Featured Savings Rates
Featured Accounts

Numerica Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.35%Reward CheckingSequel Checking
1.60%Reward SavingsBonus Saver (either Deposit or No Withdrawal bonus is met)
1.50%5-year CD60 - 72 Month Share Certificate

Overview / Commentary
509-535-7613
14610 E Sprague Ave
Spokane Valley, WA 99216

Numerica Credit Union is headquartered in Spokane Valley and is the 4th largest credit union in the state of Washington. It is also the 122nd largest credit union in the nation. It was established in 1941 and as of June of 2017, it had grown to 471 employees and 137,006 members at 20 locations. Numerica Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Numerica Credit Union is open to anyone who lives, works or worships in Washington State, or in the North Idaho Panhandle, State of Idaho.
See current membership details

Related Posts

Numerica CU (WA/ID) Has 13-Month CD For New Members - 5/16/2017

Numerica CU (WA/ID) is offering a 13-month Share Certificate Special (1.50% APY) exclusively for new members. Minimum deposit is $1k of new money.

1.50% 13 Month CD - 5/13/2017

Received flyer in the mail today. For Washington and some Idaho residents, $1000 minimum, no maximum stated, Good until 6/2, $20 to join.

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Local kindness

I have worked in banking a lot in the past. The credit union that I was affiliated really did make me feel like small town banking. They treated me like a person and not just a number. They knew my name and small things that I was up to. The employees made me feel like the business that I had with them was substantial. When coming in, they would ask specific questions about my kids or my car or my house to make it feel like they cared about me. At one point and time they even purchased almond roca for me when they knew it was a good cause. They treated my grandma the same way, so I knew that it wasn't just a coincidence, but it really was the way that they worked.

Numerica Credit Union Good For Me

I have been banking with Numerica Credit Union since it merged with Coeur d Alene Teacher's Credit Union over 10 years ago. I was concerned when CTCU became Numerica because I thought that the personalized and friendly customer service might change. It did not. In fact it is better than it was before and it now has the added benefit of being able to offer many more products. They know me when I visit the branch and it is very easy to do business with them. It seems that their is considerably less bureaucracy than there is at big banks. The fees are non-existent compared to larger banks. The online bill-pay is a bit more cumbersome than it needs to be, but it is still decent. Overall, I'm very happy with Numerica and wouldn't bank anywhere else.

Love Online Banking!!

Posted by: ATMarie | Jan 2, 2016

I have been a member with Numerica Credit Union for over 10 years and have yet to have a poor experience. I enjoy using the in-bank and drive thru tellers, but have to say that I most appreciate the great online banking site that Numerica provides. I don't always have time to stop at the bank and it's so easy to access my account online and move money around as necessary, even with my children, who are also Numerica members. Transferring money to their accounts is so easy and a great tool that takes seconds, without the hassle of making a phone call or driving into the bank. I also appreciate the security of the online banking site. I don't mind having to answer a security question and appreciate that it informs you if your had any recent failed attempts. Thank you for offering this tool!!

Numerica - Convenient and Helpful

Posted by: Ryan123 | Nov 19, 2016

The bank has helpful customer service representatives who walked me through how to get a cashiers check when I needed one for a deposit on an apartment. The bank was sufficiently staffed that the representative took time talking with me, but enough other reps were available that a line did not back up. Additionally, the bank offered the highest returns on savings accounts and CDs of any of the banks I looked into or was familiar with, as well as CDs with flexible terms. In an economy where savings accounts interest returns are practically non-existent at most banks, this was a major selling point. While they are a local bank, they have a sufficient number of locations both of branches and ATMs to be convenient and easy to use. Locations include open hours outside the typical 9 to 5 when the ordinary person is at work, with relatively long Saturday hours at most their branches, allowing for access to services at these time.

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Health

Health Grade Components

Overall
NCUA #66841
Year Chartered1941
Employees471
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD9.12%
Annual Interest Income$38.8MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.97B$1.74B
LoansQ2 2017vs Q2 2016$1.64B$1.43B
DepositsQ2 2017vs Q2 2016$1.66B$1.45B
Equity CapitalQ2 2017vs Q2 2016$197.9MM$180.7MM
Loan Loss AllowanceQ2 2017vs Q2 2016$14.6MM$13.9MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$5.8MM$6.0MM
Real Estate OwnedQ2 2017vs Q2 2016$0$90.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Numerica Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%*-$2,500Bonus Saver (both Deposit & No Withdrawal bonuses are met)
OTHER TIERS: 0.10% $2,500+
1.60%*-$2,500Bonus Saver (either Deposit or No Withdrawal bonus is met)
OTHER TIERS: 0.10% $2,500+
0.35%*$100k*-IRA Savings
OTHER TIERS: 0.26% Up to $50k | 0.30% $50k - $75k | 0.33% $75k - $100k
0.10%$25-Savings Account
0.10%--Youth Savings
0.10%--Planet M Kids' Club

Numerica Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Peak MMA Savings
OTHER TIERS: 0.05% Up to $5k | 0.20% $5k - $10k | 0.25% $10k - $50k | 0.30% $50k - $75k | 0.33% $75k - $100k

Numerica Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%*-$25kSequel Checking
OTHER TIERS: 0.05% $25k+

Numerica Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$1k-58 Month Relationship Share Certificate
1.50%$1k-28 Month Relationship Share Certificate
1.50%$1k-60 - 72 Month Share Certificate
1.40%$1k-48 - 59 Month Share Certificate
1.30%$1k-15 Month Relationship Share Certificate
1.17%$1k-36 - 47 Month Share Certificate
0.90%$1k-24 - 29 Month Share Certificate
0.80%$1k-18 - 23 Month Share Certificate
0.78%$1k-30 - 35 Month BUMP CD
0.75%$1k-12 - 17 Month Share Certificate
0.50%$1k-6 - 11 Month Share Certificate
0.26%$1k-90 Day to 5 Month Share Certificate

Numerica Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$500-58 Month Relationship IRA Certificate
1.50%$500-28 Month Relationship IRA Certificate
1.50%$500-60 - 72 Month IRA Certificate
1.40%$500-48 - 59 Month IRA Certificate
1.30%$500-15 Month Relationship IRA Certificate
1.17%$500-36 - 47 Month IRA Certificate
0.90%$500-24 - 29 Month IRA Certificate
0.80%$500-18 - 23 Month IRA Certificate
0.78%$500-30 - 35 Month BUMP IRA
0.75%$500-12 - 17 Month IRA Certificate
0.50%$500-6 - 11 Month IRA Certificate
0.26%$500-90 Day to 5 Month IRA Certificate
Locations

Availability

Seattle Area

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