NSB Bank


Overview / Commentary
641-423-7638
2650 4th Street, S.W.
Mason City, IA 50401

NSB Bank is headquartered in MASON CITY and is the 65th largest bank in the state of Iowa. It is also the 1,876th largest bank in the nation. It was established in 1933 and as of March of 2025, it had grown to 47 employees at 6 locations. NSB Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #8094
Year Established1933
Employees47
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD17.69%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$469.7MM$432MM
LoansQ1 2025vs Q1 2024$326.9MM$304.8MM
DepositsQ1 2025vs Q1 2024$405.2MM$383.1MM
Equity CapitalQ1 2025vs Q1 2024$34.5MM$31.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.6MM$3.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.9MM$138K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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NSB Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$0-HSA (Health Savings)
Locations


NSB Bank Locations
Nsb Bank2650 4th St SwMason City, IA 50401
Regency Branch451 South Illinois AvenueMason City, IA 50401
Northwood Branch900 Central AvenueNorthwood, IA 50459
Titonka Location-Drive Thru Branch173 Main St NTitonka, IA 50480
Forest City Branch101 Highway 69 NForest City, IA 50436
Thompson Branch11723 Hwy 9Thompson, IA 50478

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