Northeast Georgia Bank is headquartered in Lavonia and is the 28th largest bank in the state of Georgia. It is also the 1,499th largest bank in the nation. It was established in 1934 and as of December of 2018, it had grown to 99 employees at 12 locations. Northeast Georgia Bank has a B+ health rating.
Anytime I have questions or concerns, I can go in or call and I am able to deal with people who know me by name. If I have ever had an issue with my account, they are quick to help resolve it. I am always greeted by name at the drive through or interior teller windows. Because it is a smaller, local bank, I feel they are more willing to help since they personally know their customers.
|FDIC Certificate #||15771|
|Return on Assets - YTD||1.59%|
|Return on Equity - YTD||16.45%|
|Annual Interest Income||$16.6MM|
|Assets and Liabilities|
|Assets||Q4 2018vs Q4 2017||$475.2MM$479.6MM|
|Loans||Q4 2018vs Q4 2017||$231.0MM$220.1MM|
|Deposits||Q4 2018vs Q4 2017||$423.2MM$431.2MM|
|Equity Capital||Q4 2018vs Q4 2017||$48.8MM$45.4MM|
|Loan Loss Allowance||Q4 2018vs Q4 2017||$2.8MM$2.7MM|
|Unbacked Noncurrent Loans||Q4 2018vs Q4 2017||$1.7MM$4.4MM|
|Real Estate Owned||Q4 2018vs Q4 2017||$1.3MM$1.8MM|
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