Northwoods Community Credit Union
Overview / Commentary
Northwoods Community Credit Union is headquartered in Park Falls and is the 51st largest credit union in the state of Wisconsin. It is also the 1,853rd largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 25 employees and 8,309 members at 2 locations. Northwoods Community Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Northwoods Community Credit Union is open to those who live or work in the Wisconsin counties of Ashland, Bayfield, Douglas, Forest, Iron, Langlade, Lincoln, Oneida, Price, Rusk, Sawyer, Taylor, Vilas, or Washburn.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Northwoods Community Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67240 |
| Year Chartered | 1953 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 7.31% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $97.8MM$90MM |
| Loans | Q1 2025vs Q1 2024 | $54.2MM$62.9MM |
| Deposits | Q1 2025vs Q1 2024 | $87.4MM$80.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $9.5MM$8.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $395K$342K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $549K$285K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |