Numerica Credit Union is headquartered in Spokane Valley and is the 4th largest credit union in the state of Washington. It is also the 125th largest credit union in the nation. It was established in 1941 and as of September of 2016, it had grown to 422 employees and 126,740 members at 20 locations. Numerica Credit Union has an A+ health rating.
Membership in Numerica Credit Union is open to anyone who lives, works or worships in Washington State, or in the North Idaho Panhandle, State of Idaho.
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I have been a member with Numerica Credit Union for over 10 years and have yet to have a poor experience. I enjoy using the in-bank and drive thru tellers, but have to say that I most appreciate the great online banking site that Numerica provides. I don't always have time to stop at the bank and it's so easy to access my account online and move money around as necessary, even with my children, who are also Numerica members. Transferring money to their accounts is so easy and a great tool that takes seconds, without the hassle of making a phone call or driving into the bank. I also appreciate the security of the online banking site. I don't mind having to answer a security question and appreciate that it informs you if your had any recent failed attempts. Thank you for offering this tool!!
We have banked with Numerica for years with business and personal accounts. They did a good job on our home loan when we refinanced a couple years ago also. We usually use two institutions for business checking (you know what they say about eggs in the basket...) but have constantly been in flux over the "other" bank. We get so disappointed with every other bank's service compared to Numericas that every year or two we change banks. Currently, we just use Numerica because we tried everyone else and can't find anyone who compares in options and service. They know us by name on site at our branch in Wandermere. They are thorough and helpful. It's nice to have a relationship of trust with your financial institution. Thanks Numerica.
The bank has helpful customer service representatives who walked me through how to get a cashiers check when I needed one for a deposit on an apartment. The bank was sufficiently staffed that the representative took time talking with me, but enough other reps were available that a line did not back up. Additionally, the bank offered the highest returns on savings accounts and CDs of any of the banks I looked into or was familiar with, as well as CDs with flexible terms. In an economy where savings accounts interest returns are practically non-existent at most banks, this was a major selling point. While they are a local bank, they have a sufficient number of locations both of branches and ATMs to be convenient and easy to use. Locations include open hours outside the typical 9 to 5 when the ordinary person is at work, with relatively long Saturday hours at most their branches, allowing for access to services at these time.
home loan with Numerica 10+ years. Upon divorce and division of home equity I found it next to impossible to get a clear payoff amount from closer or Numerica. I recieved three different payoff amounts from closer (Inland Pro Title) and two different amounts from Numerica. It took almost a month to get any kind of Statement from Numerica concerning this home mortgage, and the escrow ammounts where inflated, other varoius charges that were not explained, and their paperwork did'nt match the closers. At escrow dispursement, they bent their rules for check cashing and allowed my ex to deposit the escrow overage check into his own personall account eventhough I was listed as co payee. I,m leaving Numerica because of their questionalbe business practices and lack of satisfactory responses to my concerns.
|Return on Assets - YTD||0.97%|
|Return on Equity - YTD||9.16%|
|Annual Interest Income||$50.8MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$1.77B$1.54B|
|Loans||Q3 2016vs Q3 2015||$1.46B$1.24B|
|Deposits||Q3 2016vs Q3 2015||$1.48B$1.28B|
|Equity Capital||Q3 2016vs Q3 2015||$186.0MM$169.7MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$13.9MM$13.3MM|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$5.6MM$4.5MM|
|Real Estate Owned||Q3 2016vs Q3 2015||$0$0|
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|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|1.35%||-||$25k||Sequel Checking - Qualifying|