Numerica Credit Union is headquartered in Spokane Valley and is the 4th largest credit union in the state of Washington. It is also the 125th largest credit union in the nation. It was established in 1941 and as of September of 2016, it had grown to 422 employees and 126,740 members at 20 locations. Numerica Credit Union has an A+ health rating.
Membership in Numerica Credit Union is open to anyone who lives, works or worships in Washington State, or in the North Idaho Panhandle, State of Idaho.
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I have been a member with Numerica Credit Union for over 10 years and have yet to have a poor experience. I enjoy using the in-bank and drive thru tellers, but have to say that I most appreciate the great online banking site that Numerica provides. I don't always have time to stop at the bank and it's so easy to access my account online and move money around as necessary, even with my children, who are also Numerica members. Transferring money to their accounts is so easy and a great tool that takes seconds, without the hassle of making a phone call or driving into the bank. I also appreciate the security of the online banking site. I don't mind having to answer a security question and appreciate that it informs you if your had any recent failed attempts. Thank you for offering this tool!!
We have banked with Numerica for years with business and personal accounts. They did a good job on our home loan when we refinanced a couple years ago also. We usually use two institutions for business checking (you know what they say about eggs in the basket...) but have constantly been in flux over the "other" bank. We get so disappointed with every other bank's service compared to Numericas that every year or two we change banks. Currently, we just use Numerica because we tried everyone else and can't find anyone who compares in options and service. They know us by name on site at our branch in Wandermere. They are thorough and helpful. It's nice to have a relationship of trust with your financial institution. Thanks Numerica.
The bank has helpful customer service representatives who walked me through how to get a cashiers check when I needed one for a deposit on an apartment. The bank was sufficiently staffed that the representative took time talking with me, but enough other reps were available that a line did not back up. Additionally, the bank offered the highest returns on savings accounts and CDs of any of the banks I looked into or was familiar with, as well as CDs with flexible terms. In an economy where savings accounts interest returns are practically non-existent at most banks, this was a major selling point. While they are a local bank, they have a sufficient number of locations both of branches and ATMs to be convenient and easy to use. Locations include open hours outside the typical 9 to 5 when the ordinary person is at work, with relatively long Saturday hours at most their branches, allowing for access to services at these time.
I attempted to open an account online. They asked for a deposit to open the accounts so I made one. Then, I get a phone call from someone in their customer service department telling me there was a problem with my credit report and they in fact could not open an account. They never supplied the credit report and what was wrong with it. Anyway, when I try to get my money back from the deposits I was told it would be 7 to 10 days to make sure that the funds would not bounce and that they would mail them to my bank. While inconvenient, I understand. after almost a full month I contacted them again to inquire. Now I'm told it's 90 days until I get my funds back. So I've just given them an interest free loan for three months? All of the representatives that I've spoken with have been extremely rude with the exception of a gentleman that I talked with when I finally went down to the downtown branch. Note I still didn't get my money returned. I still don't have any actual reason as to why my account cannot be opened. I continue to get the runaround.
|Return on Assets - YTD||0.97%|
|Return on Equity - YTD||9.16%|
|Annual Interest Income||$50.8MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$1.77B$1.54B|
|Loans||Q3 2016vs Q3 2015||$1.46B$1.24B|
|Deposits||Q3 2016vs Q3 2015||$1.48B$1.28B|
|Equity Capital||Q3 2016vs Q3 2015||$186.0MM$169.7MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$13.9MM$13.3MM|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$5.6MM$4.5MM|
|Real Estate Owned||Q3 2016vs Q3 2015||$0$0|
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|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|1.35%||-||$25k||Sequel Checking - Qualifying|