Featured Savings Rates
Featured Accounts
Overview / Commentary
975 Hooper Avenue
Toms River, NJ 08753

OceanFirst Bank is headquartered in Toms River and is the 6th largest bank in the state of New Jersey. It is also the 198th largest bank in the nation. It was established in 1902 and as of September of 2017, it had grown to 639 employees at 52 locations. OceanFirst Bank has an A health rating.

Related Posts

Oceanfirst Bank CD Special [NJ] 2.25% 59 Month - 4/9/2017

This was advertised in the Sunday April 9th edition of the Asbury Park Press: OceanFirst Bank special rate, limited-time offer 2.25% apy 59 month term CD $500 min $500,000 max Checking account required

Earn Up To $300 In Bonuses At OceanFirst Bank (NJ) - 2/24/2017

OceanFirst Bank is offering up to $300 in bonuses when opening a new Simply Great checking account. There are three different bonuses.

View all posts from:

Reviews (3)

Not Ocean First But Fee First

Posted by: CreccaJ | Dec 31, 2016

They are a rip off. They will fee you to death. BEWARE

Beware! You Cannot Access Your Own Money!

I have been using this bank for many years. I have numerous accounts there including my business account. Most recently, I have been receiving many automated messages from the bank stating they put a hold on my debit card due to unusual activity. Once you go thru the prompts to confirm the transactions were valid, the hold is released. However, the bank never releases the hold! I had over 10,000 in my account. I tried to order xmas gifts and the card repeatedly was declined due to "unusual activity". I tried to use my business card while away on businesz, again, same thing. I contacted the bank repeatedly only to be told they apologize and will correct it. Well now I just had several online transactions declined. Still the same issue. It isn't fun when you cannit access your own money. Also, every week I write a check to cash from one ocean first acct to deposit to another. No matter which branch I go to, they put a hold on the check when their are more than sufficient funds to cover it. The tellers don't bother looking to see that it is a check from that branch and it is not supposed to be held. So again, EVERY week, I have to call them up and I get the same apology. This has also caused them to assess insufficient funds fees to my account which warranted calls two weeks in a row. Again, they are sorry for my inconvenience. How about they train the tellers to do their job properly. And I had to stay on top of them to reverse the fees. They promised to do it, but took two days to. They rip you off at every turn. As someone else stated, watch your account closely. They try and impose charges that are incorrect and I have to take time out to call them constantly. So now, here it is xmas week and I am again waiting to call them over a hold placed on my account with every thing I ordered online not processed! They are horrible. Do yourself a favor and find another bank! I will be closing all
Of my accounts right after xmas!

HORRIBLE BANK, They Rip You Off Any Way They Can!!!

Posted by: Anonymous | Feb 27, 2012

This bank is not organized whatsoever, I have had so many problems with them taking out payments first then depositing my money and taking hundreds from me in fees. If you use this bank you need to watch your account very closely!!!


Health Grade Components

FDIC Certificate #28359
Year Established1902
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD7.38%
Annual Interest Income$141.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$5.39B$4.16B
LoansQ3 2017vs Q3 2016$3.87B$3.05B
DepositsQ3 2017vs Q3 2016$4.38B$3.34B
Equity CapitalQ3 2017vs Q3 2016$615.0MM$423.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$16.6MM$15.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$20.0MM$18.6MM
Real Estate OwnedQ3 2017vs Q3 2016$9.3MM$9.1MM

Sorry, we do not have rate data for OceanFirst Bank.