Ocean Financial Federal Credit Union

Overview / Commentary
45 Atlantic Ave
Oceanside, NY 11572

Field of Membership Restrictions

Membership to Ocean Financial Federal Credit Union is open to all Catholics, members of any of several affiliated Catholic groups located in New York, and family members of those eligible.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Due to issues with the NCUA financial data for Q3 2022, some data may not be correct. Please contact the credit union for the latest financial data.

NCUA #19269
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD13.57%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$380.2MM$387.1MM
LoansQ3 2022vs Q3 2021$235.0MM$202.7MM
DepositsQ3 2022vs Q3 2021$363.1MM$356.6MM
Equity CapitalQ3 2022vs Q3 2021$15.5MM$29.5MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.5MM$1.6MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$2.5MM$2.1MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Ocean Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Financial Federal Credit Union Savings Account Rates

4.00%-$1kYouth Savings
0.90%*$300k*-Super Saver Account
OTHER TIERS: 0.60% $5 - $1k | 0.65% $1k - $25k | 0.70% $25k - $50k | 0.75% $50k - $100k | 0.80% $100k - $300k
0.25%--IRA Savings Account
0.10%--Regular Savings Account
0.10%--Escrow Account
0.10%--Christmas Club
0.10%--Vacation Club Account

Ocean Financial Federal Credit Union CD Rates

3.50%$500-13 Month Promotional Share Certificate
3.50%$100-Youth 13 Month Promotional Share Certificate
3.00%$500-5 Year Share Certificate
3.00%$100-Youth 5 Year Share Certificate
2.95%$500-4 Year Share Certificate
2.95%$100-Youth 4 Year Share Certificate
2.90%$500-3 Year Share Certificate
2.90%$100-Youth 3 Year Share Certificate
2.85%$500-2 Year Share Certificate
2.85%$100-Youth 2 Year Share Certificate
2.50%$500-1 Year Share Certificate
2.50%$100-Youth 1 Year Share Certificate
1.50%$500-6 Month Share Certificate
1.50%$100-Youth 6 Month Share Certificate

Ocean Financial Federal Credit Union IRA Rates

3.50%$500-13 Month Promotional IRA Certificate
3.00%$500-5 Year IRA Certificate
2.95%$500-4 Year IRA Certificate
2.90%$500-3 Year IRA Certificate
2.85%$500-2 Year IRA Certificate
2.50%$500-1 Year IRA Certificate
1.50%$500-6 Month IRA Certificate

Ocean Financial Federal Credit Union Locations
Branch Office45 Atlantic AveOceanside, NY 11572-2035
Branch Office4050 Merrick RdSeaford, NY 11783

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.