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Overview / Commentary
864-882-2765
115 East North 2nd Street
Seneca, SC 29678

Oconee Federal Savings and Loan Association is headquartered in Seneca and is the 16th largest bank in the state of South Carolina. It is also the 1,502nd largest bank in the nation. It was established in 1924 and as of September of 2017, it had grown to 79 employees at 7 locations. Oconee Federal Savings and Loan Association's money market rates are 14% higher than the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #30111
Year Established1924
Employees79
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD6.78%
Annual Interest Income$12.7MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$475.7MM$485.6MM
LoansQ3 2017vs Q3 2016$311.9MM$294.8MM
DepositsQ3 2017vs Q3 2016$382.9MM$402.8MM
Equity CapitalQ3 2017vs Q3 2016$80.3MM$79.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.0MM$972.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$3.5MM$4.9MM
Real Estate OwnedQ3 2017vs Q3 2016$894.00K$654.00K
Rates
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Oconee Federal Savings and Loan Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$10k-Money Market Bonus
Locations


Oconee Federal Savings and Loan Association Locations
Clayton Branch221 Hwy 76 EastClayton, GA 30525
Toccoa Branch12 East Doyle StreetToccoa, GA 30577
Toccoa Br2859 Hwy 17aToccoa, GA 30577
111 West Windsor Street Branch111 West Windsor StreetWestminster, SC 29693
Oconee Federal Savings and Loan Association115 East North 2nd StreetSeneca, SC 29678
Broad Street Branch204 W North Broad StWalhalla, SC 29691
813-123 By-Pass Branch813 By Pass 123Seneca, SC 29678