Featured Savings Rates
Featured Accounts

Northpointe Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
5.00%Reward CheckingUltimate Checking
1.70%5-year CD60+ Month Fixed CD
1.30%3-year CD36 - 47 Month Fixed CD

Overview / Commentary
888-672-5626
3333 Deposit Drive NE
Grand Rapids, MI 49546

Northpointe Bank is headquartered in Grand Rapids and is the 17th largest bank in the state of Michigan. It is also the 1,154th largest bank in the nation. It was established in 1999 and as of September of 2016, it had grown to 293 employees at 1 location. Northpointe Bank's savings rates are 2X the national average, and it has an A health rating.

Related Posts

Northpointe Bank's UltimateSavings 1.12% APY Guaranteed For 12 Months - 9/15/2016

Northpointe Bank guarantees the 1.12% APY on its new UltimateSavings for 12 months. Minimum deposit is $10k, with a maximum balance cap of $500k.

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Great Choice For Online Credit Union

Posted by: renatl | 17 hours ago

I am very pleased so far with this bank. They have outstanding customer service from the chat window online to personal contact on the phone. I just joined and so far I am impressed. The only downfall is the cap is $5,000. I wish I could be at least $15,000.

Don't believe any negative reviews because opening my account was a breeze and the trial deposits worked great! I am glad to be getting 5%!!

Keep up the great work guys!!

Great Bank

Posted by: ichaelm | Jan 10, 2017

I opened an Ultimate Checking Account with them and closed it and transferred out the funds about 4 months later, only because I never used it. About a week later, I received a check in the mail from Northpointe for $0.01!! Apparently this was for the accrued but unposted interest which my account earned when I closed it. I have never dealt with such an ETHICAL bank!! Even if they were legally required to return the penny to me, obviously I couldn't have cared less had they just kept it. For its honesty, Northpointe Bank earns 5 stars!!

Effective 7-1-2015 Must Spend $500 Each Cycle

New rule must spend $500, $100 Direct Deposit & 15 transactions. Maximum amount to earn interest is still $5000. I am out July 1 2015.

Great Banking Choice

I have been a customer of Northpointe for the last 10 years and have been consistently impressed with them. Walking into my branch makes me feel like a VIP - I am always greeted by name, and am asked how I am doing. They are always able to get me in and out very quickly and to help me accomplish whatever it is I need to accomplish on that visit. In recent months I have started using their mobile app which has been super easy to use and has helped me keep track of my accounts. On the one occasion I had a fraudulent activity on my account they were able to help me get everything straightened out in less than 24 hours. They really are an amazing bank with awesome customer service! Two thumbs up and great choice for anybody wanting a friendly, helpful bank that truly cares about the people behind the amount number!

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Health

Health Grade Components

Overall
FDIC Certificate #34953
Year Established1999
Employees293
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD3.2%
Return on Equity - YTD35.38%
Annual Interest Income$17.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$616.7MM$436.6MM
LoansQ3 2016vs Q3 2015$528.8MM$373.4MM
DepositsQ3 2016vs Q3 2015$523.9MM$359.7MM
Equity CapitalQ3 2016vs Q3 2015$53.7MM$41.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$4.0MM$4.4MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.4MM$4.5MM
Real Estate OwnedQ3 2016vs Q3 2015$692.00K$356.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Northpointe Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Northpointe Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%--Kid's Savings
1.12%*$10k*$500kUltimateSavings Promo
OTHER TIERS: 0.00% $500k+
0.50%*$100k*-Liquid IRA Account
OTHER TIERS: 0.20% Up to $2,500 | 0.25% $2,500 - $25k | 0.40% $25k - $100k
0.50%--Health Savings Account
0.15%--Statement Savings

Northpointe Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Liquid High Yield Money Market
OTHER TIERS: 0.20% Up to $2,500 | 0.25% $2,500 - $25k | 0.40% $25k - $100k
0.50%*$100k*-Business Money Market Account
OTHER TIERS: 0.20% Up to $2,500 | 0.25% $2,500 - $25k | 0.40% $25k - $100k

Northpointe Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*-$5kUltimate Checking
OTHER TIERS: 0.10% $5k+
0.30%*$100k*-Interest Checking
OTHER TIERS: 0.15% $2,500 - $25k | 0.25% $25k - $100k
0.10%$1k-Business Now

Northpointe Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$5k-60+ Month Fixed CD
1.70%$1k-Business 60+ Month Fixed CD
1.40%$5k-48 - 59 Month Fixed CD
1.40%$1k-Business 48 - 59 Month Fixed CD
1.40%$1k-23 Month Fixed CD Special
1.40%$1k-Business 23 Month Fixed CD Special
1.30%$5k-36 - 47 Month Fixed CD
1.30%$1k-Business 36 - 47 Month Fixed CD
1.20%$5k-24 - 29 Month Fixed CD
1.20%$1k-Business 24 - 29 Month Fixed CD
1.20%$5k-30 - 35 Month Fixed CD
1.20%$1k-Business 30 - 35 Month Fixed CD
1.15%$5k-18 - 23 Month Fixed CD
1.15%$1k-Business 18 - 23 Month Fixed CD
1.10%$5k-12 - 17 Month Fixed CD
1.10%$1k-Business 12 - 17 Month Fixed CD
1.10%$1k-12 Month Fixed CD Special
1.10%$1k-Business 12 Month Fixed CD Special
0.85%$5k-6 - 11 Month Fixed CD
0.85%$1k-Business 6 - 11 Month Fixed CD
0.85%$1k-6 Month Fixed CD Special
0.85%$1k-Business 6 Month Fixed CD Special
0.80%$5k-92 - 182 Day Fixed CD
0.80%$1k-Business 92 - 182 Day Fixed CD
0.80%$1k-3 Month Fixed CD Special
0.80%$1k-Business 3 Month Fixed CD Special
0.20%$5k-7 - 91 Day Fixed CD
0.20%$1k-Business 7 - 91 Day Fixed CD

Northpointe Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$5k-60+ Month Fixed IRA
1.40%$5k-48 - 59 Month Fixed IRA
1.30%$5k-36 - 47 Month Fixed IRA
1.20%$5k-24 - 29 Month Fixed IRA
1.20%$5k-30 - 35 Month Fixed IRA
1.15%$5k-18 - 23 Month Fixed IRA
1.10%$5k-12 - 17 Month Fixed IRA
0.85%$5k-6 - 11 Month Fixed IRA
Locations


Northpointe Bank Locations
Northpointe Bank3333 Deposit Drive NeGrand Rapids, MI 49546