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Overview / Commentary
69 Augusta Road
Lavonia, GA 30553

Northeast Georgia Bank is headquartered in Lavonia and is the 31st largest bank in the state of Georgia. It is also the 1,565th largest bank in the nation. It was established in 1934 and as of September of 2017, it had grown to 101 employees at 12 locations. Northeast Georgia Bank has a B+ health rating.

Reviews (1)

Perks of Banking Local

Posted by: Lovendexis | Dec 6, 2017

Anytime I have questions or concerns, I can go in or call and I am able to deal with people who know me by name. If I have ever had an issue with my account, they are quick to help resolve it. I am always greeted by name at the drive through or interior teller windows. Because it is a smaller, local bank, I feel they are more willing to help since they personally know their customers.


Health Grade Components

FDIC Certificate #15771
Year Established1934
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD11.65%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$454.3MM$449.4MM
LoansQ3 2017vs Q3 2016$222.4MM$206.7MM
DepositsQ3 2017vs Q3 2016$405.3MM$398.2MM
Equity CapitalQ3 2017vs Q3 2016$44.3MM$44.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.8MM$3.5MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$4.6MM$3.3MM
Real Estate OwnedQ3 2017vs Q3 2016$1.8MM$4.0MM

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