Oconee Federal Savings and Loan Association
Overview / Commentary
Oconee Federal Savings and Loan Association is headquartered in Seneca and is the 17th largest bank in the state of South Carolina. It is also the 1,390th largest bank in the nation. It was established in 1924 and as of December of 2018, it had grown to 80 employees at 7 locations. Oconee Federal Savings and Loan Association has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 30111 |
| Year Established | 1924 |
| Employees | 80 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.89% |
| Return on Equity - YTD | 5.62% |
| Annual Interest Income | $17.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $515.1MM$482.8MM |
| Loans | Q4 2018vs Q4 2017 | $355.8MM$316.3MM |
| Deposits | Q4 2018vs Q4 2017 | $401.7MM$377.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $78.5MM$80.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.2MM$1.0MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $4.6MM$5.4MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $823.00K$850.00K |
Rates
Sorry, we do not have rate data for Oconee Federal Savings and Loan Association.
Locations
| Oconee Federal Savings and Loan Association Locations | ||
|---|---|---|
| Clayton Branch | 221 Hwy 76 East | Clayton, GA 30525 |
| Toccoa Branch | 12 East Doyle Street | Toccoa, GA 30577 |
| Toccoa Br | 2859 Hwy 17a | Toccoa, GA 30577 |
| 111 West Windsor Street Branch | 111 West Windsor Street | Westminster, SC 29693 |
| Oconee Federal Savings and Loan Association | 115 East North 2nd Street | Seneca, SC 29678 |
| Broad Street Branch | 204 W North Broad St | Walhalla, SC 29691 |
| 813-123 By-Pass Branch | 813 By Pass 123 | Seneca, SC 29678 |