Ocean Bank


Reviews (2)

Commercial Deal

Posted by: |

As a real estate professional in the FL market, its refreshing to work with a lender that is proactive with potential obstacles during a real estate transaction. I worked directly with Ryan Welsch from the Fort Lauderdale location. The entire team at Ocean Bank were extremely helpful, accessible and knowledgable during the process. I WILL refer my future clients to this lender, both commercial and residential.

Ocean Bank is a bank that provides personalized service without being pretentious.

Posted by: |

I was looking for free checking, (true free checking), and I was tired of the bigger banks where you are just a number. There is a local bank, here in Hialeah, that has been around for years, so I decided to check them out. I went online and found out about their checking accounts. I was pleasantly surprised that they offered just as good as the bigger banks. I went to the local branch because I wanted to be sure of how attentive they were going to be and that I understood what they had to offer. I was blown away with how attentive they were. We sat down and went over the features of all of the checking accounts, what would work best for me. We talked about CD's and savings accounts and I was so impressed that I ended up opening a CD with them. They have excellent customer service, they go well beyond the norm to try and provide the best options for you. I have since opened a savings account with them as well.



Health
A+

Health Grade Components

Overall
FDIC Certificate #24156
Year Established1982
Employees644
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.37%
Annual Interest Income$89.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$5.40B$4.81B
LoansQ2 2022vs Q2 2021$4.09B$3.76B
DepositsQ2 2022vs Q2 2021$4.83B$4.24B
Equity CapitalQ2 2022vs Q2 2021$532.2MM$539.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$66.4MM$64.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$6.0MM$9.5MM
Real Estate OwnedQ2 2022vs Q2 2021$382.00K$567.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Ocean Personal Savings
OTHER TIERS: 0.10% Any amount
0.20%*$100k*-Ocean Personal Savings - Young Saver
OTHER TIERS: 0.10% Any amount

Ocean Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2.5k-8 Month CD
Locations

Availability



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