Oakworth Capital Bank

Overview / Commentary
850 Shades Creek Parkway
Birmingham, AL 35209

Oakworth Capital Bank is headquartered in Birmingham and is the 13th largest bank in the state of Alabama. It is also the 982nd largest bank in the nation. It was established in 2008 and as of September of 2021, it had grown to 116 employees at 3 locations. Oakworth Capital Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #58783
Year Established2008
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD12.45%
Annual Interest Income$23.5MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$1.01B$844.4MM
LoansQ3 2021vs Q3 2020$698.7MM$692.9MM
DepositsQ3 2021vs Q3 2020$911.2MM$726.1MM
Equity CapitalQ3 2021vs Q3 2020$92.3MM$82.8MM
Loan Loss AllowanceQ3 2021vs Q3 2020$8.8MM$8.0MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$0$0
Real Estate OwnedQ3 2021vs Q3 2020$0$0

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Oakworth Capital Bank Locations
Oakworth Capital Bank850 Shades Creek ParkwayBirmingham, AL 35209
Mobile OfficeOne St. Louis Street Centre, Suite 3200Mobile, AL 36602
Middle Tennessee Office Branch5511 Virginia WayBrentwood, TN 37027

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