Northern Star Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.nstarcu.org

757-487-3474

5100 George Washington Hwy
Portsmouth, VA 23702

Northern Star Credit Union is headquartered in Portsmouth and is the 55^th largest credit union in the state of Virginia. It is also the 2,088^th largest credit union in the nation. It was established in 1929 and as of March of 2025, it had grown to 15 employees and 7,771 members at 1 location. Northern Star Credit Union's CD rates are 67% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Northern Star Credit Union is open to those who live, work, or attend school in the Virginia communities of Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Suffolk, or Virginia Beach.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Northern Star Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	66956
Year Chartered	1929
Employees	15
Primary Regulator

Profit Margin
Return on Assets - YTD	0.34%
Return on Equity - YTD	2.98%
Annual Interest Income	$997K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$74.7MM$76.1MM
Loans	Q1 2025vs Q1 2024	$38.5MM$45.6MM
Deposits	Q1 2025vs Q1 2024	$65.6MM$68.1MM
Equity Capital	Q1 2025vs Q1 2024	$8.4MM$6.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$645K$1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$271K$368K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Northern Star Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$0	$25k	VIP Saver
OTHER TIERS: 0.25% → $25k+
0.05%	$100	-	Share Account
0.05%	$100	-	Christmas Club
0.05%	$100	-	Tax Club
0.05%	$100	-	Vacation Club

Northern Star Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$25k^*	-	Money Market
OTHER TIERS: 0.10% → $1k - $10k \| 0.15% → $10k - $25k

Northern Star Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	$0	$25k	VIP Plus
OTHER TIERS: 0.25% → $25k+
1.00%^*	$0	$25k	VIP Checking
OTHER TIERS: 0.25% → $25k+

Northern Star Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$1k	-	5 Year CD
2.25%	$1k	-	4 Year CD
2.00%	$1k	-	3 Year CD
1.75%	$1k	-	2 Year CD
1.50%	$1k	-	1 Year CD
0.75%	$1k	-	6 Month CD

Northern Star Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.75%	$250	-	2 Year IRA Certificate (Fixed)
0.75%	$250	$5k	IRA Share Account

Locations

Northern Star Credit Union Locations
Branch Office	5100 George Washington Hwy	Portsmouth, VA 23702

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