North Coast Credit Union (WA) is headquartered in Bellingham and is the 28th largest credit union in the state of Washington. It is also the 875th largest credit union in the nation. It was established in 1938 and as of December of 2020, it had grown to 61 employees and 18,597 members at 5 locations. North Coast Credit Union (WA) has an A health rating.
Field of Membership Restrictions
North Coast Credit Union is open to those who live, work, attend school or worship in the state of Washington.
See current membership details
North Coast Credit Union Is Awesome
I have banked with them for 7 years now. I find the tellers friendly & professional. Same when I call customer service. They were accomodating when I was literally broke & have never treated me as "less than" because I'm basically poor. They don't make money off of me that's for sure, yet they always treat me like a million dollar account. I can't imagine what the previous post is talking about. Great bank, great old fashioned service! Love, love my credit union.
Worst Credit Union Ever
Terrible approach to customers, they think they can treat people terribly and do whatever they like. Say things are okay one day and then decide the next that it isn’t. They abuse their position as a lender against their customers and don’t deserve to be in business.
Worst Credit Union!
Don’t ever bank here!!!! Super small bank, limited bank hours and access to atm’s is a big issue. No real security to your card or account. However I really don’t recommend the bank because they just charged me three hundred dollars because my ex-husband over drafted our joint account 5 years ago. I tried to close the account but was told that I needed his signature and my legal separation, which I brought into the bank, wasn’t enough but they said they were going to get the signature the next time he came into the bank. I stupidly opened my own account at the bank and started using that account instead of the joint account and never thought about it. 5 years later I get charged because they never took care of the situation and now I’m out $300!!! This bank is terrible!!!
I Wish I Never Banked Here
The employees in person and on the phone are very rude. Even when you are trying to be nice to them they snap at you like there ravenous wolves. The web site is a mess to try to log into. Oh and pray you never forget your password because the ridiculous hoops you have to jump to reset it are not worth it. overall every time I have to do anything with this establishment it just wrecks my day.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66734 |
| Year Chartered | 1938 |
| Employees | 61 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.52% |
| Return on Equity - YTD | 4.95% |
| Annual Interest Income | $10.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $322.6MM$269.4MM |
| Loans | Q4 2020vs Q4 2019 | $198.8MM$208.5MM |
| Deposits | Q4 2020vs Q4 2019 | $283.6MM$232.5MM |
| Equity Capital | Q4 2020vs Q4 2019 | $33.5MM$31.4MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.5MM$941.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $627.00K$280.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |