O Bee Credit Union

Overview / Commentary
649 Woodland Square Loop Se Suite 100
Lacey, WA 98503

O Bee Credit Union is headquartered in Lacey and is the 26th largest credit union in the state of Washington. It is also the 735th largest credit union in the nation. It was established in 1955 and as of September of 2021, it had grown to 112 employees and 32,433 members at 8 locations. O Bee Credit Union has an A health rating.

Field of Membership Restrictions

Membership with O Bee Credit Union is open to those who live or work in the state of Washington.
See current membership details

Reviews (2)

Don’T Do Business With Them!

Posted by: |

“They are people helping people. That's what O Bee stands for!”
They should really Rethink this mission statement.
I got approved for a car loan purchased my car through a dealership and before the first payment was due the car started falling apart. After multiple attempts to contact dealer I never got a call back to rectify the situation. I returned the car to the dealer after TWO weeks. Like I said before I was required to make the first payment. Covid happened and I was in full communication with Obee in which I was able to pay what I could.
Then I lost both my jobs and become homeless but was still paying what I could. I had to turn to a debt relief program where I would still be paying my debt but In payments that I could afford.
If what they say in their mission statement had any truth to it then I would think that they would work with people who were trying their best to pay their bills.
It wasn’t like I drove the car for months then decided “meh I don’t want this anymore” it wasn’t like I am not willing to pay my bill. According to my debt relief program they are super aggressive going after me with court summons, not caring if I’m homeless again, not willing to do payment plans to help “people” not be homeless again.
So much for their mission statement. They are liars. Don’t do business with them.

They Will Hold Your Money At Whim Without Reason.

Posted by: |

Obee for no other reason than, "Because we can." put a hold on my account without contacting me. I was away from home and my debit card declined, at first thinking, OMG. I have been hit by a spammer since I had well over a grand in my account, and I discovered my acount only had $0.72!! Nope instead they put a hold on my PAYCHECK!! Why? Did I have overdrafts??? No. never. Did I bounce checks?? No. Never..Did I owe them money?? No. Never, Did I default on loans?? No. Never. I called them and they simply told me that they put a hold on my paycheck because federally they can. Nice huh? So I needed gas to get home, my daughter was at home, did they care? No, not really. This was on a Saturday and they said they would send and "urgent" message for someone to get back to me on MONDAY. They basically told me I needed to sleep on the street until Monday. They would not lift the hold, not even on part of my check so I could get home safely. I caught them in 3 different lies in that phone conversation. Long story short, I am lucky to be alive because I had to hitchhike home. (Nope they wouldn't call a cab for me.) Nice...they put a woman in that kind of danger with the attitude of "Oh well." Try banking at Oly credit union. They don't put holds on paychecks just for the sake of a power trip.


Health Grade Components

NCUA #60059
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD1.83%
Return on Equity - YTD23.44%
Annual Interest Income$11.5MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$456.1MM$406.0MM
LoansQ3 2021vs Q3 2020$337.5MM$307.8MM
DepositsQ3 2021vs Q3 2020$412.1MM$366.6MM
Equity CapitalQ3 2021vs Q3 2020$35.0MM$27.8MM
Secondary CapitalQ3 2021vs Q3 2020$2.0MM
Loan Loss AllowanceQ3 2021vs Q3 2020$3.3MM$4.1MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$961.00K$1.0MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not O Bee Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

O Bee Credit Union Savings Account Rates

2.02%*-$500High Rate Savings Account
OTHER TIERS: 0.02% $500+
2.02%*-$500Berenstain Bears Cub Account w/ e-statement
OTHER TIERS: 0.02% $500+
2.02%*-$500Teen Savings
OTHER TIERS: 0.02% $500+
0.02%--IRA Savings Account

O Bee Credit Union Money Market Rates

0.15%*$100k*-Money Market Account
OTHER TIERS: 0.10% $1k - $100k

O Bee Credit Union CD Rates

0.40%$500-5 Year CD
0.35%$500-4 Year CD
0.25%$500-3 Year CD
0.15%$500-2 Year CD
0.10%$500-7 - 29 Day CD
0.10%$500-90 - 179 Day CD
0.10%$500-6 Month CD
0.10%$500-1 Year CD

O Bee Credit Union IRA Rates

0.40%$500-5 Year IRA
0.35%$500-4 Year IRA
0.25%$500-3 Year IRA
0.15%$500-2 Year IRA
0.10%$500-7 - 29 Day IRA
0.10%$500-90 - 179 Day IRA
0.10%$500-6 Month IRA
0.10%$500-1 Year IRA

O Bee Credit Union Locations
Branch Office400 Cooper Point Rd SW Ste 1Olympia, WA 98502
Branch Office3900 CLEVELAND AVE SETUMWATER, WA 98501-4023
Branch Office8665 Martin Way ELACEY, WA 98516
Branch Office1201 E Yelm Ave Ste 100Yelm, WA 98597-9427
Branch Office149 Sussex Ave WTENINO, WA 98589
Branch Office8002 Pacific AveTacoma, WA 98408-5825
Corporate Office649 Woodland Square Loop SE Suite 100Lacey, WA 98503
Branch Office5062 Main StTacoma, WA 98407

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.