Ocean Bank

Reviews (1)

Ocean Bank is a bank that provides personalized service without being pretentious.

Posted by: |

I was looking for free checking, (true free checking), and I was tired of the bigger banks where you are just a number. There is a local bank, here in Hialeah, that has been around for years, so I decided to check them out. I went online and found out about their checking accounts. I was pleasantly surprised that they offered just as good as the bigger banks. I went to the local branch because I wanted to be sure of how attentive they were going to be and that I understood what they had to offer. I was blown away with how attentive they were. We sat down and went over the features of all of the checking accounts, what would work best for me. We talked about CD's and savings accounts and I was so impressed that I ended up opening a CD with them. They have excellent customer service, they go well beyond the norm to try and provide the best options for you. I have since opened a savings account with them as well.


Health Grade Components

FDIC Certificate #24156
Year Established1982
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD6.44%
Annual Interest Income$163.1MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$4.53B$4.31B
LoansQ4 2020vs Q4 2019$3.71B$3.27B
DepositsQ4 2020vs Q4 2019$3.93B$3.68B
Equity CapitalQ4 2020vs Q4 2019$516.1MM$476.9MM
Loan Loss AllowanceQ4 2020vs Q4 2019$62.6MM$48.3MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$20.6MM$9.7MM
Real Estate OwnedQ4 2020vs Q4 2019$3.8MM$7.4MM

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