Oak Cliff Christian Federal Credit Union
LOCATIONS
1
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HEALTH RATING
C-
View health report
CURRENT TOP RATE
4.50% APY
48 Months
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Overview / Commentary
Oak Cliff Christian Federal Credit Union is headquartered in Dallas and is the 337th largest credit union in the state of Texas. It is also the 3,884th largest credit union in the nation. It was established in 2008 and as of June of 2024, it had grown to 3 employees and 1,585 members at 1 location. Oak Cliff Christian Federal Credit Union's CD rates are 4X the national average, but it has a C- health rating.
Field of Membership Restrictions
Membership in Oak Cliff Christian Federal Credit Union is open to members, employees and students of Oak Cliff Bible Fellowship and its subsidiaries.
See current membership details
Health
C-
Data as of Q2 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oak Cliff Christian Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24804 |
| Year Chartered | 2008 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.19% |
| Return on Equity - YTD | 2.8% |
| Annual Interest Income | $175K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $7.2MM$7.2MM |
| Loans | Q2 2024vs Q2 2023 | $5.6MM$4.7MM |
| Deposits | Q2 2024vs Q2 2023 | $6.6MM$6.6MM |
| Equity Capital | Q2 2024vs Q2 2023 | $498K$443K |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $103K$52K |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $153K$16K |
| Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |