Ocean Bank


Reviews (1)

Ocean Bank is a bank that provides personalized service without being pretentious.

Posted by: |

I was looking for free checking, (true free checking), and I was tired of the bigger banks where you are just a number. There is a local bank, here in Hialeah, that has been around for years, so I decided to check them out. I went online and found out about their checking accounts. I was pleasantly surprised that they offered just as good as the bigger banks. I went to the local branch because I wanted to be sure of how attentive they were going to be and that I understood what they had to offer. I was blown away with how attentive they were. We sat down and went over the features of all of the checking accounts, what would work best for me. We talked about CD's and savings accounts and I was so impressed that I ended up opening a CD with them. They have excellent customer service, they go well beyond the norm to try and provide the best options for you. I have since opened a savings account with them as well.



Health
B+

Health Grade Components

Overall
FDIC Certificate #24156
Year Established1982
Employees658
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD3.81%
Annual Interest Income$82.4MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$4.57B$4.31B
LoansQ2 2020vs Q2 2019$3.63B$3.15B
DepositsQ2 2020vs Q2 2019$3.82B$3.69B
Equity CapitalQ2 2020vs Q2 2019$492.3MM$475.9MM
Loan Loss AllowanceQ2 2020vs Q2 2019$55.9MM$47.7MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$28.9MM$7.8MM
Real Estate OwnedQ2 2020vs Q2 2019$5.6MM$6.0MM
Rates

Sorry, we do not have rate data for Ocean Bank.

Locations

Availability

Miami Area

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