Numerica Credit Union


Overview / Commentary
800-255-9194
14610 E Sprague Ave
Spokane Valley, WA 99216

Numerica Credit Union is headquartered in Spokane Valley and is the 6th largest credit union in the state of Washington. It is also the 115th largest credit union in the nation. It was established in 1937 and as of March of 2024, it had grown to 653 employees and 173,989 members at 23 locations. Numerica Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Numerica Credit Union is open to anyone who lives, works, or worships in Washington State, or in Idaho's North Panhandle. Family members and household members of eligible individuals also qualify for membership.
See current membership details

Reviews (4)

What A Great Credit Union

Posted by: |

I open an account last week and I wanted to share my experience with them I am going to give them five stars very easy to open an account they called me twice to go over my needs and asked me if I had any questions. they offered me a free checking account with free checks we did this right on the phone and a great CD rate! First class credit Union.

Great Rate Offered To WA Residents

Posted by: |

My banking experience with Numerica the past 5 months has been with their Certificate of Deposit products.They offered a 59 month CD paying 5% when very few other FI's were.The offer lasted 2/3 months and was teriffic for WA residents. All Cust. Serv. agents have been knowledgable, very pleasant, and able to perform all CD related transactions during phone conversations. Overall, very pleased so far with this FI.

Some Application Information

I was attracted by the high CD rate, so I called, then initiated the application process. The customer service rep told me that, as a new member, I needed to establish a savings or checking account with $25. My understanding was that was the extent of the qualifying requirements (given that I live in the service area), but the online application for such an account indicated there was also a $20 membership fee. The application required a cell phone number.
This is a deal breaker for me, so I terminated the application.
Additionally, the customer service rep told me that they do not do a "hard' credit pull for someone who is merely setting up a deposit account (but do other inquiries based on SS#). This is good news coming from a credit union as too many require such a pull, even though they are not extending credit.
As you may notice, the rates/yields they offer on routine banking accounts are dismal, other than the special CD rate I was chasing.

Give Me My Money!!!

No no no! What on Earth is going on with Numerica? I am flagged daily for fraud even though I work with the same internet company day in and day out. They flag it every single day and I'm spending less than $50 on the business that I do there. They are way overzealous on this fraud thing and they don't even send me fraud alerts or recognize the fact that they flag me. They want to blame Visa well it says Numerica on my card. I call in Daily and it probably spent 8 to 12 hours a week every single day calling them to release my card so I can conduct my business. They won't give me my money! I've never seen anything like this. I have been left walking home in the snow because I didn't get an Uber from their flagging, I've been left with a dinner tab for my entire family because they flagged me, the other night I came to a different state and I couldn't get a rental car at 2:00 in the morning because they flagged me. The fraud department will say they didn't flag me but when I call the next day and talk to the business office, they say oh yeah you were flagged. So nobody knows what's going on in that place. The customer service is nice but they're ineffective and they don't listen. They're so busy being Captain Save A Hoe that they don't realize what I'm saying is give me my money! This is ridiculous! I am complaining to everybody including the attorney general and the Better Business Bureau because this has cost me thousands and thousands of dollars and so much inconvenience and humiliation I can't believe this. It is so embarrassing for merchant to looking and say you're being suspected of fraud. I had to arm wrestle somebody to get my card back before they cut it up! I'm watching my account and I'm putting in complaints every day somebody should do something about it but they don't. And they won't elevate it to a level that that can actually fix it. I've asked them to take their fraud alerts completely off and told them I would sign any waiver that they need I'm in charge of my own money I don't need my bank to be my mom and dad. This is ridiculous and I really am furious. Thank goodness I am in a different state because I'm really really that mad. Give me my money!



Health

Health Grade Components

Overall
NCUA #66841
Year Chartered1937
Employees653
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD6.32%
Annual Interest Income$48.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$4.02B$3.8B
LoansQ1 2024vs Q1 2023$3.21B$3.09B
DepositsQ1 2024vs Q1 2023$3.29B$3.15B
Equity CapitalQ1 2024vs Q1 2023$346.2MM$317MM
Loan Loss AllowanceQ1 2024vs Q1 2023$43.2MM$39MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$8.6MM$3.5MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Numerica Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Numerica Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%*$0$2.5kBonus Saver (both Deposit & No Withdrawal bonuses are met)
OTHER TIERS: 0.05% $2.5k+
1.05%*$0$2.5kBonus Saver (either Deposit or No Withdrawal bonus is met)
OTHER TIERS: 0.05% $2.5k+
1.00%*$0-Growth Savings
OTHER TIERS: 0.05% $2k+
0.20%*$100k*-IRA Savings
OTHER TIERS: 0.05% $0 - $10k | 0.10% $10k - $50k | 0.15% $50k - $100k
0.05%$0-Savings Account

Numerica Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$250k*-Bonus MMA
OTHER TIERS: 0.20% $0 - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k
0.20%*$100k*-Peak MMA Savings
OTHER TIERS: 0.05% $0 - $10k | 0.10% $10k - $50k | 0.15% $50k - $100k

Numerica Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$0$25kBonus Checking
OTHER TIERS: 0.05% $25k+

Numerica Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.85%$25k-17 Month CD Special - New Money
4.45%$1k-12 - 17 Month CD
4.25%$1k-24 - 35 Month CD
4.20%$1k-18 - 23 Month CD
4.20%$1k-36 - 47 Month CD
3.95%$1k-48 - 59 Month CD
3.95%$1k-60 - 72 Month CD
0.40%$1k-6 - 11 Month CD
0.25%$1k-90 Day to 5 Month CD

Numerica Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.85%$25k-17 Month IRA Special - New Money
4.45%$500-12 - 17 Month IRA
4.25%$500-24 - 35 Month IRA
4.20%$500-18 - 23 Month IRA
4.20%$500-36 - 47 Month IRA
3.95%$500-48 - 59 Month IRA
3.95%$500-60 - 72 Month IRA
0.40%$500-6 - 11 Month IRA
0.25%$500-90 Day to 5 Month IRA
Locations

Availability



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