North Coast Credit Union (WA) is headquartered in Bellingham and is the 27th largest credit union in the state of Washington. It is also the 893rd largest credit union in the nation. It was established in 1938 and as of June of 2024, it had grown to 65 employees and 20,633 members at 6 locations. North Coast Credit Union (WA)'s CD rates are 5X the national average, and it has an A health rating.
North Coast Credit Union is open to those who live, work, worship, or attend school in the state of Washington.
See current membership details
Terrible approach to customers, they think they can treat people terribly and do whatever they like. Say things are okay one day and then decide the next that it isn’t. They abuse their position as a lender against their customers and don’t deserve to be in business.
Overall | |
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NCUA # | 66734 |
Year Chartered | 1938 |
Employees | 65 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.94% |
Return on Equity - YTD | 7.75% |
Annual Interest Income | $8.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2024vs Q2 2023 | $369.1MM$355.7MM |
Loans | Q2 2024vs Q2 2023 | $243.6MM$244MM |
Deposits | Q2 2024vs Q2 2023 | $320.3MM$313MM |
Equity Capital | Q2 2024vs Q2 2023 | $44.6MM$38.9MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $2.2MM$2MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $1MM$476K |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $0 | - | Health Savings Account | |
0.10% | $100 | - | Savings Account | |
0.10% | $5 | - | Youth Savings (Under 18) | |
0.10% | $250 | - | IRA Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.50%* | $10k* | - | Money Market Checking | ||
OTHER TIERS: 0.10% → $2.5k - $10k | |||||
0.50% | $100 | - | Money Market Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.90% | $0 | $1k | Free Smart Checking w/ Smart Benefits | |
1.90% | $0 | $1k | Interest Bearing Checking w/ Smart Benefits | |
0.05% | $0 | - | Interest Bearing Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.50% | $250 | - | 6 Month IRA | |
4.50% | $250 | - | 12 Month IRA | |
4.25% | $250 | - | 18 Month IRA | |
4.25% | $250 | - | 2 Year IRA | |
4.00% | $250 | - | 3 Year IRA | |
3.75% | $250 | - | 4 Year IRA | |
3.50% | $250 | - | 5 Year IRA | |
0.45% | $250 | - | 3 Month IRA |
North Coast Credit Union (WA) Locations | ||
---|---|---|
Branch Office | 1410 Riverside Dr | Mount Vernon, WA 98273-2442 |
Branch Office | 5657 Riverside Dr | Ferndale, WA 98248 |
Branch Office | 108 N Township St Ste B | Sedro Woolley, WA 98284-1232 |
Branch Office | 3250 Northwest Ave | Bellingham, WA 98225-1318 |
Branch Office | 1100 Dupont St | Bellingham, WA 98225-3113 |
Branch Office | 3110 Commercial Ave Suite 103 | Anacortes, WA 98221 |