Ocean Financial Federal Credit Union

Popular Accounts at this Credit Union

2.63%5-year CD5 Year Share Certificate
2.02%1-year CD1 Year Share Certificate
0.30%SavingsRegular Savings Account

Overview / Commentary
45 Atlantic Ave
Oceanside, NY 11572-2035

Ocean Financial Federal Credit Union is headquartered in Oceanside and is the 40th largest credit union in the state of New York. It is also the 796th largest credit union in the nation. It was established in 1969 and as of June of 2018, it had grown to 43 employees and 14,630 members at 2 locations. Ocean Financial Federal Credit Union's CD rates are 2X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership is open to all Catholics, members of one of the several affiliated Catholic groups, and family members of those eligible.
See current membership details


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Health Grade Components

NCUA #19269
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD6.38%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$306.6MM$316.3MM
LoansQ2 2018vs Q2 2017$194.4MM$184.5MM
DepositsQ2 2018vs Q2 2017$285.4MM$290.8MM
Equity CapitalQ2 2018vs Q2 2017$20.2MM$24.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$5.0MM$2.3MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$7.3MM$5.3MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ocean Financial Federal Credit Union Savings Account Rates

4.00%*-$1kYouth Savings
OTHER TIERS: 0.30% $1k+
1.00%*$300k*-Super Saver Account
OTHER TIERS: 0.30% $100 - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k | 0.55% $100k - $300k
0.35%--IRA Savings Account
0.30%--Regular Savings Account
0.30%--Specialty Share Savings Club
0.10%--Escrow Account

Ocean Financial Federal Credit Union Checking Account Rates

0.10%--Checking Account

Ocean Financial Federal Credit Union CD Rates

2.63%$1k-5 Year Share Certificate
2.40%$1k-4 Year Share Certificate
2.30%$1k-3 Year Share Certificate
2.12%$1k-2 Year Share Certificate
2.02%$1k-1 Year Share Certificate
1.00%$1k-6 Month Share Certificate

Ocean Financial Federal Credit Union IRA Rates

2.63%$1k-5 Year IRA Certificate
2.40%$1k-4 Year IRA Certificate
2.30%$1k-3 Year IRA Certificate
2.12%$1k-2 Year IRA Certificate
2.02%$1k-1 Year IRA Certificate
1.00%$1k-6 Month IRA Certificate

Ocean Financial Federal Credit Union Locations
Branch Office45 Atlantic AveOceanside, NY 11572-2035
Branch Office4050 Merrick RdSeaford, NY 11783

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