2. OCPS Federal Credit Union

OCPS Federal Credit Union


Overview / Commentary
www.ocpsfcu.virtualcu.net
304-243-0499
280 Fulton St
Wheeling, WV 26003

OCPS Federal Credit Union is headquartered in WHEELING and is the 69th largest credit union in the state of West Virginia. It is also the 4,624th largest credit union in the nation. It was established in 1970 and as of December of 2018, it had grown to 2 employees and 851 members at 1 location. OCPS Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Must be an employee of the Ohio County Board of Education, RESA VI employee, any organization associated with the Ohio County Board of Education or an immediate family member.
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Health
C+

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. OCPS Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #19881
Year Chartered1970
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD-0.32%
Return on Equity - YTD-2.28%
Annual Interest Income$171.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$4.8MM$5.0MM
LoansQ4 2018vs Q4 2017$1.7MM$1.5MM
DepositsQ4 2018vs Q4 2017$4.1MM$4.3MM
Equity CapitalQ4 2018vs Q4 2017$702.00K$718.00K
Loan Loss AllowanceQ4 2018vs Q4 2017$20.00K$23.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$21.00K$26.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OCPS Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$10k*$10mRegular Shares Account
OTHER TIERS: 0.05% → $5 - $3k | 0.30% → $3k - $10k
0.25%--Christmas Club Account
0.25%--Vacation Club Account
Locations


OCPS Federal Credit Union Locations
Branch Office280 FULTON STWHEELING, WV 26003

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