Ocean Bank

Reviews (2)

Commercial Deal

Posted by: |

As a real estate professional in the FL market, its refreshing to work with a lender that is proactive with potential obstacles during a real estate transaction. I worked directly with Ryan Welsch from the Fort Lauderdale location. The entire team at Ocean Bank were extremely helpful, accessible and knowledgable during the process. I WILL refer my future clients to this lender, both commercial and residential.

Ocean Bank is a bank that provides personalized service without being pretentious.

Posted by: |

I was looking for free checking, (true free checking), and I was tired of the bigger banks where you are just a number. There is a local bank, here in Hialeah, that has been around for years, so I decided to check them out. I went online and found out about their checking accounts. I was pleasantly surprised that they offered just as good as the bigger banks. I went to the local branch because I wanted to be sure of how attentive they were going to be and that I understood what they had to offer. I was blown away with how attentive they were. We sat down and went over the features of all of the checking accounts, what would work best for me. We talked about CD's and savings accounts and I was so impressed that I ended up opening a CD with them. They have excellent customer service, they go well beyond the norm to try and provide the best options for you. I have since opened a savings account with them as well.


Health Grade Components

FDIC Certificate #24156
Year Established1982
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD8.63%
Annual Interest Income$42.0MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$5.37B$4.70B
LoansQ1 2022vs Q1 2021$3.87B$3.67B
DepositsQ1 2022vs Q1 2021$4.80B$4.12B
Equity CapitalQ1 2022vs Q1 2021$533.0MM$524.1MM
Loan Loss AllowanceQ1 2022vs Q1 2021$64.2MM$63.1MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$6.1MM$20.3MM
Real Estate OwnedQ1 2022vs Q1 2021$384.00K$5.1MM

Sorry, we do not have rate data for Ocean Bank.



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