Nusenda Credit Union


Overview / Commentary
505-889-7755
4100 Pan American FWY NE
Albuquerque, NM 87107

Nusenda Credit Union is headquartered in Albuquerque and is the largest credit union in the state of New Mexico. It is also the 90th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 901 employees and 283,446 members at 30 locations. Nusenda Credit Union's money market rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Nusenda Credit Union is open to all New Mexico residents by joining the New Mexico Wilderness Alliance ($35 membership fee). Membership is also open to those who live, work, worship, or attend school in the New Mexico counties of Dona Ana, Luna, Otero, Sierra, Socorro, Taos, or Valencia. (Membership requirements are listed in the credit union's online application)
See current membership details

Reviews (2)

Overall Positive, But Current Rates Not Competitive

Posted by: |

I've had Nusenda accounts for years but will be moving on:
1) personal savings account with bare minimum on deposit, just to have a safe deposit box costing a modest $15/year. I'll be moving out of the area and will have to settle with a new bank that charges $60/year for the same size box.
2) business checking account for a small LLC; as the business savings increased I put most in a 11 month CD with Nusenda at a decent rate. I am moving the checking account functions to a CFG Bank Money Manager account that is earning 4.37% interest, so I will invest the CD funds elsewhere when the CD matures and say goodbye to Nusenda.
They have consistently been polite when I have come in to access the safe deposit box, and I haven't had any difficulties using their website.

Remember This Review When They Do The Same To You

Posted by: |

This is the absolute worst "bank" in the world. Zero ethics and accountability. I work with banks everyday and I would rather work with B of A. Yes this local CU is worse than any bank I have ever worked with. They need investigated for their credit reporting practices. As well as truth in lending. Stay far away from them.



Health
B+

Health Grade Components

Overall
NCUA #948
Year Chartered1936
Employees901
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD3.41%
Annual Interest Income$64.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$4.71B$5.1B
LoansQ1 2025vs Q1 2024$3.35B$3.19B
DepositsQ1 2025vs Q1 2024$4.16B$3.99B
Equity CapitalQ1 2025vs Q1 2024$409.7MM$375.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$33.8MM$28.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$21.1MM$14.9MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Nusenda Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Nusenda Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%$5-Holiday Club
3.75%$5-Vacation Club
0.25%$100-Non-Transaction Share

Nusenda Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$5m*-Money Market Account
OTHER TIERS: 0.25% $2.5k - $25k | 1.25% $25k - $50k | 1.50% $50k - $75k | 2.00% $75k - $100k | 3.00% $100k - $200k | 3.25% $200k+

Nusenda Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$2.5k-Dividend Checking

Nusenda Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-3 Month CD
3.90%$1k-6 Month CD
3.75%$1k-12 Month CD
3.65%$25k-18 Month CD Special
3.50%$1k-24 Month CD
3.40%$1k-36 Month Bump Rate CD
3.40%$1k-60 Month CD
3.35%$1k-48 Month CD

Nusenda Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-3 Month IRA
3.90%$500-6 Month IRA
3.75%$500-12 Month IRA
3.65%$500-18 Month IRA
3.50%$500-24 Month IRA
3.40%$500-36 Month Bump Rate IRA
3.40%$500-60 Month IRA
3.35%$500-48 Month IRA
0.25%$5-IRA Share
Locations

Availability



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