Northern Star Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	Reward Checking	VIP Checking 1.75% - National Average
1.50%	5-year CD	60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD
0.50%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD

View all Northern Star Credit Union rates »

Overview / Commentary

www.nstarcu.org

757-487-3474

5100 George Washington Hwy
Portsmouth, VA 23702

Northern Star Credit Union is headquartered in Portsmouth and is the 48^th largest credit union in the state of Virginia. It is also the 1,756^th largest credit union in the nation. It was established in 1929 and as of June of 2016, it had grown to 34 employees and 10,030 members at 3 locations. Northern Star Credit Union's money market rates are 14% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Newport News, Hampton, Portsmouth, Norfolk, Virginia Beach, Chesapeake, and Suffolk.
See current membership details

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Health

B

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Northern Star Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	66956
Year Chartered	1929
Employees	34
Primary Regulator

Profit Margin
Return on Assets - YTD	0.4%
Return on Equity - YTD	3.22%
Annual Interest Income	$2.0MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$83.5MM$82.7MM
Loans	Q2 2016vs Q2 2015	$43.7MM$48.9MM
Deposits	Q2 2016vs Q2 2015	$72.3MM$72.1MM
Equity Capital	Q2 2016vs Q2 2015	$10.5MM$10.0MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$583.00K$400.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$698.00K$730.00K
Real Estate Owned	Q2 2016vs Q2 2015	$1.6MM$1.9MM

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Northern Star Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	-	$25k	VIP Saver
OTHER TIERS: 1.00% → $25k+
0.75%	$250	-	IRA Share Account
0.15%	$100	-	Share Account
0.15%	$100	-	Club Accounts

Northern Star Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$25k^*	-	Money Market
OTHER TIERS: 0.15% → $1k - $10k \| 0.25% → $10k - $25k

Northern Star Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	-	$25k	VIP Plus
OTHER TIERS: 1.00% → $25k+
2.00%^*	-	$25k	VIP Checking
OTHER TIERS: 1.00% → $25k+

Northern Star Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$1k	-	60 Month Share Certificate
1.25%	$1k	-	48 Month Share Certificate
1.00%	$1k	-	36 Month Share Certificate
0.75%	$1k	-	24 Month Share Certificate
0.50%	$1k	-	12 Month Share Certificate
0.25%	$1k	-	6 Month Share Certificate

Northern Star Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	$250	-	24 Month IRA Certificate (Fixed)

Locations

Northern Star Credit Union Locations
Branch Office	5624 Portsmouth Blvd	Portsmouth, VA 23701
Branch Office	5885 Harbour View Blvd	Suffolk, VA 23435
Branch Office	5100 George Washington Hwy	Portsmouth, VA 23702