O Bee Credit Union is headquartered in Lacey and is the 24th largest credit union in the state of Washington. It is also the 654th largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 136 employees and 35,192 members at 8 locations. O Bee Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in O Bee Credit Union is open to all State of Washington residents and Pabst employees in Texas and California.
See current membership details
Drove Me Insane - Literally
I used to work at this company from July 2017 to April of 2022. When I had first started, there were a. Lot of red flags, as a single, fat, 23 year old girl, that doesn't come from anything, my jobs(like everyone else) was how I lived, especially with no fallback.
In my time here, I will absolutely say I deserved to be fired(so do a lot of people that are still there and even in charge, so just be careful about where you keep your money, these people are slimmmmmeeeeeeyyyyy ??) for my performance that has gone to shit from the breakdown I was having from the relentless bullying I was facing from O Bee Credit Union.
I was fired, three days before my last day for coercion, which the definition is: the practice of persuading someone to do something by using force or threats. After submitting my two weeks notice and getting the okay to tell my team I did and two of them(that were planning on leaving already, they just were waiting until the fall time) decided to up their plans and leave as well. After letting my boss know, she asked if there was anything that would help them stay, I said maybe money, but I'm almost positive I had talked about their plans to leave before the end of the year for school.
If anything I believe coercion and conspiring took place to force me out, but I obviously don't matter so who cares about me.
The fact though that it's also been over two years since no longer being with the company, and over seven years since my first day there, and I still and probably won't ever recover not only financially but emotionally from even what happened in my first two years at the company.
The real loss though is my time. I won't ever get that back, I won't ever be who I was before, and I will always have to live with what they did to me. This place is fucking disgusting and so are the people there except a handful.
Anyway, I am doing really well in life and have a job I enjoy, but I mean, again I'm still crying about or like trying to figure out what even happened, so I mean. For a company with the mission statement "People helping people" they don't do that except for when they can make a good marketing strategy out of it. No joke I've heard, again, COO and CLO talk mad shit on the members, their homes, their living situations, hygiene, appearance, you name it.
This company has no plans on improving. They didn't want to stay up to date on policies and procedures or properly train their staff and this place will inevitably fail. It may not seem that way on their socials, because their are some great and talented people there, but I mean, idk, it seems like what really needs to be focused on is policy/procedure and training and the fact that they couldn't hear that without taking an actual personal attack on me is WILD.
The old CEO would jack off in his office and the trainees could see it. I literally saw a man who looked like scabbers from Harry Potter jerking his meat AT WORK WHILE TRAINING. He's gone now, most of the people behind him are there still though. He also would make a joke about someone calling him ugly in the chat and I didn't I said he looked like Scabbers, he said he thought he looked ugly, I said he looked like Scabbers.
Happy Thanksgiving y'all, forever grateful I am not longer with this company. And forever grateful to truly see how pathetic and sad some of the people that work there are. Sending my love too you, lmk if you want a copy of my book when it comes out, a lot of you make an appearance, I did change your names, but maybe I'll change them back. Don't worry, I don't think much if anything will come of my book, before you all bullied me and reminded me of how worthless I am, my family was doing that, or they died lol. When I was 8, the only real mom figure I had. I would have given a lot to have a mom to grieve. Instead, I just grieve never being loved, how quirky.
But I hope you all have fun laughing at me still and I hope all your kids get fat and they're treated the same way you all treated me. ??
Worst Bank Ever
I cashed a check for someone on a Friday and was told I could only get have them the other half once the checked cleared. So on the following Wednesday the check cleared and the money was released. On Friday the told me that the check was nsf. So the I said how could it be NSF if you cleared it and released the money to me. I was told that they give the banks an extra day to deposit the funds. But as the customer their policy is half when cashing check and other half upon clearing the check. Well I was giving the rest of the check so as the customer I'm under the impression that everything was good. The check cleared. Well they wanted me to repay the check plus the NSF fees. I said fat chance and was and still willing to take it to court. Needless to say I no longer bank there.
Worst Untruthful Credit Union Ever!
I tried to open an account for my husband who has some mental health issues I was given the runaround and as we went to the process they wanted more and more verification then proceeded to tell me that it's standard policy when in fact I know that's a lie because somebody very close to us has an account with them did it completely online which is why we chose to go that route to begin with. Big waste of time not helpful or friendly 1,000% do not recommend would give it negative 5 Stars if I could
Don’T Do Business With Them!
“They are people helping people. That's what O Bee stands for!”
They should really Rethink this mission statement.
I got approved for a car loan purchased my car through a dealership and before the first payment was due the car started falling apart. After multiple attempts to contact dealer I never got a call back to rectify the situation. I returned the car to the dealer after TWO weeks. Like I said before I was required to make the first payment. Covid happened and I was in full communication with Obee in which I was able to pay what I could.
Then I lost both my jobs and become homeless but was still paying what I could. I had to turn to a debt relief program where I would still be paying my debt but In payments that I could afford.
If what they say in their mission statement had any truth to it then I would think that they would work with people who were trying their best to pay their bills.
It wasn’t like I drove the car for months then decided “meh I don’t want this anymore” it wasn’t like I am not willing to pay my bill. According to my debt relief program they are super aggressive going after me with court summons, not caring if I’m homeless again, not willing to do payment plans to help “people” not be homeless again.
So much for their mission statement. They are liars. Don’t do business with them.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60059 |
| Year Chartered | 1955 |
| Employees | 136 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.27% |
| Return on Equity - YTD | 4.15% |
| Annual Interest Income | $9.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $628.6MM$613.5MM |
| Loans | Q1 2025vs Q1 2024 | $548.7MM$502.8MM |
| Deposits | Q1 2025vs Q1 2024 | $522MM$504.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $40.8MM$38.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $5.7MM$6.1MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $3.4MM$1.7MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |