Ocean Financial Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.oceanfinancial.org

516-620-8100

45 Atlantic Ave
Oceanside, NY 11572

Field of Membership Restrictions

Membership to Ocean Financial Federal Credit Union is open to all Catholics, members of any of several affiliated Catholic groups located in New York, and family members of those eligible.
See current membership details

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Health

Due to issues with the NCUA financial data for Q3 2022, some data may not be correct. Please contact the credit union for the latest financial data.

Overall
NCUA #	19269
Year Chartered	1969
Employees	33
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.04%
Return on Equity - YTD	-0.77%
Annual Interest Income	$4.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$381.3MM$357.8MM
Loans	Q1 2025vs Q1 2024	$260.5MM$240.6MM
Deposits	Q1 2025vs Q1 2024	$359.6MM$338.6MM
Equity Capital	Q1 2025vs Q1 2024	$19.7MM$16.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.2MM$1.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.8MM$2.5MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Financial Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.13%	$0	$1k	Youth Savings
0.90%^*	$300k^*	-	Super Saver Account
OTHER TIERS: 0.60% → $5 - $1k \| 0.65% → $1k - $25k \| 0.70% → $25k - $50k \| 0.75% → $50k - $100k \| 0.80% → $100k - $300k
0.10%	$0	-	Regular Savings Account
0.10%	$0	-	Escrow Account
0.10%	$0	-	Christmas Club
0.10%	$0	-	Vacation Club Account

Ocean Financial Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$500	-	6 Month Share Certificate
4.25%	$100	-	Youth 6 Month Share Certificate
3.75%	$500	-	1 Year Share Certificate
3.75%	$100	-	Youth 1 Year Share Certificate
3.04%	$500	-	3 Year Share Certificate
3.04%	$500	-	4 Year Share Certificate
3.04%	$500	-	5 Year Share Certificate
3.04%	$100	-	Youth 3 Year Share Certificate
3.04%	$100	-	Youth 4 Year Share Certificate
3.04%	$100	-	Youth 5 Year Share Certificate
2.94%	$500	-	2 Year Share Certificate
2.94%	$100	-	Youth 2 Year Share Certificate

Ocean Financial Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$500	-	6 Month IRA Certificate
3.75%	$500	-	1 Year IRA Certificate
3.04%	$500	-	3 Year IRA Certificate
3.04%	$500	-	4 Year IRA Certificate
3.04%	$500	-	5 Year IRA Certificate
2.94%	$500	-	2 Year IRA Certificate
0.25%	$0	-	IRA Savings Account

Locations

Ocean Financial Federal Credit Union Locations
Branch Office	45 Atlantic Ave	Oceanside, NY 11572-2035
Branch Office	4050 Merrick Rd	Seaford, NY 11783
Corporate Office	21 Morris Ave	Rockville Centre, NY 11570-5336
Branch Office	1000 Hempstead Ave	Rockville Centre, NY 11570-1135

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.