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780 N.W. 42nd Avenue
Miami, FL 33126

Ocean Bank is headquartered in Miami and is the 10th largest bank in the state of Florida. It is also the 258th largest bank in the nation. It was established in 1982 and as of September of 2017, it had grown to 697 employees at 21 locations. Ocean Bank has an A health rating.

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1.80% 24 Month & 1.25% 4 Month CD Specials In South Florida - 8/9/2017

Ocean Bank CD specials: 1.80% APY 24 month 1.25% APY 4 month $2,500 minimum New money only https://www.oceanbank.com/cd_ad.html

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Reviews (1)

Ocean Bank is a bank that provides personalized service without being pretentious.

Posted by: LG | Oct 5, 2015

I was looking for free checking, (true free checking), and I was tired of the bigger banks where you are just a number. There is a local bank, here in Hialeah, that has been around for years, so I decided to check them out. I went online and found out about their checking accounts. I was pleasantly surprised that they offered just as good as the bigger banks. I went to the local branch because I wanted to be sure of how attentive they were going to be and that I understood what they had to offer. I was blown away with how attentive they were. We sat down and went over the features of all of the checking accounts, what would work best for me. We talked about CD's and savings accounts and I was so impressed that I ended up opening a CD with them. They have excellent customer service, they go well beyond the norm to try and provide the best options for you. I have since opened a savings account with them as well.


Health Grade Components

FDIC Certificate #24156
Year Established1982
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD7.39%
Annual Interest Income$112.5MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$3.83B$3.42B
LoansQ3 2017vs Q3 2016$3.01B$2.68B
DepositsQ3 2017vs Q3 2016$3.27B$2.93B
Equity CapitalQ3 2017vs Q3 2016$450.2MM$431.3MM
Loan Loss AllowanceQ3 2017vs Q3 2016$38.6MM$35.9MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$20.1MM$14.6MM
Real Estate OwnedQ3 2017vs Q3 2016$9.2MM$10.5MM
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Ocean Bank CD Rates

1.80%$2,500-24 Month CD Special - New Money
1.25%$2,500-4 Month CD Special - New Money