O Bee Credit Union

Overview / Commentary
649 Woodland Square Loop Se Suite 100
Lacey, WA 98503

O Bee Credit Union is headquartered in Lacey and is the 26th largest credit union in the state of Washington. It is also the 743rd largest credit union in the nation. It was established in 1955 and as of June of 2021, it had grown to 109 employees and 32,462 members at 8 locations. O Bee Credit Union has an A health rating.

Field of Membership Restrictions

Membership with O Bee Credit Union is open to those who live or work in the state of Washington.
See current membership details

Reviews (1)

They Will Hold Your Money At Whim Without Reason.

Posted by: |

Obee for no other reason than, "Because we can." put a hold on my account without contacting me. I was away from home and my debit card declined, at first thinking, OMG. I have been hit by a spammer since I had well over a grand in my account, and I discovered my acount only had $0.72!! Nope instead they put a hold on my PAYCHECK!! Why? Did I have overdrafts??? No. never. Did I bounce checks?? No. Never..Did I owe them money?? No. Never, Did I default on loans?? No. Never. I called them and they simply told me that they put a hold on my paycheck because federally they can. Nice huh? So I needed gas to get home, my daughter was at home, did they care? No, not really. This was on a Saturday and they said they would send and "urgent" message for someone to get back to me on MONDAY. They basically told me I needed to sleep on the street until Monday. They would not lift the hold, not even on part of my check so I could get home safely. I caught them in 3 different lies in that phone conversation. Long story short, I am lucky to be alive because I had to hitchhike home. (Nope they wouldn't call a cab for me.) Nice...they put a woman in that kind of danger with the attitude of "Oh well." Try banking at Oly credit union. They don't put holds on paychecks just for the sake of a power trip.


Health Grade Components

NCUA #60059
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD1.34%
Return on Equity - YTD18.6%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$438.8MM$385.5MM
LoansQ2 2021vs Q2 2020$329.9MM$291.7MM
DepositsQ2 2021vs Q2 2020$398.3MM$347.1MM
Equity CapitalQ2 2021vs Q2 2020$31.7MM$26.7MM
Secondary CapitalQ2 2021vs Q2 2020$2.0MM
Loan Loss AllowanceQ2 2021vs Q2 2020$3.4MM$3.9MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$985.00K$1.4MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

O Bee Credit Union Savings Account Rates

2.02%*-$500High Rate Savings Account
OTHER TIERS: 0.02% $500+
2.02%*-$500Berenstain Bears Cub Account w/ e-statement
OTHER TIERS: 0.02% $500+
2.02%*-$500Teen Savings
OTHER TIERS: 0.02% $500+
0.02%--IRA Savings Account

O Bee Credit Union Money Market Rates

0.15%*$100k*-Money Market Account
OTHER TIERS: 0.10% $1k - $100k

O Bee Credit Union CD Rates

0.40%$500-5 Year CD
0.35%$500-4 Year CD
0.25%$500-3 Year CD
0.15%$500-2 Year CD
0.10%$500-7 - 29 Day CD
0.10%$500-90 - 179 Day CD
0.10%$500-6 Month CD
0.10%$500-1 Year CD

O Bee Credit Union IRA Rates

0.40%$500-5 Year IRA
0.35%$500-4 Year IRA
0.25%$500-3 Year IRA
0.15%$500-2 Year IRA
0.10%$500-7 - 29 Day IRA
0.10%$500-90 - 179 Day IRA
0.10%$500-6 Month IRA
0.10%$500-1 Year IRA

O Bee Credit Union Locations
Branch Office400 Cooper Point Rd SW Ste 1Olympia, WA 98502
Branch Office3900 CLEVELAND AVE SETUMWATER, WA 98501-4023
Branch Office8665 Martin Way ELACEY, WA 98516
Branch Office1201 E Yelm Ave Ste 100Yelm, WA 98597-9427
Branch Office149 Sussex Ave WTENINO, WA 98589
Branch Office8002 Pacific AveTacoma, WA 98408-5825
Corporate Office649 Woodland Square Loop SE Suite 100Lacey, WA 98503
Branch Office5062 Main StTacoma, WA 98407

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