Ocean Financial Federal Credit Union


Overview / Commentary
516-620-8100
45 Atlantic Ave
Oceanside, NY 11572

Ocean Financial Federal Credit Union is headquartered in Oceanside and is the 40th largest credit union in the state of New York. It is also the 811th largest credit union in the nation. It was established in 1969 and as of June of 2020, it had grown to 36 employees and 14,858 members at 2 locations. Ocean Financial Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership to Ocean Financial Federal Credit Union is open to all Catholics, members of any of several affiliated Catholic groups located in New York, and family members of those eligible.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #19269
Year Chartered1969
Employees36
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD2.66%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$345.3MM$318.0MM
LoansQ2 2020vs Q2 2019$201.7MM$199.1MM
DepositsQ2 2020vs Q2 2019$316.8MM$293.0MM
Equity CapitalQ2 2020vs Q2 2019$27.7MM$24.0MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.5MM$2.8MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$3.0MM$4.4MM
Real Estate OwnedQ2 2020vs Q2 2019$0$278.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Ocean Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-Youth Savings
0.50%*$300k*-Super Saver Account
OTHER TIERS: 0.20% $100 - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $300k
0.25%--IRA Savings Account
0.15%--Regular Savings Account
0.15%--Christmas Club
0.15%--Vacation Club Account
0.10%--Escrow Account

Ocean Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$1k-5 Year Share Certificate
0.85%$100-Youth 5 Year Share Certificate
0.70%$1k-4 Year Share Certificate
0.70%$100-Youth 4 Year Share Certificate
0.65%$1k-3 Year Share Certificate
0.65%$100-Youth 3 Year Share Certificate
0.55%$1k-2 Year Share Certificate
0.55%$100-Youth 2 Year Share Certificate
0.50%$1k-1 Year Share Certificate
0.50%$100-Youth 1 Year Share Certificate
0.45%$1k-6 Month Share Certificate
0.45%$100-Youth 6 Month Share Certificate

Ocean Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$1k-5 Year IRA Certificate
0.70%$1k-4 Year IRA Certificate
0.65%$1k-3 Year IRA Certificate
0.55%$1k-2 Year IRA Certificate
0.50%$1k-1 Year IRA Certificate
0.45%$1k-6 Month IRA Certificate
Locations


Ocean Financial Federal Credit Union Locations
Branch Office45 Atlantic AveOceanside, NY 11572-2035
Branch Office4050 Merrick RdSeaford, NY 11783

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