posted by: |

I have banked with them for 7 years now. I find the tellers friendly & professional. Same when I call customer service. They were accomodating when I was literally broke & have never treated me as "less than" because I'm basically poor. They don't make money off of me that's for sure, yet they always treat me like a million dollar account. I can't imagine what the previous post is talking about. Great bank, great old fashioned service! Love, love my credit union.

2

Worst Credit Union!

Posted by: |

Don’t ever bank here!!!! Super small bank, limited bank hours and access to atm’s is a big issue. No real security to your card or account. However I really don’t recommend the bank because they just charged me three hundred dollars because my ex-husband over drafted our joint account 5 years ago. I tried to close the account but was told that I needed his signature and my legal separation, which I brought into the bank, wasn’t enough but they said they were going to get the signature the next time he came into the bank. I stupidly opened my own account at the bank and started using that account instead of the joint account and never thought about it. 5 years later I get charged because they never took care of the situation and now I’m out $300!!! This bank is terrible!!!

1

I Wish I Never Banked Here

Posted by: |

The employees in person and on the phone are very rude. Even when you are trying to be nice to them they snap at you like there ravenous wolves. The web site is a mess to try to log into. Oh and pray you never forget your password because the ridiculous hoops you have to jump to reset it are not worth it. overall every time I have to do anything with this establishment it just wrecks my day.

6


Health
A+

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #66734
Year Chartered1938
Employees57
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD4.26%
Annual Interest Income$7.9MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$311.4MM$265.6MM
LoansQ3 2020vs Q3 2019$200.7MM$209.7MM
DepositsQ3 2020vs Q3 2019$273.1MM$227.6MM
Equity CapitalQ3 2020vs Q3 2019$32.9MM$30.5MM
Loan Loss AllowanceQ3 2020vs Q3 2019$1.7MM$856.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$137.00K$616.00K
Real Estate OwnedQ3 2020vs Q3 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not North Coast Credit Union (WA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Coast Credit Union (WA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Savings Account
OTHER TIERS: 0.10% → $100 - $100k
0.10%$5-Youth Savings (Under 18)
0.10%$250-IRA Savings
0.05%--Health Savings Account

North Coast Credit Union (WA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$250k*-Money Market Savings
OTHER TIERS: 0.10% → $100 - $100k | 0.15% → $100k - $250k
0.15%*$100k*-Money Market Checking
OTHER TIERS: 0.10% → $2.5k - $100k

North Coast Credit Union (WA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%-$1kFree Smart Checking w/ Smart Benefits
3.90%-$1kInterest Bearing Checking w/ Smart Benefits
0.05%--Interest Bearing Checking

North Coast Credit Union (WA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-5 Year CD
0.65%$1k-3 Year CD
0.65%$1k-4 Year CD
0.55%$1k-2 Year CD
0.35%$1k-12 Month CD
0.35%$1k-18 Month CD
0.25%$1k-6 Month CD
0.20%$25-12 Month Youth Build a CD (under 18)
0.20%$25-12 Month Build a CD
0.10%$1k-3 Month CD
0.10%$250-3 Month Build a CD (SEG & Community Builders)

North Coast Credit Union (WA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$250-5 Year IRA
0.65%$250-3 Year IRA
0.65%$250-4 Year IRA
0.55%$250-2 Year IRA
0.35%$250-12 Month IRA
0.35%$250-18 Month IRA
0.25%$250-6 Month IRA
0.10%$250-3 Month IRA
Locations


North Coast Credit Union (WA) Locations
Branch Office1410 Riverside DrMount Vernon, WA 98273-2442
Branch Office5657 Riverside DrFerndale, WA 98248
Branch Office108 N Township St Ste BSedro Woolley, WA 98284-1232
Branch Office3250 Northwest AveBellingham, WA 98225-1318
Branch Office1100 Dupont StBellingham, WA 98225-3113

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