Northern Hills Federal Credit Union
Overview / Commentary
Northern Hills Federal Credit Union is headquartered in STURGIS and is the 10th largest credit union in the state of South Dakota. It is also the 1,401st largest credit union in the nation. It was established in 1950 and as of March of 2025, it had grown to 37 employees and 11,886 members at 5 locations. Northern Hills Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Northern Hills Federal Credit Union is open to those who live, worship, work, attend school, or volunteer anywhere in South Dakota. Any relative of current credit union members, whether related by blood or marriage, are also eligible to join.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6986 |
| Year Chartered | 1950 |
| Employees | 37 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.92% |
| Return on Equity - YTD | 9.21% |
| Annual Interest Income | $2.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $169.6MM$158MM |
| Loans | Q1 2025vs Q1 2024 | $132.2MM$116.5MM |
| Deposits | Q1 2025vs Q1 2024 | $149.2MM$130.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $16.7MM$14.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $563K$541K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $632K$709K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |