Featured Savings Rates
Featured Accounts

Numerica Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.35%Reward CheckingSequel Checking - Qualifying
3.10%Reward SavingsBonus Saver (both Deposit & No Withdrawal bonuses are met)
1.50%5-year CD60 - 72 Month Share Certificate

Overview / Commentary
509-535-7613
14610 E Sprague Ave
Spokane Valley, WA 99216

Numerica Credit Union is headquartered in Spokane Valley and is the 4th largest credit union in the state of Washington. It is also the 124th largest credit union in the nation. It was established in 1941 and as of December of 2016, it had grown to 433 employees and 129,617 members at 20 locations. Numerica Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Numerica Credit Union is open to anyone who lives, works or worships in Washington State, or in the North Idaho Panhandle, State of Idaho.
See current membership details

Related Posts

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Numerica Credit Union is Great.

I first started banking with Coeur d'Alene Teachers Credit Union 20 years ago. It merged with Numerica about 10 to 15 years ago as I recall. It has always been a pleasure doing business with them. They are very personable and know me when I visit the branch. If I need a new debit card I can walk in and get one within five minutes instead of having to order one and wait for it to be mailed. They offer competitive products and their is much less red tape than with larger institutions. The fees are basically non-existent. I'm very happy with Numerica.

Love Online Banking!!

Posted by: ATMarie | Jan 2, 2016

I have been a member with Numerica Credit Union for over 10 years and have yet to have a poor experience. I enjoy using the in-bank and drive thru tellers, but have to say that I most appreciate the great online banking site that Numerica provides. I don't always have time to stop at the bank and it's so easy to access my account online and move money around as necessary, even with my children, who are also Numerica members. Transferring money to their accounts is so easy and a great tool that takes seconds, without the hassle of making a phone call or driving into the bank. I also appreciate the security of the online banking site. I don't mind having to answer a security question and appreciate that it informs you if your had any recent failed attempts. Thank you for offering this tool!!

Numerica - Convenient and Helpful

Posted by: Ryan123 | Nov 19, 2016

The bank has helpful customer service representatives who walked me through how to get a cashiers check when I needed one for a deposit on an apartment. The bank was sufficiently staffed that the representative took time talking with me, but enough other reps were available that a line did not back up. Additionally, the bank offered the highest returns on savings accounts and CDs of any of the banks I looked into or was familiar with, as well as CDs with flexible terms. In an economy where savings accounts interest returns are practically non-existent at most banks, this was a major selling point. While they are a local bank, they have a sufficient number of locations both of branches and ATMs to be convenient and easy to use. Locations include open hours outside the typical 9 to 5 when the ordinary person is at work, with relatively long Saturday hours at most their branches, allowing for access to services at these time.

Issues With Numerica Credit Union

Posted by: Bob Jones | Mar 25, 2017

When Numerica Credit Union switched to a different electronic banking system I began having issues with a few of my electronic payees not receiving their checks. After a fashion the checks sent out by the bank to the payee ended up mailed by the payee to my home address. Turned out if the address I had listed for the payee differed from the address the new electronic system had in their database, they arbitrarily changed it. The addresses they had were incorrect which resulted in the checks not reaching the correct receiver, which resulted in late fees. It required two trips to the bank and at least the same amount of phone calls before the bank changed the mailing addresses back to what I originally had. Numerica did fix the late fees.
Another major issue I had with them was last summer. The wife and I took a trip to Europe. I stopped in to my local Numerica Branch and gave them a list of all out stops, to include country and town. I was assured we would have no issues using our cards, debit and credit. I also called the main office for Numerica and provided them with the same information. Both cards were listed in their system for this trip. Luckily, I took along extra cards from Gesa Credit Union. I had also provided them with the same info. During the trip, we had nothing but issues with our Numerica cards and at one point an ATM machine took my card with a note on the screen, “At the request of your bank we have seized this card. Please contact your bank with any questions.” With a nine-hour time difference, I eventually spoke with a Numerica employee who told she had no idea why the bank did that and that there was nothing she could do. She also asked me why I had not called the bank and told them I was traveling in Europe. I explained that I had…in fact I had done it in person and over the phone. I was told the bank had not made the card portion of the bank aware of this. WOW! Used Gesa the rest of the time with no issues at all.
Lastly, Numerica Credit Union’s newest electronic banking site is much slower than their old site; very noticeable when comparing to other banking sites.

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Health

Health Grade Components

Overall
NCUA #66841
Year Chartered1941
Employees433
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD8.95%
Annual Interest Income$69.0MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.80B$1.59B
LoansQ4 2016vs Q4 2015$1.49B$1.27B
DepositsQ4 2016vs Q4 2015$1.49B$1.32B
Equity CapitalQ4 2016vs Q4 2015$187.8MM$172.2MM
Loan Loss AllowanceQ4 2016vs Q4 2015$13.7MM$13.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$5.9MM$5.4MM
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Numerica Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%*-$2,500Bonus Saver (both Deposit & No Withdrawal bonuses are met)
OTHER TIERS: 1.60% $2,500+
0.35%*$100k*-IRA Savings
OTHER TIERS: 0.26% Up to $50k | 0.30% $50k - $75k | 0.33% $75k - $100k
0.10%$25-Savings Account
0.10%--Youth Savings
0.10%--Planet M Kids' Club

Numerica Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Peak MMA Savings
OTHER TIERS: 0.26% Up to $50k | 0.30% $50k - $75k | 0.33% $75k - $100k

Numerica Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%*-$25kSequel Checking - Qualifying
OTHER TIERS: 0.05% $25k+

Numerica Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%$1k-58 Month Relationship Share Certificate
1.50%$1k-60 - 72 Month Share Certificate
1.40%$1k-28 Month Relationship Share Certificate
1.40%$1k-48 - 59 Month Share Certificate
1.17%$1k-36 - 47 Month Share Certificate
1.00%$1k-15 Month Relationship Share Certificate
0.90%$1k-24 - 29 Month Share Certificate
0.80%$1k-18 - 23 Month Share Certificate
0.78%$1k-30 - 35 Month BUMP CD
0.75%$1k-12 - 17 Month Share Certificate
0.50%$1k-6 - 11 Month Share Certificate
0.26%$1k-90 Day to 5 Month Share Certificate

Numerica Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%$500-58 Month Relationship IRA Certificate
1.50%$500-60 - 72 Month IRA Certificate
1.40%$500-28 Month Relationship IRA Certificate
1.40%$500-48 - 59 Month IRA Certificate
1.17%$500-36 - 47 Month IRA Certificate
1.00%$500-15 Month Relationship IRA Certificate
0.90%$500-24 - 29 Month IRA Certificate
0.80%$500-18 - 23 Month IRA Certificate
0.78%$500-30 - 35 Month BUMP IRA
0.75%$500-12 - 17 Month IRA Certificate
0.50%$500-6 - 11 Month IRA Certificate
0.26%$500-90 Day to 5 Month IRA Certificate
Locations

Numerica Credit Union has 20 locations. Click to view all Numerica Credit Union locations.