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Ocala Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ocalacommunitycu.com
352-629-7596
2675 SE 36th Ave
Ocala, FL 34471

Ocala Community Credit Union is headquartered in Ocala and is the 84th largest credit union in the state of Florida. It is also the 2,445th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 9 employees and 2,713 members at 1 location. Ocala Community Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Ocala Community Credit Union is open to those who live or work in Marion County, Florida. Immediate family members of any membership-eligible individual are also eligible to join.
See current membership details

Reviews (1)

Go Somewhere Else.

Posted by: |

In hindsight there is dishonesty from what employees tell members. Not a good place.

1


Health
B

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ocala Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67938
Year Chartered1953
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD5.64%
Annual Interest Income$443K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$49.5MM$50.5MM
LoansQ1 2025vs Q1 2024$17.4MM$19.5MM
DepositsQ1 2025vs Q1 2024$44.3MM$45.4MM
Equity CapitalQ1 2025vs Q1 2024$4.6MM$4.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$219K$220K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$22K$221K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Ocala Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocala Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$5-Share Savings Account
0.30%$0-Christmas Club Account
0.10%$0-Health Savings Account

Ocala Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$50k*-Money Market Account
OTHER TIERS: 0.20% → $100 - $2.5k | 0.40% → $2.5k - $10k | 0.50% → $10k - $25k | 0.60% → $25k - $50k

Ocala Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Premium Checking Account
OTHER TIERS: 0.02% → $2.5k - $10k

Ocala Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$500-12 Month CD
3.65%$500-6 Month CD
3.05%$500-48 Month CD
3.05%$500-60 Month CD
3.00%$500-36 Month CD
2.90%$500-90 Day CD
2.76%$500-24 Month CD

Ocala Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$0-IRA Savings Account
3.80%$500-12 Month IRA Certificate
3.05%$500-48 Month IRA Certificate
3.05%$500-60 Month IRA Certificate
3.00%$500-36 Month IRA Certificate
2.76%$500-24 Month IRA Certificate
Locations


Ocala Community Credit Union Locations
Branch Office2675 SE 36th AveOcala, FL 34471

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