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Ocean Financial Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Overview / Commentary
www.oceanfinancial.org
516-620-8100
45 Atlantic Ave
Oceanside, NY 11572

Field of Membership Restrictions

Membership to Ocean Financial Federal Credit Union is open to all Catholics, members of any of several affiliated Catholic groups located in New York, and family members of those eligible.
See current membership details

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Health

Due to issues with the NCUA financial data for Q3 2022, some data may not be correct. Please contact the credit union for the latest financial data.

Overall
NCUA #19269
Year Chartered1969
Employees36
Primary Regulator
Profit Margin
Return on Assets - YTD-0.21%
Return on Equity - YTD-3.79%
Annual Interest Income$11.4MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$374.2MM$356.6MM
LoansQ3 2024vs Q3 2023$236.1MM$237.3MM
DepositsQ3 2024vs Q3 2023$351.8MM$336.1MM
Equity CapitalQ3 2024vs Q3 2023$20.4MM$14.1MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1.8MM$1.8MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$4MM$2.6MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates
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Always verify rates and promotions with the bank or credit union. We are not Ocean Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.13%$0$1kYouth Savings
0.90%*$300k*-Super Saver Account
OTHER TIERS: 0.60% → $5 - $1k | 0.65% → $1k - $25k | 0.70% → $25k - $50k | 0.75% → $50k - $100k | 0.80% → $100k - $300k
0.25%$0-IRA Savings Account
0.10%$0-Regular Savings Account
0.10%$0-Escrow Account
0.10%$0-Christmas Club
0.10%$0-Vacation Club Account

Ocean Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-6 Month Share Certificate
4.50%$100-Youth 6 Month Share Certificate
3.75%$500-1 Year Share Certificate
3.75%$100-Youth 1 Year Share Certificate
3.04%$500-3 Year Share Certificate
3.04%$500-4 Year Share Certificate
3.04%$500-5 Year Share Certificate
3.04%$100-Youth 3 Year Share Certificate
3.04%$100-Youth 4 Year Share Certificate
3.04%$100-Youth 5 Year Share Certificate
2.94%$500-2 Year Share Certificate
2.94%$100-Youth 2 Year Share Certificate

Ocean Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-6 Month IRA Certificate
3.75%$500-1 Year IRA Certificate
3.04%$500-3 Year IRA Certificate
3.04%$500-4 Year IRA Certificate
3.04%$500-5 Year IRA Certificate
2.94%$500-2 Year IRA Certificate
Locations


Ocean Financial Federal Credit Union Locations
Branch Office45 Atlantic AveOceanside, NY 11572-2035
Branch Office4050 Merrick RdSeaford, NY 11783
Corporate Office21 Morris AveRockville Centre, NY 11570-5336

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