Oak Cliff Christian Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.occfcu.org

214-672-9180

1130 W Camp Wisdom Rd
Dallas, TX 75232

Oak Cliff Christian Federal Credit Union is headquartered in Dallas and is the 337^th largest credit union in the state of Texas. It is also the 3,860^th largest credit union in the nation. It was established in 2008 and as of December of 2024, it had grown to 3 employees and 1,564 members at 1 location. Oak Cliff Christian Federal Credit Union's CD rates are 4X the national average, but it has a C- health rating.

Field of Membership Restrictions

Membership in Oak Cliff Christian Federal Credit Union is open to members, employees and students of Oak Cliff Bible Fellowship and its subsidiaries.
See current membership details

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Health

C-

Data as of Q4 2024

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oak Cliff Christian Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	24804
Year Chartered	2008
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	-1.63%
Return on Equity - YTD	-28.45%
Annual Interest Income	$349K

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$6.8MM$7.6MM
Loans	Q4 2024vs Q4 2023	$5.8MM$5.1MM
Deposits	Q4 2024vs Q4 2023	$6.4MM$7.1MM
Equity Capital	Q4 2024vs Q4 2023	$381K$490K
Loan Loss Allowance	Q4 2024vs Q4 2023	$134K$61K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$55K$7K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD

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Oak Cliff Christian Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$100	$10k	Cliff Kids Club Savings Account
0.01%	$100	-	Share Savings Accounts
0.01%	$100	$10k	Christmas Club Account

Oak Cliff Christian Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$2k	-	Money Market Savings

Oak Cliff Christian Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$500	-	24 Months
4.25%	$500	-	48 Months
4.00%	$500	-	18 Month CD
3.75%	$500	-	12 Months
3.50%	$500	-	6 Months
3.50%	$500	-	36 Months
3.50%	$1k	-	60 Month CD

Locations

Oak Cliff Christian Federal Credit Union Locations
Branch Office	1130 W Camp Wisdom Rd	Dallas, TX 75232-3404

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