Ocala Community Credit Union

Overview / Commentary

www.ocalacommunitycu.com

352-629-7596

2675 SE 36th Ave
Ocala, FL 34471

Ocala Community Credit Union is headquartered in Ocala and is the 94^th largest credit union in the state of Florida. It is also the 2,710^th largest credit union in the nation. It was established in 1953 and as of December of 2020, it had grown to 10 employees and 2,992 members at 2 locations. Ocala Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to the following: 1) those who live or work in the City of Ocala; 2) those who live, work, attend school or worship in Silver Springs, Belleview, Dunnellon, and Anthony in Florida; 3) employees of the City of Ocala.
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Reviews (1)

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Ocala Community Credit Union

Posted by: toosteve352 | Feb 15, 2020

OCCU use to be a very good Credit Union but now just the same as your larger banks. There rates in many ways are not competitive any more.

Comment

Health

B+

Data as of Q4 2020

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ocala Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	67938
Year Chartered	1953
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.41%
Return on Equity - YTD	3.87%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$39.1MM$33.3MM
Loans	Q4 2020vs Q4 2019	$19.0MM$19.5MM
Deposits	Q4 2020vs Q4 2019	$34.6MM$29.0MM
Equity Capital	Q4 2020vs Q4 2019	$4.1MM$3.9MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$168.00K$138.00K
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$166.00K$64.00K
Real Estate Owned	Q4 2020vs Q4 2019	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Ocala Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocala Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	-	-	IRA Savings Account
0.10%	$5	-	Share Savings Account
0.10%	-	-	Christmas Club Account
0.10%	-	-	Health Savings Account

Ocala Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$25k^*	-	Money Management Account
OTHER TIERS: 0.01% → $100 - $2.5k \| 0.05% → $2.5k - $25k

Ocala Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$2.5k	-	Premium Checking Account

Ocala Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$50k^*	-	60 Month CD
OTHER TIERS: 0.50% → $500 - $50k
0.50%^*	$50k^*	-	48 Month CD
OTHER TIERS: 0.45% → $500 - $50k
0.45%^*	$50k^*	-	24 Month CD
OTHER TIERS: 0.35% → $500 - $50k
0.45%^*	$50k^*	-	36 Month CD
OTHER TIERS: 0.40% → $500 - $50k
0.35%^*	$50k^*	-	12 Month CD
OTHER TIERS: 0.25% → $500 - $50k
0.25%^*	$50k^*	-	6 Month CD
OTHER TIERS: 0.10% → $500 - $50k
0.10%^*	$50k^*	-	90 Day CD
OTHER TIERS: 0.05% → $500 - $50k

Ocala Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$50k^*	-	60 Month IRA Certificate
OTHER TIERS: 0.50% → $500 - $50k
0.50%^*	$50k^*	-	48 Month IRA Certificate
OTHER TIERS: 0.45% → $500 - $50k
0.45%^*	$50k^*	-	24 Month IRA Certificate
OTHER TIERS: 0.35% → $500 - $50k
0.45%^*	$50k^*	-	36 Month IRA Certificate
OTHER TIERS: 0.40% → $500 - $50k
0.35%^*	$50k^*	-	12 Month IRA Certificate
OTHER TIERS: 0.25% → $500 - $50k

Locations

Ocala Community Credit Union Locations
Branch Office	2675 SE 36th Ave	Ocala, FL 34471
Branch Office	190 Marion Oaks Blvd	Ocala, FL 34473-2215

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