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Overview / Commentary
864-882-2765
115 East North 2nd Street
Seneca, SC 29678

Oconee Federal Savings and Loan Association is headquartered in Seneca and is the 14th largest bank in the state of South Carolina. It is also the 1,474th largest bank in the nation. It was established in 1924 and as of March of 2017, it had grown to 79 employees at 7 locations. Oconee Federal Savings and Loan Association has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #30111
Year Established1924
Employees79
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD8.07%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$481.5MM$482.8MM
LoansQ1 2017vs Q1 2016$305.1MM$290.8MM
DepositsQ1 2017vs Q1 2016$397.7MM$404.4MM
Equity CapitalQ1 2017vs Q1 2016$81.5MM$76.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.1MM$1.2MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$3.5MM$2.8MM
Real Estate OwnedQ1 2017vs Q1 2016$811.00K$1.7MM
Rates

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Locations


Oconee Federal Savings and Loan Association Locations
Clayton Branch221 Hwy 76 EastClayton, GA 30525
Toccoa Branch12 East Doyle StreetToccoa, GA 30577
Toccoa Br2859 Hwy 17aToccoa, GA 30577
111 West Windsor Street Branch111 West Windsor StreetWestminster, SC 29693
Oconee Federal Savings and Loan Association115 East North 2nd StreetSeneca, SC 29678
Broad Street Branch204 W North Broad StWalhalla, SC 29691
813-123 By-Pass Branch813 By Pass 123Seneca, SC 29678