Overview / Commentary
712-546-7676
1411 Industrial Rd SW
Le Mars, IA 51031

N.W. Iowa Credit Union is headquartered in Le Mars and is the 37th largest credit union in the state of Iowa. It is also the 2,313th largest credit union in the nation. It was established in 1966 and as of December of 2018, it had grown to 10 employees and 4,919 members at 1 location. N.W. Iowa Credit Union's CD rates are 96% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Plymouth, Woodbury, O'Brian, Cherokee, Union, and Sioux Counties in Iowa.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. N.W. Iowa Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63399
Year Chartered1966
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD8.82%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$50.1MM$47.3MM
LoansQ4 2018vs Q4 2017$34.6MM$31.9MM
DepositsQ4 2018vs Q4 2017$43.7MM$41.4MM
Equity CapitalQ4 2018vs Q4 2017$6.4MM$5.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$78.00K$36.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$113.00K$118.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not N.W. Iowa Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

N.W. Iowa Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%*$100k*-IRA
OTHER TIERS: 1.76% $1 - $50k | 1.92% $50k - $100k
0.55%*$1k*-Regular Savings
OTHER TIERS: 0.45% Up to $1k
0.50%--Kirby Kangaroo
0.45%--Christmas Club

N.W. Iowa Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$50k*-Money Market Account
OTHER TIERS: 0.75% $1k - $50k

N.W. Iowa Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$1k*-Share Draft Checking
OTHER TIERS: 0.35% Up to $1k

N.W. Iowa Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.92%$5k-22 Month CD Special
2.52%*$10k*-36 Month CD
OTHER TIERS: 2.26% $1k - $10k
2.50%$5k-22 Month CD Special - New Money
2.26%*$10k*-24 Month CD
OTHER TIERS: 2.01% $1k - $10k
1.76%*$10k*-12 Month CD
OTHER TIERS: 1.51% $1k - $10k
1.50%*$10k*-6 Month CD
OTHER TIERS: 1.40% $1k - $10k
Locations


N.W. Iowa Credit Union Locations
Branch Office1411 Industrial Rd SWLe Mars, IA 51031

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