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501 West Us 2
Norway, MI 49870

Northern Interstate Bank is headquartered in Norway and is the 68th largest bank in the state of Michigan. It is also the 3,326th largest bank in the nation. It was established in 1901 and as of December of 2017, it had grown to 50 employees at 8 locations. Northern Interstate Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #13784
Year Established1901
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD6.78%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$165.3MM$98.5MM
LoansQ4 2017vs Q4 2016$90.3MM$60.0MM
DepositsQ4 2017vs Q4 2016$145.6MM$86.3MM
Equity CapitalQ4 2017vs Q4 2016$17.8MM$11.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$690.00K$626.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$619.00K$463.00K
Real Estate OwnedQ4 2017vs Q4 2016$2.1MM$579.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Northern Interstate Bank Savings Account Rates

0.15%$25-Quarterly Statement Personal Savings
0.15%$25-Personal Choice Savings
0.15%$25-Christmas Club Account

Northern Interstate Bank Money Market Rates

0.30%*$100k*-Investor’s Choice Money Market Account
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $100k
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $25k | 0.20% $25k - $100k

Northern Interstate Bank Checking Account Rates

0.05%$500-Choice Checking Account
0.05%$500-Golden Choice Checking Account

Northern Interstate Bank Locations
Iron Mountain Branch1917 Stephenson AveIron Mountain, MI 49801
Carney Branch241 US Highway 41 NCarney, MI 49812
The First National Bank Of Norway501 West Us 2Norway, MI 49870
Main Street Branch531 Main StreetNorway, MI 49870
Powers BranchW3879 US Highway 2Powers, MI 49874
North Dickinson BranchN10151 State Hwy M95Sagola, MI 49881
Jubilee Foods Branch1363 Us Highway 2Crystal Falls, MI 49920
Crystal Falls Branch125 Superior AvenueCrystal Falls, MI 49920