Ocean Bank


Reviews (1)

Ocean Bank is a bank that provides personalized service without being pretentious.

Posted by: |

I was looking for free checking, (true free checking), and I was tired of the bigger banks where you are just a number. There is a local bank, here in Hialeah, that has been around for years, so I decided to check them out. I went online and found out about their checking accounts. I was pleasantly surprised that they offered just as good as the bigger banks. I went to the local branch because I wanted to be sure of how attentive they were going to be and that I understood what they had to offer. I was blown away with how attentive they were. We sat down and went over the features of all of the checking accounts, what would work best for me. We talked about CD's and savings accounts and I was so impressed that I ended up opening a CD with them. They have excellent customer service, they go well beyond the norm to try and provide the best options for you. I have since opened a savings account with them as well.



Health
A+

Health Grade Components

Overall
FDIC Certificate #24156
Year Established1982
Employees656
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD8.89%
Annual Interest Income$41.1MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$4.70B$4.08B
LoansQ1 2021vs Q1 2020$3.67B$3.29B
DepositsQ1 2021vs Q1 2020$4.12B$3.42B
Equity CapitalQ1 2021vs Q1 2020$524.1MM$482.1MM
Loan Loss AllowanceQ1 2021vs Q1 2020$63.1MM$50.3MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$20.3MM$9.1MM
Real Estate OwnedQ1 2021vs Q1 2020$5.1MM$7.3MM
Rates

Sorry, we do not have rate data for Ocean Bank.

Locations

Availability



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