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Odin State Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
onlinebanking.odinstatebank.com
507-736-2691
101 East Main Street
Odin, MN 56160

Odin State Bank is headquartered in ODIN and is the 192nd largest bank in the state of Minnesota. It is also the 3,977th largest bank in the nation. It was established in 1904 and as of March of 2025, it had grown to 11 employees at 1 location. Odin State Bank's money market rates are 6X the national average, and it has a B health rating.

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Health
B

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Odin State Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #14574
Year Established1904
Employees11
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD12.59%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$80.2MM$72.5MM
LoansQ1 2025vs Q1 2024$63.2MM$58MM
DepositsQ1 2025vs Q1 2024$73.3MM$62.6MM
Equity CapitalQ1 2025vs Q1 2024$5.7MM$5.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$673K$812K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$768K$1.1MM
Real Estate OwnedQ1 2025vs Q1 2024$38K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Odin State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$10-Regular Savings

Odin State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.43%*$250k*-Premium Money Market Account
OTHER TIERS: 0.45% → $2.5k - $25k | 0.65% → $25k - $50k | 1.11% → $50k - $100k | 1.71% → $100k - $250k
0.50%*$2.5k*-Money Market Account
OTHER TIERS: 0.25% → $100 - $2.5k

Odin State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$10-NOW Checking

Odin State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.28%$2.5k-7 Month CD Special
4.09%*$10k*-1 Year CD
OTHER TIERS: 1.25% → $500 - $10k
4.09%$10k-12 Month CD Special
3.89%$2.5k-18 Month CD Special
2.77%*$10k*-4 Year CD
OTHER TIERS: 2.26% → $500 - $10k
2.26%*$10k*-3 Year CD
OTHER TIERS: 1.76% → $500 - $10k
2.26%$2.5k-30 Month CD Special
1.76%*$10k*-2 Year CD
OTHER TIERS: 1.25% → $500 - $10k
1.51%$10k-15 Month CD Special
1.25%*$10k*-182 Day CD
OTHER TIERS: 0.75% → $500 - $10k
0.35%$2.5k-91 Day CD

Odin State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.57%$500-18 Month IRA Special
2.57%$500-3 Year IRA
2.57%$500-3 Year KEOGH
Locations


Odin State Bank Locations
Odin State Bank101 E Main StOdin, MN 56160

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