Oak Cliff Christian Federal Credit Union
LOCATIONS
1
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HEALTH RATING
C
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CURRENT TOP RATE
1.61% APY
48 Month CD
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Overview / Commentary
Oak Cliff Christian Federal Credit Union is headquartered in Dallas and is the 353rd largest credit union in the state of Texas. It is also the 4,237th largest credit union in the nation. It was established in 2008 and as of December of 2020, it had grown to 3 employees and 2,007 members at 1 location. Oak Cliff Christian Federal Credit Union has a C health rating.
Field of Membership Restrictions
Membership in Oak Cliff Christian Federal Credit Union is open to members, employees and students of Oak Cliff Bible Fellowship and its subsidiaries.
See current membership details
Health
C
Data as of Q4 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oak Cliff Christian Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24804 |
| Year Chartered | 2008 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.49% |
| Return on Equity - YTD | -7.26% |
| Annual Interest Income | $127.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $7.3MM$6.3MM |
| Loans | Q4 2020vs Q4 2019 | $3.9MM$4.1MM |
| Deposits | Q4 2020vs Q4 2019 | $6.6MM$5.5MM |
| Equity Capital | Q4 2020vs Q4 2019 | $496.00K$533.00K |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $103.00K$76.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $96.00K$104.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |