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Ocala Community Credit Union


Overview / Commentary
www.ocalacommunitycu.com
352-629-7596
2675 SE 36th Ave
Ocala, FL 34471

Ocala Community Credit Union is headquartered in Ocala and is the 90th largest credit union in the state of Florida. It is also the 2,608th largest credit union in the nation. It was established in 1953 and as of December of 2021, it had grown to 11 employees and 2,960 members at 2 locations. Ocala Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to the following: 1) those who live or work in the City of Ocala; 2) those who live, work, attend school or worship in Silver Springs, Belleview, Dunnellon, and Anthony in Florida; 3) employees of the City of Ocala.
See current membership details

Reviews (2)

Go Somewhere Else.

Posted by: |

In hindsight there is dishonesty from what employees tell members. Not a good place.

1

Ocala Community Credit Union

Posted by: |

OCCU use to be a very good Credit Union but now just the same as your larger banks. There rates in many ways are not competitive any more.

2


Health
B+

Data as of Q4 2021

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ocala Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67938
Year Chartered1953
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD4.02%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$45.2MM$39.1MM
LoansQ4 2021vs Q4 2020$17.9MM$19.0MM
DepositsQ4 2021vs Q4 2020$40.6MM$34.6MM
Equity CapitalQ4 2021vs Q4 2020$4.3MM$4.1MM
Loan Loss AllowanceQ4 2021vs Q4 2020$138.00K$168.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$155.00K$166.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Ocala Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocala Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--IRA Savings Account
0.10%$5-Share Savings Account
0.10%--Christmas Club Account
0.10%--Health Savings Account

Ocala Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-Money Management Account
OTHER TIERS: 0.01% → $100 - $25k | 0.05% → $25k - $50k

Ocala Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$2.5k-Premium Checking Account

Ocala Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-60 Month CD
OTHER TIERS: 0.45% → $500 - $50k
0.40%*$50k*-48 Month CD
OTHER TIERS: 0.35% → $500 - $50k
0.35%*$50k*-24 Month CD
OTHER TIERS: 0.25% → $500 - $50k
0.35%*$50k*-36 Month CD
OTHER TIERS: 0.30% → $500 - $50k
0.15%*$50k*-6 Month CD
OTHER TIERS: 0.05% → $500 - $50k
0.15%$500-12 Month CD
0.01%$500-90 Day CD

Ocala Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-60 Month IRA Certificate
OTHER TIERS: 0.45% → $500 - $50k
0.40%*$50k*-48 Month IRA Certificate
OTHER TIERS: 0.35% → $500 - $50k
0.35%*$50k*-24 Month IRA Certificate
OTHER TIERS: 0.25% → $500 - $50k
0.35%*$50k*-36 Month IRA Certificate
OTHER TIERS: 0.30% → $500 - $50k
0.15%$500-12 Month IRA Certificate
Locations


Ocala Community Credit Union Locations
Branch Office2675 SE 36th AveOcala, FL 34471
Branch Office190 Marion Oaks BlvdOcala, FL 34473-2215

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