Overview / Commentary
Oakworth Capital Bank is headquartered in BIRMINGHAM and is the 9th largest bank in the state of Alabama. It is also the 698th largest bank in the nation. It was established in 2008 and as of December of 2023, it had grown to 157 employees at 4 locations. Oakworth Capital Bank has an A health rating.
Health
A
Data as of Q4 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58783 |
| Year Established | 2008 |
| Employees | 157 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.46% |
| Return on Equity - YTD | 5.37% |
| Annual Interest Income | $82.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2023vs Q4 2022 | $1.6B$1.34B |
| Loans | Q4 2023vs Q4 2022 | $1.23B$962.7MM |
| Deposits | Q4 2023vs Q4 2022 | $1.45B$1.2B |
| Equity Capital | Q4 2023vs Q4 2022 | $133.2MM$112.8MM |
| Loan Loss Allowance | Q4 2023vs Q4 2022 | $14.7MM$11.7MM |
| Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $5.3MM$0 |
| Real Estate Owned | Q4 2023vs Q4 2022 | $0$0 |