Featured Savings Rates
Featured Accounts

Northern States Power - St. Paul Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%Reward CheckingFree Kasasa Cash®
1.31%5-year CD60 Month CD
0.35%1-year CD12 Month CD

Overview / Commentary
651-229-2221
825 Rice St
Saint Paul, MN 55117

Northern States Power - St. Paul Credit Union is headquartered in Saint Paul and is the 52nd largest credit union in the state of Minnesota. It is also the 2,398th largest credit union in the nation. It was established in 1933 and as of September of 2017, it had grown to 7 employees and 3,475 members at 1 location. Northern States Power - St. Paul Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees or retirees of XCEL Energy/NSP Corporation.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Northern States Power - St. Paul Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62733
Year Chartered1933
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD2.86%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$46.9MM$47.6MM
LoansQ3 2017vs Q3 2016$24.9MM$25.4MM
DepositsQ3 2017vs Q3 2016$40.2MM$41.2MM
Equity CapitalQ3 2017vs Q3 2016$6.4MM$6.2MM
Loan Loss AllowanceQ3 2017vs Q3 2016$250.00K$310.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$398.00K$360.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Northern States Power - St. Paul Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%--IRA Account
0.80%--Coverdell Education Savings
0.08%$200-Member Savings

Northern States Power - St. Paul Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$7,500Free Kasasa Cash®
OTHER TIERS: 0.10% $7,500+

Northern States Power - St. Paul Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$1k-60 Month CD
0.85%$1k-36 Month CD
0.55%$1k-24 Month CD
0.35%$1k-12 Month CD
0.25%$500-6 Month CD

Northern States Power - St. Paul Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%--36 Month IRA
1.00%--24 Month IRA
0.80%--18 Month IRA
Locations


Northern States Power - St. Paul Credit Union Locations
Branch Office825 Rice StSaint Paul, MN 55117-5459