North Coast Credit Union (WA)

Overview / Commentary
1100 Dupont St
Bellingham, WA 98225

North Coast Credit Union (WA) is headquartered in Bellingham and is the 27th largest credit union in the state of Washington. It is also the 897th largest credit union in the nation. It was established in 1938 and as of March of 2024, it had grown to 64 employees and 21,096 members at 6 locations. North Coast Credit Union (WA)'s CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

North Coast Credit Union is open to those who live, work, worship, or attend school in the state of Washington.
See current membership details

Reviews (4)

North Coast Credit Union Is Awesome

Posted by: |

I have banked with them for 7 years now. I find the tellers friendly & professional. Same when I call customer service. They were accomodating when I was literally broke & have never treated me as "less than" because I'm basically poor. They don't make money off of me that's for sure, yet they always treat me like a million dollar account. I can't imagine what the previous post is talking about. Great bank, great old fashioned service! Love, love my credit union.

Worst Credit Union Ever

Terrible approach to customers, they think they can treat people terribly and do whatever they like. Say things are okay one day and then decide the next that it isn’t. They abuse their position as a lender against their customers and don’t deserve to be in business.

Worst Credit Union!

Don’t ever bank here!!!! Super small bank, limited bank hours and access to atm’s is a big issue. No real security to your card or account. However I really don’t recommend the bank because they just charged me three hundred dollars because my ex-husband over drafted our joint account 5 years ago. I tried to close the account but was told that I needed his signature and my legal separation, which I brought into the bank, wasn’t enough but they said they were going to get the signature the next time he came into the bank. I stupidly opened my own account at the bank and started using that account instead of the joint account and never thought about it. 5 years later I get charged because they never took care of the situation and now I’m out $300!!! This bank is terrible!!!

I Wish I Never Banked Here

Posted by: |

The employees in person and on the phone are very rude. Even when you are trying to be nice to them they snap at you like there ravenous wolves. The web site is a mess to try to log into. Oh and pray you never forget your password because the ridiculous hoops you have to jump to reset it are not worth it. overall every time I have to do anything with this establishment it just wrecks my day.


Health Grade Components

NCUA #66734
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD6.75%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$366.9MM$369.3MM
LoansQ1 2024vs Q1 2023$245.7MM$242.1MM
DepositsQ1 2024vs Q1 2023$320.4MM$327.8MM
Equity CapitalQ1 2024vs Q1 2023$43.1MM$38MM
Loan Loss AllowanceQ1 2024vs Q1 2023$2.2MM$1.9MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$913K$559K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not North Coast Credit Union (WA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Coast Credit Union (WA) Savings Account Rates

0.25%$0-Health Savings Account
0.10%$100-Savings Account
0.10%$5-Youth Savings (Under 18)
0.10%$250-IRA Savings

North Coast Credit Union (WA) Money Market Rates

0.50%*$10k*-Money Market Checking
OTHER TIERS: 0.10% $2.5k - $10k
0.50%$100-Money Market Savings

North Coast Credit Union (WA) Checking Account Rates

1.90%$0$1kFree Smart Checking w/ Smart Benefits
1.90%$0$1kInterest Bearing Checking w/ Smart Benefits
0.05%$0-Interest Bearing Checking

North Coast Credit Union (WA) CD Rates

4.50%$1k-6 Month Certificate
4.50%$1k-12 Month Certificate
4.50%$25-12 Month Youth Build a CD (under 18)
4.50%$25-12 Month Build a Certificate
4.25%$1k-18 Month Certificate
4.25%$1k-2 Year Certificate
4.00%$1k-3 Year Certificate
3.75%$1k-4 Year Certificate
3.50%$1k-5 Year Certificate
1.50%$250-3 Month Build a Certificate (SEG & Community Builders)
0.45%$1k-3 Month Certificate

North Coast Credit Union (WA) IRA Rates

4.50%$250-6 Month IRA
4.50%$250-12 Month IRA
4.25%$250-18 Month IRA
4.25%$250-2 Year IRA
4.00%$250-3 Year IRA
3.75%$250-4 Year IRA
3.50%$250-5 Year IRA
0.45%$250-3 Month IRA

North Coast Credit Union (WA) Locations
Branch Office1410 Riverside DrMount Vernon, WA 98273-2442
Branch Office5657 Riverside DrFerndale, WA 98248
Branch Office108 N Township St Ste BSedro Woolley, WA 98284-1232
Branch Office3250 Northwest AveBellingham, WA 98225-1318
Branch Office1100 Dupont StBellingham, WA 98225-3113
Branch Office3110 Commercial Ave Suite 103Anacortes, WA 98221

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.