Ocean Financial Federal Credit Union

Popular Accounts at this Credit Union

2.75%5-year CD
2.02%1-year CD
View all Ocean Financial Federal Credit Union rates »

Overview / Commentary
45 Atlantic Ave
Oceanside, NY 11572-2035

Ocean Financial Federal Credit Union is headquartered in Oceanside and is the 38th largest credit union in the state of New York. It is also the 786th largest credit union in the nation. It was established in 1969 and as of December of 2018, it had grown to 35 employees and 14,654 members at 2 locations. Ocean Financial Federal Credit Union's CD rates are 2X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership to Ocean Financial Federal Credit Union is open to all Catholics, members of one of the several affiliated Catholic groups, and family members of those eligible.
See current membership details


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Health Grade Components

NCUA #19269
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD6.05%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$309.5MM$313.2MM
LoansQ4 2018vs Q4 2017$197.2MM$190.7MM
DepositsQ4 2018vs Q4 2017$287.8MM$291.8MM
Equity CapitalQ4 2018vs Q4 2017$21.0MM$21.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.0MM$5.2MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$5.0MM$6.8MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Financial Federal Credit Union Savings Account Rates

4.00%*-$1kYouth Savings
OTHER TIERS: 0.15% $1k+
1.10%*$300k*-Super Saver Account
OTHER TIERS: 0.40% $100 - $25k | 0.50% $25k - $50k | 0.60% $50k - $100k | 1.00% $100k - $300k
0.25%--IRA Savings Account
0.15%--Regular Savings Account
0.15%--Christmas Club
0.15%--Vacation Club Account
0.10%--Escrow Account

Ocean Financial Federal Credit Union CD Rates

3.00%$1k-50-Month Promotional Share Certificate
2.75%$1k-5 Year Share Certificate
2.60%$1k-4 Year Share Certificate
2.60%$1k-16-Month Promotional Share Certificate
2.50%$1k-3 Year Share Certificate
2.12%$1k-2 Year Share Certificate
2.02%$1k-1 Year Share Certificate
1.00%$1k-6 Month Share Certificate

Ocean Financial Federal Credit Union IRA Rates

3.00%$1k-50-Month Promotional IRA Certificate
2.75%$1k-5 Year IRA Certificate
2.60%$1k-4 Year IRA Certificate
2.60%$1k-16-Month Promotional IRA Certificate
2.50%$1k-3 Year IRA Certificate
2.12%$1k-2 Year IRA Certificate
2.02%$1k-1 Year IRA Certificate
1.00%$1k-6 Month IRA Certificate

Ocean Financial Federal Credit Union Locations
Branch Office45 Atlantic AveOceanside, NY 11572-2035
Branch Office4050 Merrick RdSeaford, NY 11783

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