Northfield Savings Bank

Overview / Commentary
33 South Main Street
Northfield, VT 05663

Northfield Savings Bank is headquartered in Northfield and is the largest bank in the state of Vermont. It is also the 767th largest bank in the nation. It was established in 1867 and as of September of 2019, it had grown to 163 employees at 13 locations. Northfield Savings Bank's money market rates are 70% higher than the national average, and it boasts an A+ health rating.

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Reviews (1)

Nice Folks, But Not So On Top Of, Well, Anything

Posted by: |

The people at NSB are super nice, cordial, and downright friendly. Great aspects of customer service, however, I'm quite disappointed in the follow through and service I've received in the past 20 months of being a customer. My accounts were completely backwards when I opened them (I received checks with both of our names on the individual account I opened for myself, and no debit cards to either, although my husband received one, but we didn't request one for him). When the automatic roll over protection was offered, everything got screwed up again, and it took a minimum of 5 calls on two separate accounts to correct the issue. Again, everyone has been very nice and accommodating, but it feels like there is zero follow through on just about any request. Last week I visited my local branch on my lunch break to inquire about opening a savings account for some gift funds we received toward the purchase of a new home. I was in a hurry, and advised that they would set up the account for me "because we have everything we need on file - you just need to come in and sign and make your deposit - we'll call you when it's all set up." I'm betting when I walk through the door tomorrow to complain, no one will have a clue what I'm talking about.

Probably going to be changing institutions at that point.


Health Grade Components

FDIC Certificate #14140
Year Established1867
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD5.38%
Annual Interest Income$29.6MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$1.05B$1.01B
LoansQ3 2019vs Q3 2018$825.0MM$783.9MM
DepositsQ3 2019vs Q3 2018$836.6MM$768.0MM
Equity CapitalQ3 2019vs Q3 2018$124.6MM$113.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$8.7MM$8.5MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$5.1MM$4.7MM
Real Estate OwnedQ3 2019vs Q3 2018$0$90.00K
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Always verify rates and promotions with the bank or credit union. We are not Northfield Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Northfield Savings Bank Savings Account Rates

0.30%*$50k*-Business Savings
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k
0.25%--Health Savings Account
0.15%--Regular Savings
0.15%--Club Savings
0.15%--Youth Savings

Northfield Savings Bank Money Market Rates

0.75%*$150k*-Business Money Market
OTHER TIERS: 0.10% Up to $25k | 0.20% $25k - $50k | 0.35% $50k - $75k | 0.50% $75k - $150k
0.75%*$150k*-Money Market Checking
OTHER TIERS: 0.10% Up to $25k | 0.20% $25k - $50k | 0.35% $50k - $75k | 0.50% $75k - $150k
0.30%*$50k*-Money Market Savings
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k

Northfield Savings Bank Checking Account Rates

1.01%--IORTA Checking
1.01%--IOLTA Checking
0.35%*$150k*-Enterprise Checking with Interest
OTHER TIERS: 0.10% Up to $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $150k
0.25%*$100k*-NSB Preferred Checking
OTHER TIERS: 0.10% $1.5k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k

Northfield Savings Bank CD Rates

1.50%$1k-9 Month CD Special
1.30%$1k-60 Month CD
1.15%$1k-48 Month CD
1.01%$1k-36 Month CD
1.01%$1k-12 Month Flex CD
0.75%$1k-24 Month CD
0.60%$1k-12 Month Rollover CD
0.60%$1k-12 Month CD
0.35%$1k-6 Month CD
0.25%$1k-3 Month CD

Northfield Savings Bank IRA Rates

1.50%--9 Month IRA Special
1.30%--60 Month IRA
1.15%--48 Month IRA
1.01%--36 Month IRA
0.75%--24 Month IRA
0.60%--12 Month IRA
0.60%$1k-12 Month Rollover IRA
0.35%--6 Month IRA


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