North Coast Credit Union (WA)


Overview / Commentary
800-696-8830
1100 Dupont St
Bellingham, WA 98225

North Coast Credit Union (WA) is headquartered in Bellingham and is the 27th largest credit union in the state of Washington. It is also the 893rd largest credit union in the nation. It was established in 1938 and as of June of 2024, it had grown to 65 employees and 20,633 members at 6 locations. North Coast Credit Union (WA)'s CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

North Coast Credit Union is open to those who live, work, worship, or attend school in the state of Washington.
See current membership details

Reviews (1)

Worst Credit Union Ever

Terrible approach to customers, they think they can treat people terribly and do whatever they like. Say things are okay one day and then decide the next that it isn’t. They abuse their position as a lender against their customers and don’t deserve to be in business.



Health

Health Grade Components

Overall
NCUA #66734
Year Chartered1938
Employees65
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD7.75%
Annual Interest Income$8.7MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$369.1MM$355.7MM
LoansQ2 2024vs Q2 2023$243.6MM$244MM
DepositsQ2 2024vs Q2 2023$320.3MM$313MM
Equity CapitalQ2 2024vs Q2 2023$44.6MM$38.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$2.2MM$2MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$1MM$476K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not North Coast Credit Union (WA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Coast Credit Union (WA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Health Savings Account
0.10%$100-Savings Account
0.10%$5-Youth Savings (Under 18)
0.10%$250-IRA Savings

North Coast Credit Union (WA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$10k*-Money Market Checking
OTHER TIERS: 0.10% $2.5k - $10k
0.50%$100-Money Market Savings

North Coast Credit Union (WA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%$0$1kFree Smart Checking w/ Smart Benefits
1.90%$0$1kInterest Bearing Checking w/ Smart Benefits
0.05%$0-Interest Bearing Checking

North Coast Credit Union (WA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k-6 Month Certificate
4.50%$1k-12 Month Certificate
4.50%$25-12 Month Youth Build a CD (under 18)
4.50%$25-12 Month Build a Certificate
4.25%$1k-18 Month Certificate
4.25%$1k-2 Year Certificate
4.00%$1k-3 Year Certificate
3.75%$1k-4 Year Certificate
3.50%$1k-5 Year Certificate
1.50%$250-3 Month Build a Certificate (SEG & Community Builders)
0.45%$1k-3 Month Certificate

North Coast Credit Union (WA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$250-6 Month IRA
4.50%$250-12 Month IRA
4.25%$250-18 Month IRA
4.25%$250-2 Year IRA
4.00%$250-3 Year IRA
3.75%$250-4 Year IRA
3.50%$250-5 Year IRA
0.45%$250-3 Month IRA
Locations


North Coast Credit Union (WA) Locations
Branch Office1410 Riverside DrMount Vernon, WA 98273-2442
Branch Office5657 Riverside DrFerndale, WA 98248
Branch Office108 N Township St Ste BSedro Woolley, WA 98284-1232
Branch Office3250 Northwest AveBellingham, WA 98225-1318
Branch Office1100 Dupont StBellingham, WA 98225-3113
Branch Office3110 Commercial Ave Suite 103Anacortes, WA 98221

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