Oconee Federal Savings and Loan Association

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.oconeefederal.com

864-882-2765

115 East North 2nd Street
Seneca, SC 29678

Oconee Federal Savings and Loan Association is headquartered in SENECA and is the 20^th largest bank in the state of South Carolina. It is also the 1,446^th largest bank in the nation. It was established in 1924 and as of March of 2025, it had grown to 76 employees at 8 locations. Oconee Federal Savings and Loan Association has an A+ health rating.

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Health

A+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	30111
Year Established	1924
Employees	76
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.63%
Return on Equity - YTD	5.44%
Annual Interest Income	$7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$660.1MM$664.4MM
Loans	Q1 2025vs Q1 2024	$478.5MM$469.8MM
Deposits	Q1 2025vs Q1 2024	$537.6MM$530.5MM
Equity Capital	Q1 2025vs Q1 2024	$78.2MM$76.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.3MM$3.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$952K$1.4MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Oconee Federal Savings and Loan Association.

Locations

Oconee Federal Savings and Loan Association Locations
111 West Windsor Street Branch	111 West Windsor Street	Westminster, SC 29693
Oconee Federal Savings and Loan Association	115 E North 2nd St	Seneca, SC 29678
Broad Street Branch	204 W North Broad St	Walhalla, SC 29691
813-123 By-Pass Branch	813 By Pass 123	Seneca, SC 29678
Clayton Branch	221 Hwy 76 East	Clayton, GA 30525
Toccoa Branch	12 East Doyle Street	Toccoa, GA 30577
Toccoa Br	2859 Hwy 17a	Toccoa, GA 30577
Clemson	357 Old Greenville Hwy	Clemson, SC 29631

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