Featured Savings Rates
Featured Accounts

Nymeo Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%6+ Year IRA84 Months IRA (Traditional, Roth, CESA)
1.90%6+ Year CD84 Months Share Certificate
1.90%5-year CD60 Months Share Certificate

Overview / Commentary
855-436-4100
5210 Chairmans Ct
Frederick, MD 21703

Nymeo Federal Credit Union is headquartered in Frederick, Maryland. It was chartered in 1964.

Credit union membership is open to anyone who lives, works, worships or attends school in the City of Frederick. Please refer to the credit union’s website for the full details of credit union membership eligibility.

Nymeo has branches in the Maryland cities of Frederick, Gaithersburg, Germantown and Adelphi. Nymeo is also part of the shared branch network, CU Service Center, which allows Nymeo members to conduct many banking transactions at branches of other credit unions that are part of this network throughout the nation.

Nymeo members have surcharge-free access to thousands of ATMs in the CO-OP and AllPoint Network.

A share savings account must be maintained by each member with a $5 minimum balance.

A free checking account is available with no monthly service fee and no minimum balance requirement.

Additional noteworthy deposit products include a money market account, share certificates and Individual Retirement Accounts (IRAs). IRAs can be opened as a Traditional, Roth or Coverdell ESA.

Noteworthy services offered by Nymeo include online banking, online bill pay, mobile banking, external account-to-account transfers and Popmoney that allows sending and moving money to and from other people.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or regularly conduct business in Frederick County, Maryland. Membership is also open to immediate family of current members.
See current membership details

Related Posts

1.50% 15Mo CD Available In Frederick County, MD - 3/23/2017

https://nymeo.org/nymeo/rates-fees/ Minimum deposit is $15,000. Offer valid for new or existing money. Must have checking account with a monthly direct deposit to be eligible for special. CD will auto renew to 24 month term. New or existing money. Must be a Nymeo member.

View all posts from:


Reviews (4)

NIGHTMARE!!!!

Posted by: Llaves | Jun 27, 2013

The only reason for the rating of "2" is because the branch staff members really try very hard and diligently  to work with customers.  This rating really address the people and systems a customer never gets to see.....the ones at the other end of endless message trees and unanswered emails!  But for the  branch staff there would be no stars on this rating.

After over 25 years of great banking at my credit union...the credit union was taken over by NYMEO.... ...  Everyday is a new adventure and not a pleasant one.  Just this week I have tried to activate a credit card....no luck;  emailed for help....no response; called for help got "sorry our systems are down please call back in 1/2 hour" message; 

If you get stuck on a NYMEO phone/message  tree there is no option provided for help (or escape) so you have to start over. You just keep getting the message "you have made an invalid selection"......funny since on a couple calls I didn't even make selections.....guess I just wasn't fast enough to satisfy the 24 hour service line that was answered by a computer!   Have had to make more calls and requests for assistance in three months time than in 25 years....REALLY?  And none of this is the complex stuff of finances and banking!

Sad but true....am activly working to switch all but minimal banking to an off worksite - non credit union - bank.  If the branch staff was not  so good at trying to give great service, this would be a rating of negative stars! 

Nymeo -- The Personification Of Incompetence

I just had yet another extraordinarily frustrating interaction with Nymeo Federal Credit Union, surely the world's most poorly run credit union. The criteria for employment there are as follows: 1) No information about how to process transactions and no interest in or ability to obtain that information, 2) No knowledge of or interest in bank procedures, 3) No interest in customers needs and absolutely no intention of becoming interested. Without total ignorance and possibly hatred of the institution one works for and for its customers, one cannot be employed there. There is no reason in the world to trust ones money to this institution. DO NOT DO IT.

Stay Away!!

Posted by: Davis | Jul 23, 2011

Poor service, poor services - don't do it!

Not A Good Option

Posted by: 1Adam12 | Jul 3, 2011

07/03/2011
Went with this bank to support a local bank versus a large impersonal bank. Service is pretty bad, their website is antiquated, But, the worst part is ALL THOSE FEES!. OMG, I switched to them and started bleeding cash, Did you know that their website which refers you to "surcharge free ATMs" actually means that you indeed DO get charged with a fee? Don't know how they can do this legally, but looks like they're not worried about it. And they hold checks and direct deposits for a sufficient length of time to trigger their pricey overdraft protection. You can do better. Much better



Health

Health Grade Components

Overall
NCUA #16408
Year Chartered1964
Employees70
Primary Regulator
Profit Margin
Return on Assets - YTD-1.05%
Return on Equity - YTD-10.43%
Annual Interest Income$12.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$258.2MM$257.9MM
LoansQ4 2016vs Q4 2015$182.3MM$190.1MM
DepositsQ4 2016vs Q4 2015$223.9MM$215.3MM
Equity CapitalQ4 2016vs Q4 2015$26.0MM$28.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$5.0MM$4.6MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$3.5MM$8.4MM
Real Estate OwnedQ4 2016vs Q4 2015$120.00K$139.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

1.50% 15Mo CD Available In Frederick County, MD

Carpline   |  
https://nymeo.org/nymeo/rates-fees/

Minimum deposit is $15,000.
Offer valid for new or existing money.
Must have checking account with a monthly direct deposit to be eligible for special. CD will auto renew to 24 month term.
New or existing money.
Must be a Nymeo member.

Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Nymeo Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Nymeo Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Coverdell Education Savings Account (CESA)
0.10%--IRA Savings Accounts
0.05%--Share Savings Account
0.05%--Club Accounts

Nymeo Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market Accounts
OTHER TIERS: 0.05% $2,500 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k

Nymeo Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2,500-Checking Account

Nymeo Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%$2,500-60 Months Share Certificate
1.90%$2,500-72 Months Share Certificate
1.90%$2,500-84 Months Share Certificate
1.70%$2,500-48 - 59 Months Share Certificate
1.50%$2,500-36 - 47 Months Share Certificate
1.30%$2,500-24 - 35 Months Share Certificate
0.90%$2,500-12 Months Share Certificate
0.90%$500-18 - 23 Months Add-On Share Certificate
0.50%$2,500-6 Months Share Certificate
0.20%$2,500-91 Days Share Certificate

Nymeo Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$2,500-60 Months IRA
2.00%$2,500-72 Months IRA
2.00%$2,500-84 Months IRA
1.80%$2,500-48 - 59 Months IRA
1.60%$2,500-36 - 47 Months IRA
1.40%$2,500-24 - 35 Months IRA
1.00%$500-18 - 23 Months Add-On IRA
1.00%$2,500-12 Months IRA
0.60%$2,500-6 Month Add-On IRA
Locations


Nymeo Federal Credit Union Locations
Branch Office2800 POWDER MILL RDADELPHI, MD 20783
Branch Office193 THOMAS JOHNSON DRFREDERICK, MD 21702
Branch Office11717 EXPLORATION LNGERMANTOWN, MD 20876
Branch Office1520 FREEDMAN DRFREDERICK, MD 21702
Branch Office5301 BUCKEYSTOWN PIKE STE 205DFREDERICK, MD 21704-8380
Branch Office549 BEASLEY DRFrederick, MD 21702
Branch Office5210 Chairmans CtFREDERICK, MD 21703
Branch Office1041A W PATRICK STFREDERICK, MD 21702-3903
Branch Office1 BANK ST STE 100GAITHERSBURG, MD 20878-1501