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Reviews (1)

Ocean Bank is a bank that provides personalized service without being pretentious.

Posted by: LG | Oct 5, 2015

I was looking for free checking, (true free checking), and I was tired of the bigger banks where you are just a number. There is a local bank, here in Hialeah, that has been around for years, so I decided to check them out. I went online and found out about their checking accounts. I was pleasantly surprised that they offered just as good as the bigger banks. I went to the local branch because I wanted to be sure of how attentive they were going to be and that I understood what they had to offer. I was blown away with how attentive they were. We sat down and went over the features of all of the checking accounts, what would work best for me. We talked about CD's and savings accounts and I was so impressed that I ended up opening a CD with them. They have excellent customer service, they go well beyond the norm to try and provide the best options for you. I have since opened a savings account with them as well.


Health Grade Components

FDIC Certificate #24156
Year Established1982
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD6%
Annual Interest Income$133.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$3.39B$3.30B
LoansQ4 2016vs Q4 2015$2.77B$2.47B
DepositsQ4 2016vs Q4 2015$2.88B$2.79B
Equity CapitalQ4 2016vs Q4 2015$425.6MM$411.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$36.5MM$35.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$10.4MM$20.3MM
Real Estate OwnedQ4 2016vs Q4 2015$10.4MM$30.4MM

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Ocean Bank has 22 locations. Click to view all Ocean Bank locations.