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780 N.W. 42nd Avenue
Miami, FL 33126

Ocean Bank is headquartered in Miami and is the 9th largest bank in the state of Florida. It is also the 266th largest bank in the nation. It was established in 1982 and as of March of 2018, it had grown to 692 employees at 20 locations. Ocean Bank has an A health rating.

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1.80% 24 Month & 1.25% 4 Month CD Specials In South Florida - 8/9/2017

Ocean Bank CD specials: 1.80% APY 24 month 1.25% APY 4 month $2,500 minimum New money only https://www.oceanbank.com/cd_ad.html

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Reviews (1)

Ocean Bank is a bank that provides personalized service without being pretentious.

Posted by: LG | Oct 5, 2015

I was looking for free checking, (true free checking), and I was tired of the bigger banks where you are just a number. There is a local bank, here in Hialeah, that has been around for years, so I decided to check them out. I went online and found out about their checking accounts. I was pleasantly surprised that they offered just as good as the bigger banks. I went to the local branch because I wanted to be sure of how attentive they were going to be and that I understood what they had to offer. I was blown away with how attentive they were. We sat down and went over the features of all of the checking accounts, what would work best for me. We talked about CD's and savings accounts and I was so impressed that I ended up opening a CD with them. They have excellent customer service, they go well beyond the norm to try and provide the best options for you. I have since opened a savings account with them as well.


Health Grade Components

FDIC Certificate #24156
Year Established1982
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD12.33%
Annual Interest Income$39.3MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$3.75B$3.57B
LoansQ1 2018vs Q1 2017$3.02B$2.85B
DepositsQ1 2018vs Q1 2017$3.22B$3.05B
Equity CapitalQ1 2018vs Q1 2017$437.5MM$433.1MM
Loan Loss AllowanceQ1 2018vs Q1 2017$42.2MM$36.5MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$14.6MM$10.7MM
Real Estate OwnedQ1 2018vs Q1 2017$10.7MM$9.9MM
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Ocean Bank CD Rates

1.80%$2,500-24 Month CD Special - New Money
1.25%$2,500-4 Month CD Special - New Money


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