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Nova Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.novacu.com
704-392-3418
3601 Mulberry Church Rd
Charlotte, NC 28208

Nova Credit Union is headquartered in Charlotte and is the 23rd largest credit union in the state of North Carolina. It is also the 1,658th largest credit union in the nation. It was established in 1934 and as of December of 2024, it had grown to 43 employees and 11,028 members at 6 locations. Nova Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Nova Credit Union is open to all North Carolina residents through membership in the North Carolina Consumers Council. Those who live, work, worship, or attend school within a 50-mile radius of Kannapolis, North Carolina are also eligible to join. All North Carolina USPS and Federal employees/retirees also qualify for membership, as do members of all three Post Customers Councils in North Carolina. Immediate family members of any membership-eligible individual are also eligible for membership.
See current membership details

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #63425
Year Chartered1934
Employees43
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD0.68%
Annual Interest Income$5MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$120.3MM$120.6MM
LoansQ4 2024vs Q4 2023$72.4MM$69.6MM
DepositsQ4 2024vs Q4 2023$100.5MM$100.5MM
Equity CapitalQ4 2024vs Q4 2023$17.7MM$17.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$496K$467K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$511K$466K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for Nova Credit Union are currently being reviewed.

Locations


Nova Credit Union Locations
Branch Office1022 11th Avenue Blvd SEHickory, NC 28602
Branch Office4817 W Market StGreensboro, NC 27407-1403
Branch Office3601 Mulberry Church RdCharlotte, NC 28208
Branch Office275 Branchview Dr SEConcord, NC 28025
Branch Office169 Dale Earnhardt BlvdKannapolis, NC 28081
Corporate Office10910 W 87th StLenexa, KS 66214

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