Northeast Georgia Bank Reviews and Rates

Northeast Georgia Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.northeastgabank.com

706-356-4444

12461 Augusta Road
Lavonia, GA 30553

Northeast Georgia Bank is headquartered in LAVONIA and is the 26^th largest bank in the state of Georgia. It is also the 1,469^th largest bank in the nation. It was established in 1934 and as of March of 2025, it had grown to 92 employees at 9 locations. Northeast Georgia Bank has an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	15771
Year Established	1934
Employees	92
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.5%
Return on Equity - YTD	22.37%
Annual Interest Income	$8.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$647.8MM$611MM
Loans	Q1 2025vs Q1 2024	$304.7MM$288MM
Deposits	Q1 2025vs Q1 2024	$564.7MM$541.8MM
Equity Capital	Q1 2025vs Q1 2024	$70.2MM$60.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.9MM$4.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$510K$377K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Northeast Georgia Bank.

Locations

Cities: Braselton, Carnesville, Commerce, Elberton, Hartwell, Jefferson, Lavonia, Royston, Toccoa

Braselton Branches
Braselton Branch	5045 Highway 53	Braselton, GA 30517

Carnesville Branches
Carnesville Branch	9535 Lavonia Road	Carnesville, GA 30521

Commerce Branches
Commerce Branch	30990 Highway 441 South	Commerce, GA 30529

Elberton Branches
Elberton Branch	916 Elbert St	Elberton, GA 30635

Hartwell Branches
Hartwell Branch	331 East Franklin Street	Hartwell, GA 30643

Jefferson Branches
Jefferson Branch	1775 Old Pendergrass Road	Jefferson, GA 30549

Lavonia Branches
Northeast Georgia Bank	12461 Augusta Rd	Lavonia, GA 30553
Dills Supermarket Branch	12260 Augusta Rd	Lavonia, GA 30553

Royston Branches
Royston Branch	155 Franklin Springs Street	Royston, GA 30662

Toccoa Branches
Toccoa Office	56 Stephen Cir	Toccoa, GA 30577

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