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Oak Cliff Christian Federal Credit Union


Overview / Commentary
www.occfcu.org
214-672-9180
1130 W Camp Wisdom Rd
Dallas, TX 75232

Oak Cliff Christian Federal Credit Union is headquartered in Dallas and is the 354th largest credit union in the state of Texas. It is also the 4,196th largest credit union in the nation. It was established in 2008 and as of December of 2021, it had grown to 2 employees and 1,998 members at 1 location. Oak Cliff Christian Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership in Oak Cliff Christian Federal Credit Union is open to members, employees and students of Oak Cliff Bible Fellowship and its subsidiaries.
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Health
C

Data as of Q4 2021

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oak Cliff Christian Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #24804
Year Chartered2008
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD2.94%
Annual Interest Income$163.00K
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$7.2MM$7.3MM
LoansQ4 2021vs Q4 2020$4.5MM$3.9MM
DepositsQ4 2021vs Q4 2020$6.5MM$6.6MM
Equity CapitalQ4 2021vs Q4 2020$511.00K$496.00K
Loan Loss AllowanceQ4 2021vs Q4 2020$65.00K$103.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$99.00K$96.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Oak Cliff Christian Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100$10kLegacy Fund
0.05%$100$10kCliff Kids Club Savings Account
0.01%$100-Share Savings Accounts
0.01%$100$10kChristmas Club Account

Oak Cliff Christian Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2k-Money Market Savings

Oak Cliff Christian Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-48 Month CD
0.45%$500-36 Month CD
0.35%$500-24 Month CD
0.25%$500-18 Month CD Special
0.15%$500-12 Month CD
0.10%$500-6 Month CD
Locations


Oak Cliff Christian Federal Credit Union Locations
Branch Office1130 W Camp Wisdom RdDallas, TX 75232-3404

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