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Northfield Savings Bank


Overview / Commentary
www.nsbvt.com
800-672-2274
33 South Main Street
Northfield, VT 05663

Northfield Savings Bank is headquartered in Northfield and is the largest bank in the state of Vermont. It is also the 733rd largest bank in the nation. It was established in 1867 and as of March of 2022, it had grown to 184 employees at 14 locations. Northfield Savings Bank's money market rates are 14% higher than the national average, and it has an A health rating.

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Reviews (1)

Nice Folks, But Not So On Top Of, Well, Anything

Posted by: |

The people at NSB are super nice, cordial, and downright friendly. Great aspects of customer service, however, I'm quite disappointed in the follow through and service I've received in the past 20 months of being a customer. My accounts were completely backwards when I opened them (I received checks with both of our names on the individual account I opened for myself, and no debit cards to either, although my husband received one, but we didn't request one for him). When the automatic roll over protection was offered, everything got screwed up again, and it took a minimum of 5 calls on two separate accounts to correct the issue. Again, everyone has been very nice and accommodating, but it feels like there is zero follow through on just about any request. Last week I visited my local branch on my lunch break to inquire about opening a savings account for some gift funds we received toward the purchase of a new home. I was in a hurry, and advised that they would set up the account for me "because we have everything we need on file - you just need to come in and sign and make your deposit - we'll call you when it's all set up." I'm betting when I walk through the door tomorrow to complain, no one will have a clue what I'm talking about.

Probably going to be changing institutions at that point.

1


Health
A

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14140
Year Established1867
Employees184
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD7.07%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$1.41B$1.30B
LoansQ1 2022vs Q1 2021$947.3MM$910.0MM
DepositsQ1 2022vs Q1 2021$1.20B$1.08B
Equity CapitalQ1 2022vs Q1 2021$123.9MM$133.3MM
Loan Loss AllowanceQ1 2022vs Q1 2021$10.6MM$11.5MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$5.6MM$3.2MM
Real Estate OwnedQ1 2022vs Q1 2021$0$688.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Northfield Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Northfield Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Business Savings
OTHER TIERS: 0.10% → $500 - $25k | 0.15% → $25k - $50k
0.10%--Health Savings Account
0.10%--Regular Savings
0.10%--Club Savings
0.10%--Youth Savings

Northfield Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$150k*-Business Money Market
OTHER TIERS: 0.10% → Up to $25k | 0.15% → $25k - $50k | 0.25% → $50k - $75k | 0.35% → $75k - $150k
0.50%*$150k*-Money Market Checking
OTHER TIERS: 0.10% → Up to $25k | 0.15% → $25k - $50k | 0.25% → $50k - $75k | 0.35% → $75k - $150k
0.20%*$50k*-Money Market Savings
OTHER TIERS: 0.10% → $500 - $25k | 0.15% → $25k - $50k

Northfield Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IORTA Checking
0.50%--IOLTA Checking
0.25%*$150k*-Enterprise Checking with Interest
OTHER TIERS: 0.05% → Up to $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $150k
0.20%*$100k*-NSB Preferred Checking
OTHER TIERS: 0.05% → $1.5k - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k

Northfield Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-60 Month CD
0.65%$1k-48 Month CD
0.55%$1k-36 Month CD
0.50%$1k-24 Month CD
0.50%$1k-12 Month Flex CD
0.40%$1k-12 Month Rollover CD
0.40%$1k-12 Month CD
0.30%$1k-6 Month CD

Northfield Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-60 Month IRA
0.65%$500-48 Month IRA
0.55%$500-36 Month IRA
0.50%$500-24 Month IRA
0.40%$500-12 Month IRA
0.40%$500-12 Month Rollover IRA
0.30%$500-6 Month IRA
Locations

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