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283 Kennedy Memorial Dr
Hoyt Lakes, MN 55750

Northridge Community Credit Union is headquartered in Hoyt Lakes and is the 55th largest credit union in the state of Minnesota. It is also the 2,509th largest credit union in the nation. It was established in 1957 and as of September of 2017, it had grown to 18 employees and 4,923 members at 4 locations. Northridge Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Must live, work or worship in St. Louis County, Lake County or Itasca County
See current membership details

Related Posts

Free Kasasa Cash, 2.00% APY Up To $10K - 5/16/2017

NCCU has added the Kasasa product line, including the Free Kasasa Cash that pays 2.00% APY up to $10k. Have at least 12 debit card purchases post and settle Be enrolled in and agree to receive eStatements Be enrolled in and log into online banking http://nrccu.org/free-kasasa-cash/


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Northridge Community Credit Union has a low asset base.

Health Grade Components

NCUA #61257
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD2.2%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$41.9MM$40.1MM
LoansQ3 2017vs Q3 2016$29.1MM$27.5MM
DepositsQ3 2017vs Q3 2016$36.2MM$34.5MM
Equity CapitalQ3 2017vs Q3 2016$5.4MM$5.3MM
Loan Loss AllowanceQ3 2017vs Q3 2016$175.00K$187.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$239.00K$331.00K
Real Estate OwnedQ3 2017vs Q3 2016$31.00K$75.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Northridge Community Credit Union Savings Account Rates

0.25%*-$10kFree Kasasa Saver
OTHER TIERS: 0.03% $10k+

Northridge Community Credit Union Checking Account Rates

2.00%*-$10kFree Kasasa Cash
OTHER TIERS: 0.25% $10k+

Northridge Community Credit Union Locations
Branch Office283 Kennedy Memorial DrHoyt Lakes, MN 55750
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