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Northeast Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bemycu.org
423-547-1200
980 Jason Witten Way
Elizabethton, TN 37643

Northeast Community Credit Union is headquartered in Elizabethton and is the 29th largest credit union in the state of Tennessee. It is also the 1,324th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 44 employees and 12,559 members at 4 locations. Northeast Community Credit Union's CD rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Northeast Community Credit Union is open to those who live, work, worship, or attend school or in the Tennessee counties of Carter, Johnson, Sullivan, Unicoi, or Washington. Immediate family and household members are also eligible.
See current membership details

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #67021
Year Chartered1952
Employees44
Primary Regulator
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD7.43%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$186.5MM$178.9MM
LoansQ1 2025vs Q1 2024$90.5MM$87.2MM
DepositsQ1 2025vs Q1 2024$158.6MM$151.3MM
Equity CapitalQ1 2025vs Q1 2024$28.5MM$25.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$606K$605K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$459K$1.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Northeast Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$1k*-Savings Account
OTHER TIERS: 0.75% → $250 - $1k
1.00%*$1k*-Club Accounts
OTHER TIERS: 0.75% → $250 - $1k

Northeast Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%*$200k*-Money Market Checking
OTHER TIERS: 0.75% → $0 - $10k | 0.80% → $10k - $25k | 0.90% → $25k - $50k | 1.00% → $50k - $100k | 1.20% → $100k - $200k

Northeast Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$1k*$5kPlatinum Elite Checking
OTHER TIERS: 1.50% → $5k+

Northeast Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.70%$500- 24 Month CD with Loyalty Rewards
3.70%$500-24 Month CD with Loyal Home Accounts
3.50%$500-20 Month Bump-Up CD
3.50%$500-24 Month CD
3.35%$500-18 Month CD with Loyalty Rewards
3.35%$500-18 Month CD with Loyal Home Accounts
3.30%$0-24 Month Simple Savings CD
3.25%$500- 12 Month CD with Loyalty Rewards
3.25%$500-12 Month CD with Loyal Home Accounts
3.15%$500-18 Month CD
3.05%$500-12 Month CD
3.05%$500-12 Month Add-on CD
3.05%$100-12 Month Nest Egg CD
2.45%$500- 6 Month CD with Loyalty Rewards
2.45%$500-6 Month CD with Loyal Home Accounts
2.25%$500-6 Month CD

Northeast Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.08%$0-IRA Accumulation Account
3.30%$500-24 Month IRA
Locations


Northeast Community Credit Union Locations
Branch Office313 W Oakland AveJohnson City, TN 37604
Branch Office980 Jason Witten WayElizabethton, TN 37643
Branch Office8301 Highway 19 ERoan Mountain, TN 37687-3343
Branch Office1321 Hwy 19 EELizabethton, TN 37643

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