Numerica Credit Union

Overview / Commentary
14610 E Sprague Ave
Spokane Valley, WA 99216

Numerica Credit Union is headquartered in Spokane Valley and is the 5th largest credit union in the state of Washington. It is also the 113th largest credit union in the nation. It was established in 1937 and as of June of 2022, it had grown to 647 employees and 171,142 members at 22 locations. Numerica Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Numerica Credit Union is open to anyone who lives, works, or worships in Washington State, or in Idaho's North Panhandle. Family members and household members of eligible individuals also qualify for membership.
See current membership details

Love Online Banking!!

Posted by: |

I have been a member with Numerica Credit Union for over 10 years and have yet to have a poor experience. I enjoy using the in-bank and drive thru tellers, but have to say that I most appreciate the great online banking site that Numerica provides. I don't always have time to stop at the bank and it's so easy to access my account online and move money around as necessary, even with my children, who are also Numerica members. Transferring money to their accounts is so easy and a great tool that takes seconds, without the hassle of making a phone call or driving into the bank. I also appreciate the security of the online banking site. I don't mind having to answer a security question and appreciate that it informs you if your had any recent failed attempts. Thank you for offering this tool!!

We Love Wandermere Branch

We have banked with Numerica for years with business and personal accounts. They did a good job on our home loan when we refinanced a couple years ago also. We usually use two institutions for business checking (you know what they say about eggs in the basket...) but have constantly been in flux over the "other" bank. We get so disappointed with every other bank's service compared to Numericas that every year or two we change banks. Currently, we just use Numerica because we tried everyone else and can't find anyone who compares in options and service. They know us by name on site at our branch in Wandermere. They are thorough and helpful. It's nice to have a relationship of trust with your financial institution. Thanks Numerica.

Numerica - Convenient and Helpful

Posted by: |

The bank has helpful customer service representatives who walked me through how to get a cashiers check when I needed one for a deposit on an apartment. The bank was sufficiently staffed that the representative took time talking with me, but enough other reps were available that a line did not back up. Additionally, the bank offered the highest returns on savings accounts and CDs of any of the banks I looked into or was familiar with, as well as CDs with flexible terms. In an economy where savings accounts interest returns are practically non-existent at most banks, this was a major selling point. While they are a local bank, they have a sufficient number of locations both of branches and ATMs to be convenient and easy to use. Locations include open hours outside the typical 9 to 5 when the ordinary person is at work, with relatively long Saturday hours at most their branches, allowing for access to services at these time.

Local kindness

I have worked in banking a lot in the past. The credit union that I was affiliated really did make me feel like small town banking. They treated me like a person and not just a number. They knew my name and small things that I was up to. The employees made me feel like the business that I had with them was substantial. When coming in, they would ask specific questions about my kids or my car or my house to make it feel like they cared about me. At one point and time they even purchased almond roca for me when they knew it was a good cause. They treated my grandma the same way, so I knew that it wasn't just a coincidence, but it really was the way that they worked.



Health Grade Components

NCUA #66841
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD10.62%
Annual Interest Income$57.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$3.60B$3.24B
LoansQ2 2022vs Q2 2021$2.92B$2.51B
DepositsQ2 2022vs Q2 2021$3.03B$2.80B
Equity CapitalQ2 2022vs Q2 2021$308.3MM$309.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$26.8MM$29.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.2MM$2.6MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Numerica Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Numerica Credit Union Savings Account Rates

2.05%*-$2.5kBonus Saver (both Deposit & No Withdrawal bonuses are met)
OTHER TIERS: 0.05% $2.5k+
1.05%*-$2.5kBonus Saver (either Deposit or No Withdrawal bonus is met)
OTHER TIERS: 0.05% $2.5k+
1.00%*-$2kRoots Saving
OTHER TIERS: 0.05% $2k+
0.20%*$100k*-IRA Savings
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k | 0.15% $50k - $100k
0.05%$25-Savings Account

Numerica Credit Union Money Market Rates

0.40%*$250k*-Bonus MMA
OTHER TIERS: 0.20% Up to $50k | 0.30% $50k - $100k | 0.35% $100k - $250k
0.20%*$100k*-Peak MMA Savings
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k | 0.15% $50k - $100k

Numerica Credit Union Checking Account Rates

0.90%*-$25kBonus Checking
OTHER TIERS: 0.05% $25k+

Numerica Credit Union CD Rates

0.90%$1k-58 Month Relationship Share Certificate
0.75%$1k-60 - 72 Month Share Certificate
0.70%$1k-28 Month Relationship Share Certificate
0.70%$1k-48 - 59 Month Share Certificate
0.65%$1k-36 - 47 Month Share Certificate
0.50%$1k-24 - 29 Month Share Certificate
0.45%$1k-15 Month Relationship Share Certificate
0.40%$1k-18 - 23 Month Share Certificate
0.35%$1k-12 - 17 Month Share Certificate
0.30%$1k-6 - 11 Month Share Certificate
0.26%$1k-90 Day to 5 Month Share Certificate

Numerica Credit Union IRA Rates

0.90%$500-58 Month Relationship IRA Certificate
0.75%$500-60 - 72 Month IRA Certificate
0.70%$500-28 Month Relationship IRA Certificate
0.70%$500-48 - 59 Month IRA Certificate
0.65%$500-36 - 47 Month IRA Certificate
0.50%$500-24 - 29 Month IRA Certificate
0.45%$500-15 Month Relationship IRA Certificate
0.40%$500-18 - 23 Month IRA Certificate
0.35%$500-12 - 17 Month IRA Certificate
0.30%$500-6 - 11 Month IRA Certificate
0.26%$500-90 Day to 5 Month IRA Certificate


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