Northeast Georgia Bank is headquartered in Lavonia and is the 29th largest bank in the state of Georgia. It is also the 1,479th largest bank in the nation. It was established in 1934 and as of December of 2017, it had grown to 102 employees at 12 locations. Northeast Georgia Bank has a B+ health rating.
Anytime I have questions or concerns, I can go in or call and I am able to deal with people who know me by name. If I have ever had an issue with my account, they are quick to help resolve it. I am always greeted by name at the drive through or interior teller windows. Because it is a smaller, local bank, I feel they are more willing to help since they personally know their customers.
|FDIC Certificate #||15771|
|Return on Assets - YTD||1.21%|
|Return on Equity - YTD||13.05%|
|Annual Interest Income||$14.4MM|
|Assets and Liabilities|
|Assets||Q4 2017vs Q4 2016||$479.6MM$458.8MM|
|Loans||Q4 2017vs Q4 2016||$220.1MM$205.2MM|
|Deposits||Q4 2017vs Q4 2016||$431.2MM$409.8MM|
|Equity Capital||Q4 2017vs Q4 2016||$45.4MM$43.4MM|
|Loan Loss Allowance||Q4 2017vs Q4 2016||$2.7MM$3.5MM|
|Unbacked Noncurrent Loans||Q4 2017vs Q4 2016||$4.4MM$3.6MM|
|Real Estate Owned||Q4 2017vs Q4 2016||$1.8MM$3.9MM|
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