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Oak Cliff Christian Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.occfcu.org
214-672-9180
1130 W Camp Wisdom Rd
Dallas, TX 75232

Oak Cliff Christian Federal Credit Union is headquartered in Dallas and is the 333rd largest credit union in the state of Texas. It is also the 3,818th largest credit union in the nation. It was established in 2008 and as of March of 2025, it had grown to 3 employees and 1,577 members at 1 location. Oak Cliff Christian Federal Credit Union's CD rates are 4X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership in Oak Cliff Christian Federal Credit Union is open to members, employees and students of Oak Cliff Bible Fellowship and its subsidiaries.
See current membership details

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Health
C

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oak Cliff Christian Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #24804
Year Chartered2008
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD12.6%
Annual Interest Income$86K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$7MM$7.6MM
LoansQ1 2025vs Q1 2024$6MM$5.1MM
DepositsQ1 2025vs Q1 2024$6.5MM$7MM
Equity CapitalQ1 2025vs Q1 2024$393K$497K
Loan Loss AllowanceQ1 2025vs Q1 2024$136K$82K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3K$124K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Oak Cliff Christian Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100$10kCliff Kids Club Savings Account
0.01%$100-Share Savings Accounts
0.01%$100$10kChristmas Club Account

Oak Cliff Christian Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2k-Money Market Savings

Oak Cliff Christian Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-24 Months
4.25%$500-48 Months
4.00%$500-18 Month CD
3.75%$500-12 Months
3.50%$500- 6 Months
3.50%$500-36 Months
3.50%$1k-60 Month CD
Locations


Oak Cliff Christian Federal Credit Union Locations
Branch Office1130 W Camp Wisdom RdDallas, TX 75232-3404

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