Numerica Credit Union is headquartered in Spokane Valley and is the 5th largest credit union in the state of Washington. It is also the 117th largest credit union in the nation. It was established in 1937 and as of March of 2022, it had grown to 638 employees and 169,012 members at 22 locations. Numerica Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Numerica Credit Union is open to anyone who lives, works, or worships in Washington State, or in Idaho's North Panhandle. Family members and household members of eligible individuals also qualify for membership.
See current membership details
Related Posts
1/19/11 - Top Reward Checking and CD Rates at Numerica Credit Union in WA & ID - Local Only
10/16/09 - World Series Certificate Special with a Rate up to 2.93% for 24 Months at Numerica Credit Union in WA & ID - Local Only
10/15/09 - High-Yield Reward Checking Account at a Washington State CU (Numerica)
7/12/08 - 4.16% 30-Month / 3.51% 10-Month CD at a Washington State CU (Numerica).
Love Online Banking!!
I have been a member with Numerica Credit Union for over 10 years and have yet to have a poor experience. I enjoy using the in-bank and drive thru tellers, but have to say that I most appreciate the great online banking site that Numerica provides. I don't always have time to stop at the bank and it's so easy to access my account online and move money around as necessary, even with my children, who are also Numerica members. Transferring money to their accounts is so easy and a great tool that takes seconds, without the hassle of making a phone call or driving into the bank. I also appreciate the security of the online banking site. I don't mind having to answer a security question and appreciate that it informs you if your had any recent failed attempts. Thank you for offering this tool!!
We Love Wandermere Branch
We have banked with Numerica for years with business and personal accounts. They did a good job on our home loan when we refinanced a couple years ago also. We usually use two institutions for business checking (you know what they say about eggs in the basket...) but have constantly been in flux over the "other" bank. We get so disappointed with every other bank's service compared to Numericas that every year or two we change banks. Currently, we just use Numerica because we tried everyone else and can't find anyone who compares in options and service. They know us by name on site at our branch in Wandermere. They are thorough and helpful. It's nice to have a relationship of trust with your financial institution. Thanks Numerica.
Numerica - Convenient and Helpful
The bank has helpful customer service representatives who walked me through how to get a cashiers check when I needed one for a deposit on an apartment. The bank was sufficiently staffed that the representative took time talking with me, but enough other reps were available that a line did not back up. Additionally, the bank offered the highest returns on savings accounts and CDs of any of the banks I looked into or was familiar with, as well as CDs with flexible terms. In an economy where savings accounts interest returns are practically non-existent at most banks, this was a major selling point. While they are a local bank, they have a sufficient number of locations both of branches and ATMs to be convenient and easy to use. Locations include open hours outside the typical 9 to 5 when the ordinary person is at work, with relatively long Saturday hours at most their branches, allowing for access to services at these time.
Local kindness
I have worked in banking a lot in the past. The credit union that I was affiliated really did make me feel like small town banking. They treated me like a person and not just a number. They knew my name and small things that I was up to. The employees made me feel like the business that I had with them was substantial. When coming in, they would ask specific questions about my kids or my car or my house to make it feel like they cared about me. At one point and time they even purchased almond roca for me when they knew it was a good cause. They treated my grandma the same way, so I knew that it wasn't just a coincidence, but it really was the way that they worked.
Data as of Q1 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66841 |
| Year Chartered | 1937 |
| Employees | 638 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.08% |
| Return on Equity - YTD | 12.02% |
| Annual Interest Income | $29.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2022vs Q1 2021 | $3.53B$3.20B |
| Loans | Q1 2022vs Q1 2021 | $2.72B$2.39B |
| Deposits | Q1 2022vs Q1 2021 | $3.03B$2.77B |
| Equity Capital | Q1 2022vs Q1 2021 | $314.1MM$296.9MM |
| Loan Loss Allowance | Q1 2022vs Q1 2021 | $26.5MM$29.6MM |
| Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $2.0MM$2.1MM |
| Real Estate Owned | Q1 2022vs Q1 2021 | $0$139.00K |
