Ocean Financial Federal Credit Union

Overview / Commentary
45 Atlantic Ave
Oceanside, NY 11572

Ocean Financial Federal Credit Union is headquartered in Oceanside and is the 41st largest credit union in the state of New York. It is also the 834th largest credit union in the nation. It was established in 1969 and as of June of 2021, it had grown to 39 employees and 14,693 members at 2 locations. Ocean Financial Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership to Ocean Financial Federal Credit Union is open to all Catholics, members of any of several affiliated Catholic groups located in New York, and family members of those eligible.
See current membership details


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Health Grade Components

NCUA #19269
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD8.64%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$376.9MM$345.3MM
LoansQ2 2021vs Q2 2020$202.9MM$201.7MM
DepositsQ2 2021vs Q2 2020$348.2MM$316.8MM
Equity CapitalQ2 2021vs Q2 2020$27.8MM$27.7MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.6MM$1.5MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.7MM$3.0MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Financial Federal Credit Union Savings Account Rates

4.00%$1k-Youth Savings
0.35%*$300k*-Super Saver Account
OTHER TIERS: 0.15% $100 - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $300k
0.25%--IRA Savings Account
0.10%--Regular Savings Account
0.10%--Escrow Account
0.10%--Christmas Club
0.10%--Vacation Club Account

Ocean Financial Federal Credit Union CD Rates

0.85%$1k-5 Year Share Certificate
0.85%$100-Youth 5 Year Share Certificate
0.70%$1k-4 Year Share Certificate
0.70%$100-Youth 4 Year Share Certificate
0.60%$1k-3 Year Share Certificate
0.60%$100-Youth 3 Year Share Certificate
0.50%$1k-2 Year Share Certificate
0.50%$100-Youth 2 Year Share Certificate
0.40%$1k-1 Year Share Certificate
0.40%$100-Youth 1 Year Share Certificate
0.35%$1k-6 Month Share Certificate
0.35%$100-Youth 6 Month Share Certificate

Ocean Financial Federal Credit Union IRA Rates

0.85%$1k-5 Year IRA Certificate
0.70%$1k-4 Year IRA Certificate
0.60%$1k-3 Year IRA Certificate
0.50%$1k-2 Year IRA Certificate
0.40%$1k-1 Year IRA Certificate
0.35%$1k-6 Month IRA Certificate

Ocean Financial Federal Credit Union Locations
Branch Office45 Atlantic AveOceanside, NY 11572-2035
Branch Office4050 Merrick RdSeaford, NY 11783

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