Oak Cliff Christian Federal Credit Union
Overview / Commentary
Oak Cliff Christian Federal Credit Union is headquartered in Dallas and is the 348th largest credit union in the state of Texas. It is also the 4,107th largest credit union in the nation. It was established in 2008 and as of September of 2022, it had grown to 3 employees and 1,835 members at 1 location. Oak Cliff Christian Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership in Oak Cliff Christian Federal Credit Union is open to members, employees and students of Oak Cliff Bible Fellowship and its subsidiaries.
See current membership details
Health
C+
Data as of Q3 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oak Cliff Christian Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24804 |
| Year Chartered | 2008 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.31% |
| Return on Equity - YTD | -21.94% |
| Annual Interest Income | $135.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $7.4MM$7.2MM |
| Loans | Q3 2022vs Q3 2021 | $4.3MM$4.5MM |
| Deposits | Q3 2022vs Q3 2021 | $6.7MM$6.4MM |
| Equity Capital | Q3 2022vs Q3 2021 | $439.00K$501.00K |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $103.00K$72.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $69.00K$117.00K |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |