Northfield Savings Bank


Overview / Commentary
800-672-2274
33 South Main Street
Northfield, VT 05663

Northfield Savings Bank is headquartered in NORTHFIELD and is the largest bank in the state of Vermont. It is also the 721st largest bank in the nation. It was established in 1867 and as of December of 2024, it had grown to 176 employees at 13 locations. Northfield Savings Bank has an A health rating.

Reviews (2)

Great Bank

I think Northfield Savings Bank is "the" bank in Vermont. The decision making is done in Vermont and you don't need to wait weeks for an answer. Their rates are VERY competitive with out of state banks. They donate a great deal to charities as well.

Dirty Fees

Posted by: |

I have been a customer of NSB for almost 40 years now. I have a savings account, which I called my rainy day money. I luckily never had used it and didn’t pay attention to it because they don’t give you anything for interest. I suppose it’s my fault for not opening the statements but one day I did open one and realized they have been charging me an inactivity fee each month. So let me get this straight, you use my money for your business don’t pay hardly anything for interest and because I didn’t check a balance, withdraw any money, or add any money you are going to steal my money after you have already been using it. It’s not like you don’t know if I’m alive or dead. I use my checking account there all the time. I think you need to rethink your policy, because right now I would only recommend your bank to other people When pigs fly.



Health

Health Grade Components

Overall
FDIC Certificate #14140
Year Established1867
Employees176
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.6%
Annual Interest Income$58.2MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.56B$1.5B
LoansQ4 2024vs Q4 2023$1.09B$1.03B
DepositsQ4 2024vs Q4 2023$1.23B$1.19B
Equity CapitalQ4 2024vs Q4 2023$133.3MM$126.2MM
Loan Loss AllowanceQ4 2024vs Q4 2023$8.6MM$8.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$5.3MM$4.7MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Sorry, we do not have rate data for Northfield Savings Bank.

Locations

Availability



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