Northern States Power - St. Paul Credit Union


Overview / Commentary
651-228-7668
2303 White Bear Ave N Suite A
Maplewood, MN 55109

Northern States Power - St. Paul Credit Union is headquartered in Maplewood and is the 59th largest credit union in the state of Minnesota. It is also the 2,671st largest credit union in the nation. It was established in 1933 and as of March of 2025, it had grown to 7 employees and 2,768 members at 2 locations. Northern States Power - St. Paul Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to Xcel Energy employees/retirees working at Service Centers and Plants in the Minnesota counties of Anoka, Carver, Chisago, Dakota, Goodhue, Hennepin, Ramsey, Scott, Washington, or Wright; Xcel Energy Subsidiary employees (including Homesmart, Ramsey/Washington Recycling and Energy Board); or employees of NSP St. Paul Credit Union. Family and household members of those eligible to join also qualify for membership.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Northern States Power - St. Paul Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62733
Year Chartered1933
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD-1%
Return on Equity - YTD-5.24%
Annual Interest Income$389K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$38.6MM$41.4MM
LoansQ1 2025vs Q1 2024$20.7MM$22.8MM
DepositsQ1 2025vs Q1 2024$30.5MM$33.2MM
Equity CapitalQ1 2025vs Q1 2024$7.3MM$7.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$185K$102K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$128K$21K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Sorry, we do not have rate data for Northern States Power - St. Paul Credit Union.

Locations


Northern States Power - St. Paul Credit Union Locations
Corporate Office2303 White Bear Ave N Suite AMaplewood, MN 55109
Corporate Office101 E Washington Blvd Suite 700Fort Wayne, IN 46802

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.