North Coast Credit Union (WA)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.90%	Reward Checking	2.15% - National Average
2.40%	5-year CD	3.10% - Barclays 60 Month Online CD
0.25%	Savings	0.27% - National Average

View all North Coast Credit Union (WA) rates »

Overview / Commentary

www.northcoastcu.com

800-696-8830

1100 Dupont St
Bellingham, WA 98225-3113

North Coast Credit Union (WA) is headquartered in Bellingham and is the 29^th largest credit union in the state of Washington. It is also the 896^th largest credit union in the nation. It was established in 1938 and as of December of 2018, it had grown to 56 employees and 18,436 members at 5 locations. North Coast Credit Union (WA) has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the state of Washington.
See current membership details

Reviews (1)

Write a Review

Featured Account Options

I Wish I Never Banked Here

Posted by: Anderson1 | Jul 22, 2018

The employees in person and on the phone are very rude. Even when you are trying to be nice to them they snap at you like there ravenous wolves. The web site is a mess to try to log into. Oh and pray you never forget your password because the ridiculous hoops you have to jump to reset it are not worth it. overall every time I have to do anything with this establishment it just wrecks my day.

Comment

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	66734
Year Chartered	1938
Employees	56
Primary Regulator

Profit Margin
Return on Assets - YTD	1.23%
Return on Equity - YTD	11.66%
Annual Interest Income	$10.0MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$255.4MM$244.3MM
Loans	Q4 2018vs Q4 2017	$206.7MM$180.0MM
Deposits	Q4 2018vs Q4 2017	$218.3MM$212.8MM
Equity Capital	Q4 2018vs Q4 2017	$27.1MM$24.4MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$750.00K$533.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$202.00K$135.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not North Coast Credit Union (WA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Coast Credit Union (WA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$100k^*	-	Savings Account
OTHER TIERS: 0.20% → $100 - $100k
0.20%	$5	-	Youth Savings (Under 18)
0.20%	$250	-	IRA Savings
0.10%	-	-	Health Savings Account

North Coast Credit Union (WA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$250k^*	-	Money Market Savings
OTHER TIERS: 0.20% → $100 - $100k \| 0.25% → $100k - $250k
0.25%^*	$100k^*	-	Money Market Checking
OTHER TIERS: 0.20% → $2.5k - $100k

North Coast Credit Union (WA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.90%	-	$1k	Free Smart Checking w/ Smart Benefits
3.90%	-	$1k	Interest Bearing Checking w/ Smart Benefits
0.10%	-	-	Interest Bearing Checking

North Coast Credit Union (WA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.40%	$1k	-	5 Year CD
2.15%	$1k	-	4 Year CD
2.00%	$1k	-	3 Year CD
1.50%	$1k	-	2 Year CD
1.20%	$1k	-	18 Month CD
0.90%	$1k	-	12 Month CD
0.45%	$1k	-	6 Month CD
0.25%	$1k	-	3 Month CD
0.20%	$25	-	12 Month Youth Build a CD (under 18)
0.20%	$25	-	12 Month Build a CD
0.10%	$250	-	3 Month Build a CD (SEG & Community Builders)

North Coast Credit Union (WA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.40%	$250	-	5 Year IRA
2.15%	$250	-	4 Year IRA
2.00%	$250	-	3 Year IRA
1.50%	$250	-	2 Year IRA
1.20%	$250	-	18 Month IRA
0.90%	$250	-	12 Month IRA
0.45%	$250	-	6 Month IRA
0.25%	$250	-	3 Month IRA

Locations

North Coast Credit Union (WA) Locations
Branch Office	1410 Riverside Dr	Mount Vernon, WA 98273-2442
Branch Office	5657 Riverside Dr	Ferndale, WA 98248-9443
Branch Office	108 N Township St Ste B	Sedro Woolley, WA 98284-1232
Branch Office	3250 Northwest Ave	Bellingham, WA 98225-1318
Branch Office	1100 Dupont St	Bellingham, WA 98225-3113

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.