Oak Cliff Christian Federal Credit Union

Overview / Commentary
1130 W Camp Wisdom Rd
Dallas, TX 75232

Oak Cliff Christian Federal Credit Union is headquartered in Dallas and is the 353rd largest credit union in the state of Texas. It is also the 4,244th largest credit union in the nation. It was established in 2008 and as of September of 2020, it had grown to 3 employees and 2,007 members at 1 location. Oak Cliff Christian Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership in Oak Cliff Christian Federal Credit Union is open to members, employees and students of Oak Cliff Bible Fellowship and its subsidiaries.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oak Cliff Christian Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #24804
Year Chartered2008
Primary Regulator
Profit Margin
Return on Assets - YTD-0.68%
Return on Equity - YTD-9.68%
Annual Interest Income$127.00K
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$7.3MM$6.0MM
LoansQ3 2020vs Q3 2019$3.9MM$4.0MM
DepositsQ3 2020vs Q3 2019$6.6MM$5.4MM
Equity CapitalQ3 2020vs Q3 2019$496.00K$545.00K
Loan Loss AllowanceQ3 2020vs Q3 2019$103.00K$57.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$96.00K$76.00K
Real Estate OwnedQ3 2020vs Q3 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oak Cliff Christian Federal Credit Union Savings Account Rates

0.55%*$10k*-Legacy Fund
OTHER TIERS: 0.30% $100 - $10k
0.20%$100-Share Savings Accounts
0.20%$100-Christmas Club Account
0.20%$100-Cliff Kids Club Savings Account

Oak Cliff Christian Federal Credit Union Money Market Rates

0.25%$2k-Money Market Savings

Oak Cliff Christian Federal Credit Union CD Rates

1.61%$500-48 Month CD
1.26%$500-36 Month CD
1.26%$500-18 Month CD Special
1.00%$500-24 Month CD
0.55%$500-12 Month CD
0.35%$500-6 Month CD

Oak Cliff Christian Federal Credit Union Locations
Branch Office1130 W Camp Wisdom RdDallas, TX 75232-3404

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