NSB Bank

Overview / Commentary
2650 4th Street, S.W.
Mason City, IA 50401

NSB Bank is headquartered in Mason City and is the 60th largest bank in the state of Iowa. It is also the 1,927th largest bank in the nation. It was established in 1933 and as of June of 2022, it had grown to 55 employees at 6 locations. NSB Bank has an A health rating.


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Health Grade Components

FDIC Certificate #8094
Year Established1933
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD19.78%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$435.8MM$242.8MM
LoansQ2 2022vs Q2 2021$272.7MM$178.4MM
DepositsQ2 2022vs Q2 2021$394.9MM$212.1MM
Equity CapitalQ2 2022vs Q2 2021$30.3MM$20.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.7MM$2.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$370.00K$190.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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NSB Bank Savings Account Rates

1.01%--HSA (Health Savings)

NSB Bank Locations
Nsb Bank2650 4th St SwMason City, IA 50401
Regency Branch451 South Illinois AvenueMason City, IA 50401
Northwood Branch900 Central AvenueNorthwood, IA 50459
Titonka Location-Drive Thru Branch173 Main St NTitonka, IA 50480
Forest City Branch101 Highway 69 NForest City, IA 50436
Thompson Branch11723 Hwy 9Thompson, IA 50478

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