Ocean Financial Federal Credit Union

Overview / Commentary
45 Atlantic Ave
Oceanside, NY 11572

Field of Membership Restrictions

Membership to Ocean Financial Federal Credit Union is open to all Catholics, members of any of several affiliated Catholic groups located in New York, and family members of those eligible.
See current membership details


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Due to issues with the NCUA financial data for Q3 2022, some data may not be correct. Please contact the credit union for the latest financial data.

NCUA #19269
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD-0.12%
Return on Equity - YTD-2.55%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$357.8MM$368MM
LoansQ1 2024vs Q1 2023$240.6MM$238.7MM
DepositsQ1 2024vs Q1 2023$338.6MM$344.5MM
Equity CapitalQ1 2024vs Q1 2023$16.8MM$16.4MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.7MM$1.6MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$2.5MM$1.7MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Financial Federal Credit Union Savings Account Rates

5.13%$0$1kYouth Savings
0.90%*$300k*-Super Saver Account
OTHER TIERS: 0.60% $5 - $1k | 0.65% $1k - $25k | 0.70% $25k - $50k | 0.75% $50k - $100k | 0.80% $100k - $300k
0.25%$0-IRA Savings Account
0.10%$0-Regular Savings Account
0.10%$0-Escrow Account
0.10%$0-Christmas Club
0.10%$0-Vacation Club Account

Ocean Financial Federal Credit Union CD Rates

5.11%$500-6 Month Share Certificate
5.11%$100-Youth 6 Month Share Certificate
4.07%$500-1 Year Share Certificate
4.07%$100-Youth 1 Year Share Certificate
3.04%$500-3 Year Share Certificate
3.04%$500-4 Year Share Certificate
3.04%$500-5 Year Share Certificate
3.04%$100-Youth 3 Year Share Certificate
3.04%$100-Youth 4 Year Share Certificate
3.04%$100-Youth 5 Year Share Certificate
2.94%$500-2 Year Share Certificate
2.94%$100-Youth 2 Year Share Certificate

Ocean Financial Federal Credit Union IRA Rates

5.11%$500-6 Month IRA Certificate
4.07%$500-1 Year IRA Certificate
3.04%$500-3 Year IRA Certificate
3.04%$500-4 Year IRA Certificate
3.04%$500-5 Year IRA Certificate
2.94%$500-2 Year IRA Certificate

Ocean Financial Federal Credit Union Locations
Branch Office45 Atlantic AveOceanside, NY 11572-2035
Branch Office4050 Merrick RdSeaford, NY 11783
Corporate Office21 Morris AveRockville Centre, NY 11570-5336

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