Ocean Financial Federal Credit Union

Overview / Commentary

www.oceanfinancial.org

516-620-8100

45 Atlantic Ave
Oceanside, NY 11572

Field of Membership Restrictions

Membership to Ocean Financial Federal Credit Union is open to all Catholics, members of any of several affiliated Catholic groups located in New York, and family members of those eligible.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Due to issues with the NCUA financial data for Q3 2022, some data may not be correct. Please contact the credit union for the latest financial data.

Overall
NCUA #	19269
Year Chartered	1969
Employees	38
Primary Regulator

Profit Margin
Return on Assets - YTD	0.27%
Return on Equity - YTD	6.17%
Annual Interest Income	$6.4MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$362.2MM$382.2MM
Loans	Q2 2023vs Q2 2022	$238.1MM$224.5MM
Deposits	Q2 2023vs Q2 2022	$337.5MM$363.9MM
Equity Capital	Q2 2023vs Q2 2022	$16.3MM$16.6MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$0$1.5MM
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$2.7MM$1.7MM
Real Estate Owned	Q2 2023vs Q2 2022	$0$0

Rates

Skip to rates for:

Savings
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Ocean Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Financial Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%	-	$1k	Youth Savings
0.90%^*	$300k^*	-	Super Saver Account
OTHER TIERS: 0.60% → $5 - $1k \| 0.65% → $1k - $25k \| 0.70% → $25k - $50k \| 0.75% → $50k - $100k \| 0.80% → $100k - $300k
0.25%	-	-	IRA Savings Account
0.10%	-	-	Regular Savings Account
0.10%	-	-	Escrow Account
0.10%	-	-	Christmas Club
0.10%	-	-	Vacation Club Account

Ocean Financial Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%	$500	-	1 Year Share Certificate
5.00%	$100	-	Youth 1 Year Share Certificate
4.75%	$500	-	6 Month Share Certificate
4.75%	$100	-	Youth 6 Month Share Certificate
3.00%	$500	-	3 Year Share Certificate
3.00%	$500	-	4 Year Share Certificate
3.00%	$500	-	5 Year Share Certificate
3.00%	$100	-	Youth 3 Year Share Certificate
3.00%	$100	-	Youth 4 Year Share Certificate
3.00%	$100	-	Youth 5 Year Share Certificate
2.90%	$500	-	2 Year Share Certificate
2.90%	$100	-	Youth 2 Year Share Certificate

Ocean Financial Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%	$500	-	1 Year IRA Certificate
4.75%	$500	-	6 Month IRA Certificate
3.00%	$500	-	3 Year IRA Certificate
3.00%	$500	-	4 Year IRA Certificate
3.00%	$500	-	5 Year IRA Certificate
2.90%	$500	-	2 Year IRA Certificate

Locations

Ocean Financial Federal Credit Union Locations
Branch Office	45 Atlantic Ave	Oceanside, NY 11572-2035
Branch Office	4050 Merrick Rd	Seaford, NY 11783
Corporate Office	21 Morris Ave	Rockville Centre, NY 11570-5336

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.