Ocean Bank

Reviews (1)

Ocean Bank is a bank that provides personalized service without being pretentious.

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I was looking for free checking, (true free checking), and I was tired of the bigger banks where you are just a number. There is a local bank, here in Hialeah, that has been around for years, so I decided to check them out. I went online and found out about their checking accounts. I was pleasantly surprised that they offered just as good as the bigger banks. I went to the local branch because I wanted to be sure of how attentive they were going to be and that I understood what they had to offer. I was blown away with how attentive they were. We sat down and went over the features of all of the checking accounts, what would work best for me. We talked about CD's and savings accounts and I was so impressed that I ended up opening a CD with them. They have excellent customer service, they go well beyond the norm to try and provide the best options for you. I have since opened a savings account with them as well.


Health Grade Components

FDIC Certificate #24156
Year Established1982
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD9.69%
Annual Interest Income$84.0MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$4.81B$4.57B
LoansQ2 2021vs Q2 2020$3.76B$3.63B
DepositsQ2 2021vs Q2 2020$4.24B$3.82B
Equity CapitalQ2 2021vs Q2 2020$539.5MM$492.3MM
Loan Loss AllowanceQ2 2021vs Q2 2020$64.2MM$55.9MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$9.5MM$28.9MM
Real Estate OwnedQ2 2021vs Q2 2020$567.00K$5.6MM

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