Oconee Federal Savings and Loan Association
Overview / Commentary
Oconee Federal Savings and Loan Association is headquartered in Seneca and is the 16th largest bank in the state of South Carolina. It is also the 1,466th largest bank in the nation. It was established in 1924 and as of December of 2017, it had grown to 80 employees at 7 locations. Oconee Federal Savings and Loan Association's money market rates are 14% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 30111 |
| Year Established | 1924 |
| Employees | 80 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.86% |
| Return on Equity - YTD | 5.13% |
| Annual Interest Income | $17.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $482.8MM$482.5MM |
| Loans | Q4 2017vs Q4 2016 | $316.3MM$300.5MM |
| Deposits | Q4 2017vs Q4 2016 | $377.7MM$400.4MM |
| Equity Capital | Q4 2017vs Q4 2016 | $80.2MM$79.4MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $1.0MM$996.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $5.4MM$4.2MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $850.00K$752.00K |
Rates
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Oconee Federal Savings and Loan Association Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $10k | - | Money Market Bonus |
Locations
| Oconee Federal Savings and Loan Association Locations | ||
|---|---|---|
| Clayton Branch | 221 Hwy 76 East | Clayton, GA 30525 |
| Toccoa Branch | 12 East Doyle Street | Toccoa, GA 30577 |
| Toccoa Br | 2859 Hwy 17a | Toccoa, GA 30577 |
| 111 West Windsor Street Branch | 111 West Windsor Street | Westminster, SC 29693 |
| Oconee Federal Savings and Loan Association | 115 East North 2nd Street | Seneca, SC 29678 |
| Broad Street Branch | 204 W North Broad St | Walhalla, SC 29691 |
| 813-123 By-Pass Branch | 813 By Pass 123 | Seneca, SC 29678 |