Overview / Commentary
516-620-8100
45 Atlantic Ave
Oceanside, NY 11572-2035

Ocean Financial Federal Credit Union is headquartered in Oceanside and is the 39th largest credit union in the state of New York. It is also the 793rd largest credit union in the nation. It was established in 1969 and as of September of 2018, it had grown to 37 employees and 14,655 members at 2 locations. Ocean Financial Federal Credit Union's CD rates are 2X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership to Ocean Financial Federal Credit Union is open to all Catholics, members of one of the several affiliated Catholic groups, and family members of those eligible.
See current membership details

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Health

Health Grade Components

Overall
NCUA #19269
Year Chartered1969
Employees37
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD5.99%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$304.9MM$317.2MM
LoansQ3 2018vs Q3 2017$193.9MM$187.1MM
DepositsQ3 2018vs Q3 2017$283.5MM$291.3MM
Equity CapitalQ3 2018vs Q3 2017$20.4MM$25.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$5.0MM$2.3MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$6.6MM$5.7MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Ocean Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*-$1kYouth Savings
OTHER TIERS: 0.15% $1k+
1.10%*$300k*-Super Saver Account
OTHER TIERS: 0.40% $100 - $25k | 0.50% $25k - $50k | 0.60% $50k - $100k | 1.00% $100k - $300k
0.25%--IRA Savings Account
0.15%--Regular Savings Account
0.15%--Christmas Club
0.15%--Vacation Club Account
0.10%--Escrow Account

Ocean Financial Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Checking Account

Ocean Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$1k-5 Year Share Certificate
2.60%$1k-4 Year Share Certificate
2.60%$1k-16-Month Promotional Share Certificate
2.50%$1k-3 Year Share Certificate
2.12%$1k-2 Year Share Certificate
2.02%$1k-1 Year Share Certificate
1.00%$1k-6 Month Share Certificate

Ocean Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$1k-5 Year IRA Certificate
2.60%$1k-4 Year IRA Certificate
2.60%$1k-16-Month Promotional IRA Certificate
2.50%$1k-3 Year IRA Certificate
2.12%$1k-2 Year IRA Certificate
2.02%$1k-1 Year IRA Certificate
1.00%$1k-6 Month IRA Certificate
Locations


Ocean Financial Federal Credit Union Locations
Branch Office45 Atlantic AveOceanside, NY 11572-2035
Branch Office4050 Merrick RdSeaford, NY 11783

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