Nova Credit Union is headquartered in Charlotte and is the 23rd largest credit union in the state of North Carolina. It is also the 1,658th largest credit union in the nation. It was established in 1934 and as of December of 2024, it had grown to 43 employees and 11,028 members at 6 locations. Nova Credit Union has an A health rating.
Membership in Nova Credit Union is open to all North Carolina residents through membership in the North Carolina Consumers Council. Those who live, work, worship, or attend school within a 50-mile radius of Kannapolis, North Carolina are also eligible to join. All North Carolina USPS and Federal employees/retirees also qualify for membership, as do members of all three Post Customers Councils in North Carolina. Immediate family members of any membership-eligible individual are also eligible for membership.
See current membership details
Overall | |
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NCUA # | 63425 |
Year Chartered | 1934 |
Employees | 43 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.1% |
Return on Equity - YTD | 0.68% |
Annual Interest Income | $5MM |
Assets and Liabilities | ||
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Assets | Q4 2024vs Q4 2023 | $120.3MM$120.6MM |
Loans | Q4 2024vs Q4 2023 | $72.4MM$69.6MM |
Deposits | Q4 2024vs Q4 2023 | $100.5MM$100.5MM |
Equity Capital | Q4 2024vs Q4 2023 | $17.7MM$17.1MM |
Loan Loss Allowance | Q4 2024vs Q4 2023 | $496K$467K |
Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $511K$466K |
Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
Rates for Nova Credit Union are currently being reviewed.
Nova Credit Union Locations | ||
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Branch Office | 1022 11th Avenue Blvd SE | Hickory, NC 28602 |
Branch Office | 4817 W Market St | Greensboro, NC 27407-1403 |
Branch Office | 3601 Mulberry Church Rd | Charlotte, NC 28208 |
Branch Office | 275 Branchview Dr SE | Concord, NC 28025 |
Branch Office | 169 Dale Earnhardt Blvd | Kannapolis, NC 28081 |
Corporate Office | 10910 W 87th St | Lenexa, KS 66214 |