Featured Savings Rates
Featured Accounts

Ocean Financial Federal Credit Union

Popular Accounts at this Credit Union

2.63%5-year CD5 Year Share Certificate
1.51%1-year CD1 Year Share Certificate
0.30%SavingsRegular Savings Account

Overview / Commentary
45 Atlantic Ave
Oceanside, NY 11572-2035

Ocean Financial Federal Credit Union is headquartered in Oceanside and is the 39th largest credit union in the state of New York. It is also the 773rd largest credit union in the nation. It was established in 1969 and as of December of 2017, it had grown to 35 employees and 14,474 members at 2 locations. Ocean Financial Federal Credit Union's CD rates are 68% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to all Catholics, members of one of the several affiliated Catholic groups, and family members of those eligible.
See current membership details


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Health Grade Components

NCUA #19269
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD-1.08%
Return on Equity - YTD-16.29%
Annual Interest Income$9.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$313.2MM$315.9MM
LoansQ4 2017vs Q4 2016$190.7MM$176.8MM
DepositsQ4 2017vs Q4 2016$291.8MM$291.1MM
Equity CapitalQ4 2017vs Q4 2016$21.0MM$23.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$5.2MM$1.7MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$6.8MM$5.7MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Financial Federal Credit Union Savings Account Rates

4.00%*-$1kYouth Savings
OTHER TIERS: 0.30% $1k+
0.55%*$100k*-Super Saver Account
OTHER TIERS: 0.30% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k
0.35%--IRA Savings Account
0.30%--Regular Savings Account
0.30%--Specialty Share Savings Club
0.10%--Escrow Account

Ocean Financial Federal Credit Union Checking Account Rates

0.10%--Checking Account

Ocean Financial Federal Credit Union CD Rates

2.63%$1k-5 Year Share Certificate
2.22%$1k-4 Year Share Certificate
2.12%$1k-3 Year Share Certificate
1.81%$1k-2 Year Share Certificate
1.51%$1k-1 Year Share Certificate
0.80%$1k-6 Month Share Certificate

Ocean Financial Federal Credit Union IRA Rates

2.63%$1k-5 Year IRA Certificate
2.22%$1k-4 Year IRA Certificate
2.12%$1k-3 Year IRA Certificate
1.81%$1k-2 Year IRA Certificate
1.51%$1k-1 Year IRA Certificate
0.80%$1k-6 Month IRA Certificate

Ocean Financial Federal Credit Union Locations
Branch Office45 Atlantic AveOceanside, NY 11572-2035
Branch Office4050 Merrick RdSeaford, NY 11783

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